Toyota 4Runner Car Insurance Rates

Toyota 4Runner car insurance rates an average of $227 per month, or $2,724 per year. The precise amount you’ll pay is determined on your driving record, the number of miles you travel each year, and other factors.

Factors that can affect your auto insurance rate

Toyota 4Runner Car Insurance Rates - Toyota Logo
  • Toyota 4Runner’s model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles your drive in a year
  • Safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driver’s driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

Toyota 4Runner money-saving safety features

If your Toyota 4Runner has these safety features, you may qualify for a discount on your car insurance.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Toyota 4Runner?

The Toyota 4Runner debuted in 1984 and is now in its sixth iteration. The midsize SUV’s excellent off-road skills and ample luggage space are well-known. In 2016, about 111,000 units were sold in the United States. According to a 2016 survey by, the Toyota 4Runner is America’s third-longest-lasting vehicle.

The 2017 Toyota 4Runner received a four-star rating from the National Highway Traffic Safety Administration for overall safety (NHTSA). The NHTSA awarded the side crash test the highest attainable rating of five stars. Additionally, the government agency awarded it a four-star safety rating in frontal and rollover crash testing. The Insurance Institute for Highway Safety (IIHS) only assigned a marginal grade to the small overlap front test, which is much lower than the national average for this category. The IIHS’s crash testing resulted in the best possible safety ratings.

Downhill assist control, brake assist, and smart stop technology are all standard on the Toyota 4Runner.

How does the Toyota 4Runner compare to other car models?

The Toyota 4Runner is in the middle of the pack in terms of car insurance prices.

For another car insurance review, visit our review of Land Rover Discovery Car Insurance Rates.