Subaru WRX Insurance Rates

According to our calculations, the monthly or yearly cost of vehicle Subaru WRX insurance rates is around $144. Having said that, your quote may vary based on your yearly miles, driving history, and region. With so many providers and coverage choices available, shopping around is critical to ensuring you receive the best rate.

How to compare Subaru WRX insurance?

Subaru WRX Insurance Rates - Subaru Logo

Shopping for vehicle insurance may be a hassle, even before you consider the cost. After budgeting for monthly car payments, maintenance fees, petrol, and other expenses, the last thing you want to consider is auto insurance rates. However, because coverage is mandated in virtually every state, you are limited in your options.

Additionally, vehicle insurance may protect you from the unexpected and give you peace of mind both on and off the road. While you cannot avoid getting coverage, if you play your cards well, you may drastically reduce the cost. What you should know is the following:

  • Price. Because policies differ according to the provider, region, and other factors, it’s important to use the same information for each quotation. This allows you to compare equivalent plans and rates.
  • Deductible. Rates for insurance with larger deductibles are typically cheaper, whilst rates for policies with lower deductibles are frequently higher. Choose a monetary amount that is within your budget.
  • Minimum coverage. Minimum coverage standards differ by state, so be sure the policy you’re contemplating meets your state’s specified minimum criteria.
  • Additional coverage. Consider getting additional coverage while looking for insurance. If you do, be sure to mention it in your request for bids so that you can get more accurate quotes.
  • Extras. Optional features like accident forgiveness or a vanishing deductible may be available while looking for insurance. Consider whether these extra features are valuable.
  • Restrictions. To avoid coverage gaps or rejections, check to see if your insurance has any exclusions or restrictions.
  • Manufacturer offer or loyalty discount. Determine whether your manufacturer offers unique promotions or rewards for loyalty as a consequence of its relationship with insurance companies.
  • Warranty. Determine the coverage provided by your manufacturer’s or extended warranty to avoid paying for overlapping insurance.

What variables impact the price of Subaru WRX car insurance?

When insurance companies calculate your premium, they consider a range of variables. While driver and location-specific factors may have an effect on your chance of getting involved in an accident and the cost of repairs, the car you choose has a much bigger impact. Insurance costs for the WRX are competitive with those for comparable vehicles.

  • Body type. The Subaru WRX is a sedan designed for commuting and other low-risk driving, which should help keep insurance rates low.
  • Type of car. While the WRX is a sedan, it is equipped with a powerful engine and a sport-tuned suspension that may allow for more adventurous driving. This might result in an increase in the cost of co-working space.
  • Theft. The WRX is a sedan, which is the most often stolen vehicle type. As a result, insurance rates may increase.
  • Repairs. The WRX has rather high repair costs, which may add up quickly if you misuse your vehicle. Taking this into consideration, insurance premiums may be higher than usual.
  • Safety ratings. The Subaru WRX is near-perfect in terms of crashworthiness, which may result in lower total insurance rates.
  • Fuel type. Automobiles fueled by gasoline are less expensive to insure than those driven by diesel or hybrid engines. Rates may be cheaper for the WRX because it is a gas-powered car.
  • Trim & packages. If you select trims or options that increase performance or overall value, your premiums may be hiked. Nonetheless, improvements to visibility and safety may qualify for vehicle insurance reductions.

Is the Subaru WRX eligible for discounted auto insurance?

You may be able to save money on car insurance if your Subaru WRX is equipped with specific safety features.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru WRX dependability and safety ratings

The Subaru WRX has been produced in five generations since 1992. Compact cars are well-known for their strong engines and nimble handling. The Subaru WRX is the company’s high-performance Impreza variant.

The 2018 Subaru receives a perfect 10/10 safety rating from U.S. News and J.D. Power. Furthermore, this vehicle received near-perfect ratings in virtually all crash-test categories and was designated the IIHS’s Top Safety Pick.

The 2018 WRX’s reliability rating is a below-average 2.5/5, according to US News and J.D. Power. This might be due to a greater than usual repair frequency and a high average repair cost.

Subaru WRX repairs

The Subaru WRX was designed as a rally car, which means it was built for performance. These vehicles are less dependable than standard vehicles and may require frequent maintenance if driven off-road or for lengthy periods of time.

Even if you take proper care of your WRX, it’s important to bring it in for regular maintenance to guarantee everything works properly. Here’s everything you need to know.

  • Subaru suggests scheduling maintenance every six months or 6,000 miles, whichever comes first. The initial appointment will include engine oil and filter replacement, a check of various components, and battery servicing.
  • Oil changes should cost between $75 and $150, however the precise amount may vary depending on the service provider.
  • The average annual repair cost for the WRX is more than $650, which is more than the average for comparable vehicles.
  • The WRX should be serviced every 6,000 miles or six months, whichever comes first. To establish the extent of each service, see your dealer or your owner’s manual.

Is an extended warranty for the Subaru WRX worth it?

The WRX is covered by Subaru’s New Car Limited Warranty for three years or 36,000 miles on defective OEM components and servicing. A 5-year/60,000-mile powertrain warranty, a 3-year/36,000-mile Limited Guarantee on Wear Items, a 5-year rust guarantee, and three years/36,000-mile roadside assistance are all included.

Subaru’s Added Security program offers a variety of extended service contracts and maintenance choices. They come with a 7-year, 100,000-mile guarantee.

Contact your dealership for additional information on any of these programs. Subarus have worse reliability ratings than the typical car and are designed for performance, so you might want to look into one of the programs.

Should you buy a Subaru WRX?

The WRX (World Rally eXperimental) is a four-door performance sedan that was designed originally as a rally car. While the WRX has an amazing variety of safety and driver aid technologies, it is extremely unreliable. Maintenance is required more frequently than incomparable vehicles, and repair costs may be significant.

For other car insurance rate reviews, check out our Alfa Romeo Insurance Rates.