In addition to low theft rates and a reasonable maintenance plan, the V90 offers luxurious elegance while being family-friendly. Volvo V90 car insurance rates cost are more than the national average of $1,300, but they are nevertheless comparable to those of other high-end luxury vehicles, such as the Mercedes-Benz E-class.
A Volvo V90 car insurance rates cost $2,640 a year in insurance, or $220 per month. That’s correct, it costs the same as a regular V90.
- How do I compare insurance for the Volvo V90?
- Does the Volvo V90 qualify for discounts?
- How reliable is the Volvo V90?
- Bottom line
How do I compare insurance for the Volvo V90?
With its luxurious appearance and minimal theft, the V90’s cheap insurance rates, and free maintenance, you may be able to offset those expenses.
- Body type. The V90 is a luxury-oriented midsize SUV wagon. Although station wagons are one of the least expensive vehicle types to insure, their larger size may result in higher premiums.
- Fuel. For a midsize automobile, this family sedan gets excellent gas economy. The T5 or T6 model has a combined fuel economy rating of 31 to 35 mpg.
- Maintenance. Volvo forums indicate a varied reaction from owners, with some requiring many little repairs while others don’t require any. Owners, on the other hand, complain that repairs are expensive when they are required. The vehicle comes with a free maintenance plan for the first three years, which may help to offset the purchase price.
- Theft. When compared to other V90 wagons on the market, this one has a lower theft rate and thus presents less of a danger to your insurance provider.
- Coverage. A luxury insurance with agreed value coverage and greater liability limits may be appropriate for your high-end vehicle because of its position as a luxury automobile. Further protection is provided by policies for uninsured/underinsured drivers, loan/lease gaps, and accident damage.
- Options for insurers. This family car is covered by the majority of insurers, however if you choose for luxury insurance, your options may be limited.
- Warranty. Volvo offers a four-year, 50,000-mile warranty on the new V90, as well as a three-year, 36,000-mile maintenance plan at no additional cost.
Does the Volvo V90 qualify for discounts?
The V90 is a family vehicle at heart, with features and safety systems tailored specifically for families, as well as the possibility of lower Volvo V90 car insurance rates.
- Anti Lock brakes
- Antitheft device
- Backup camera
- Blind spot sensor
- Driveline traction control
- Electronic stability control
- Lane keeping assistance
- Rear parking sensor
- Roll stability control
- Traffic alert
- Volvo emergency SOS
How reliable is the Volvo V90?
There have been a limited number of recalls on this vehicle, thus its dependability seems to be average. The NHTSA gives a Volvo a perfect score despite the fact that it isn’t officially evaluated for safety.
- Safety. The IIHS and NHTSA have not given the V90 any particular ratings. In contrast, the NHTSA bestowed Good crashworthiness and Superior front crash prevention to the identical V60 model.
- Reliability. The V90 has not been the subject of many negative reviews or forums, although owners have varying opinions on the car’s dependability. Owners rate its dependability as mediocre, while JD Power assigns it a score of 2.5 out of 5 for anticipated reliability.
- Recalls. There has only been one small recall on this automobile so far due to faulty software installation that interferes with the emergency GPS location in the vehicle.
The luxury status of your V90 and the higher MSRP value of a family vehicle should be considered when comparing insurance carriers for your V90. In comparison to more typical station wagons and sedans, they may raise rates.
You may check out our review of Audi A6 Insurance Rates.