The General Car Insurance Review

The General Car Insurance Company was established in 1963 in Nashville, Tennessee, and is headquartered there today. It may be used by a broad spectrum of people.

The General and Nationwide are excellent options for anyone with a shaky insurance background. Because of this, the General’s rates are reasonable and flexible.

If you decide to go with The General, the details we’ve given about their vehicle insurance choices, discounts, and customer satisfaction may be useful to you.

The General Insurance Rating for 2021

  • Claims satisfaction (J.D. Power) — Not rated by JD Power.
  • Customer satisfaction (J.D. Power) — Not rated
  • Financial strength AM Best. The General’s robust financial situation ensures that claims will be paid on schedule and without issue.
  • NAIC Complaint Index — Complaints were more than usual, according to the National Association of Insurance Commissioners.

The General car insurance coverage options

The General Car Insurance Review - The General Insurance Company

Uninsured motorist, personal injury protection (PIP), medical expenses, and liability insurance are also available via the General. This insurer’s standard coverage selections are quite comparable to what you’ll find in other plans.

Custom equipment coverage

Even if your vehicle is brand new from the manufacturer, you can still get $5,000 worth of coverage for things like custom wheels, paint, spoilers, performance upgrades, trailer hitches, and camper shells thanks to this insurance.

Roadside assistance 24/7

When your vehicle breaks down or malfunctions while you’re on the road, Nation Safe Driver (NSD) manages the General’s roadside assistance program. When your vehicle breaks down or malfunctions while you’re on the road, Nation Safe Driver (NSD) manages the General’s roadside assistance program.

Rental reimbursement

If your automobile is damaged and cannot be driven while being repaired, the General will pay for your daily and total rental car charges up to your daily limit.

Towing and labor

You may be eligible for free towing if your automobile breaks down and has to be repaired. Benefits from the General may be limited by policyholders who choose to do so.


For the General’s application, you must submit SR-22 paperwork and answer “yes” to the accompanying question. If your state requires it, the General will file the documents on your behalf.

The General insurance discounts and reward programs

Any time you’re in the market for a new auto insurance policy, shop around for the best deal. To help you save money on your insurance rates, we’ve included savings given by The General below. Also, keep in mind that the figures may differ from one state to another.

Discounts based on your policy

  • Double deductible. For the first 45 days of your coverage, your insurance rates will be lower, but your deductible will be twice.
  • Pay in full. If you pay your insurance in full upfront, you’ll often get a discount.
  • New customer. You may be eligible for a discount if you’ve had insurance with another carrier for the previous five years and then switched to The General.

Discounts based on the driver or vehicle

  • Multi-car. Multi-vehicle insurance with The General is required to get this discount.
  • Homeowners. Do you think owning a house is a necessity? You may be eligible for a reduction in the cost of your car insurance.
  • Military. Veterans and active duty service members of the military may be eligible for discounts.
  • You’re doing well in school. It is necessary to fulfill The General’s educational standards in order to get a discount.
  • Driver’s education. The decrease may be yours if you finish a court-approved course and it wasn’t an order of the court.

Is The General car insurance right for you?

With The General, you don’t need to worry about your credit score or a history of traffic violations or accidents. The General may be a suitable choice if you’re on a low budget and can’t afford other insurance firms. Comparing rates with the General Insurance Company is a smart idea even with strong credit and a clean driving record.

The organization may not be able to provide the most expansive coverage or reductions because of their clientele. The General offers reasonable insurance coverage that should be enough for your requirements.

Check out our Texas Farm Car Insurance Review.