Toyota Insurance Rates

To discover the average monthly price of Toyota insurance rates, we collected insurance quotes from the best insurance providers and found that the price ranges from $119.27 to $234.39. Monthly expenses might differ depending on the model and year of your vehicle.

Toyota Insurance Rates - Toyota Logo

How we got these rates

Our driver’s rates are based on a single 30-year-old California resident with a clean driving record. The California Department of Insurance says the state is one of seven that doesn’t consider gender to calculate vehicle insurance rates. Our vehicle insurance includes coverage for the damages that exceed the minimums required by the state of California, which include:

  • Bodily injury liability per person: $50,000
  • Bodily injury liability per accident: $100,000
  • Property damage liability: $50,000
  • Comprehensive deductible: $500
  • Collision deductible: $500
  • Medical payments: $5,000
  • Uninsured motorist bodily injury: $50,000/$100,000

You might find out how much you’ll pay based on what info is in your ZIP code, your location, your work type, the annual kilometers you drive, and more.

How much does it cost to insure a Toyota?

Car-related considerations used by insurance firms for evaluating the cost of insurance include the vehicle’s safety rating, the risk of being stolen, and expenses associated with the replacement of stolen or damaged vehicles.

The Toyotas have better safety ratings and less expensive maintenance and replacement costs, but they are more frequently targeted by thieves, which boosts insurance costs.

Insurance costs are affected by a variety of other factors, including model, mileage, and package options. Aside from things like your driving history, credit score, and age, personal characteristics like these also come into play.

Toyota roadside assistance

Free roadside assistance with no mileage limitations is provided for new Toyota vehicles for up to two years. Roadside support is provided by Toyota with the following included features:

  • Towing up to 25 miles to the nearest Toyota dealership or the nearest Toyota dealer of your choice within 25 miles
  • Battery jump start
  • Flat tire change if you have a spare
  • Gas delivery if you run out of fuel, including 2 gallons of gas or 5 gallons of diesel
  • Lockout if you lost your key

Obtain the 24/7 roadside hotline at 1-800-444-4195 or the Toyota Owners app to use Toyota roadside assistance. In the event of an emergency, Toyota’s Safety Connect is able to automatically transmit your vehicle’s position to Toyota.

Toyota drivers can avoid adding coverage to their insurance by purchasing new vehicles. Toyota drivers who no longer have roadside warranty coverage may purchase insurance for roadside assistance on top of their standard car insurance to obtain service when they need it.

Pros and cons of insuring a Toyota

Pros

  • Great safety ratings
  • Cheap to repair or replace

Cons

  • High theft rates

About the Toyota brand

Toyoda Automatic Loom Works was formed in 1933 under the name Toyota. Today, most customers know the Toyota Group for making cars, yet the group continues to operate in the textile industry.

Toyota always ranks as the world’s largest car manufacturer, because of models like the Camry and Corolla, which are always in high demand.

What’s Toyota Entune?

Toyota’s multimedia system is Entune. The driverless features of the vehicle include the app suite, hands-free calling, and navigation. Entune offers the ability to keep car owners and passengers informed on vehicle health, remotely lock and unlock the doors, and link up to five devices via Wi-Fi.

Toyota car facts

  • Toyotas are reliable transportation if you’re looking for a safe drive. Insurance Institute for Highway Safety gives automobiles from the manufacturer reliable safety ratings (IIHS). Insurance rates are lowered as a result.
  • There are both pros and cons to the fact that Toyotas are frequently targeted by auto thieves. The two of the manufacturer’s models, the Camry and Corolla, are included as the 10 most stolen automobiles in the United States on the National Insurance Crime Bureau’s “Hot Wheels” list. The stolen goods data has the effect of increasing insurance costs.
  • It will cost you money to get insurance, but you can find excellent deals on Toyotas. Affordable MSRPs: Starting in 2018, Camry prices are $23,495, RAV4 prices are $24,410, and Corolla prices are $18,550.
  • Some automobiles from the Lexus brand have been released under both the Lexus and Toyota names. One well-known example is the Lexus GS was known as the Toyota Aristo in Japan throughout the 1990s.

Bottom line

When Toyota models have a high theft rate, insurance might be more expensive. Even though Toyota has an above-average safety rating, the cost benefits are limited because of this. Comparing your insurance choices will help you to discover the best rates.

Check out our review of Mercedes-Benz A-Class Insurance Rates for another car insurance review.

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Levi Jorgensen
Levi Jorgensen is the co-founder of CarInsuranceGrades.com & LifeInsuranceGrades.com. He is an avid lover of creating amazing content to educate people about life insurance. He is a life-long explorer. When he's not writing about life insurance, he builds websites, and manages local marketing campaigns for insurance agents. He's based in Columbus, Ohio with his wife and 2 children.
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