Subaru BRZ Car Insurance Rates

2020 Subaru BRZ car insurance rates are on average $2,221.92 per year. Costs vary from person to person and place to location, of course.

How to compare insurance for the Subaru BRZ

Subaru BRZ Car Insurance Rates - Subaru Logo

By weighing your choices, you can choose which workplace is the most convenient to travel to in your BRZ for work. Saving money on insurance may be as simple as knowing what to search for and how to obtain it.

  • Price. When you examine comparable plans side by side, many companies will claim that their price is the most inexpensive. When weighing your choices, have the same vehicle and driver information handy so you can make an educated choice.
  • Deductible. There are a lot of companies that claim to have the lowest prices, but this is meaningless until you evaluate similar plans side by side first. Use the same vehicle and driver information to compare your choices side by side if you want to make an educated selection.
  • A bare minimum of protection is provided. Make sure your insurance satisfies the state’s minimum coverage requirements before you buy it.
  • Extra information. Insurance plans, sold by insurance companies, provide extra security. Remember to mention all options in your request for estimates so you get an accurate pricing.
  • Extras. Because insurance features differ from one provider to the next, it’s critical to understand what each policy covers and what you’ll have to pay extra for.
  • Restrictions. Find out whether your insurance has any limitations to prevent coverage gaps or rejections.
  • Offers from the manufacturer or rewards for being loyal are two examples of discounts. Whether your manufacturer has a connection with your insurance provider, check if you qualify for any special offers or discounts from them.
  • Warranty. Do some research to find out whether your manufacturer’s warranty or an extended warranty overlaps with your current coverage.

What factors affect car insurance rates for Subaru BRZ?

However, because of its sports car design and excellent crash test scores, the BRZ is insured by most major insurance companies. Despite this, you may wind up spending more for it due to its design and poor reliability.

Insurance for the Subaru BRZ: What You Should Know

  • Body type. A fast two-door coupe from Subaru, the BRZ is all about driving dynamics. In other words, rates may go higher.
  • The make and model of the automobile. The Subaru BRZ is a high-risk car for insurance premium hikes because of its fast speed and power.
  • Theft. Insurance rates should be cheaper for sports cars like the Subaru BRZ since the theft rate is lower.
  • Repairs. BRZs, for the most part, are low-maintenance vehicles, although certain versions, like the GT-R, may be expensive to fix. As a consequence, it’s possible that vehicle insurance premiums may go higher.
  • Ratings on the level of safety. Crash testing revealed that the 2018 BRZ performed extremely well, which may contribute to lower insurance rates.
  • Type of refueling fluid. The BRZ costs less to insure than diesel, hybrid, or electric cars since it is gas-powered.
  • Prepare for packaging by trimming and cleaning up. Higher insurance rates may be associated with choosing a better-performing or more expensive BRZ model or trim level. Incorporating features that enhance visibility and safety may lead to lower insurance rates in the long run.

Does the Subaru BRZ qualify for auto insurance discounts?

Your Subaru BRZ comes equipped with a number of safety features that may help you save money on car insurance.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Subaru BRZ safety & reliability ratings

BRZ was developed in collaboration between Toyota and Subaru and has been available since 2013 on the market. The aggressive handling, sumptuous interior, and powerful engine are all hallmarks of this sports vehicle. The Subaru BRZ was rated one of the year’s ten best vehicles by Car & Driver.

In terms of overall safety, the Subaru BRZ receives a perfect score of 9.2 from both U.S. News and J.D. Power. This car has also received outstanding ratings from the IIHS virtually wherever it has been put to the test so far.

US News and Jd Power’s study of the 2018 BRZ’s reliability found that it’s on par with similar vehicles in its class.

Subaru BRZ maintenance

The BRZ is a two-door coupe with a performance-oriented design for people looking for greater power and speed. Due to its sport tuning and performance-oriented architecture, it may need more regular maintenance than economy or luxury vehicles, particularly if it is driven often. Nonetheless, even the most basic of car maintenance may go a long way toward keeping it in excellent operating condition and extending its lifespan. Here’s what you may expect:

  • Subaru recommends scheduling maintenance every 6,000 miles or six months. During the first visit, the engine oil and filter will be replaced, other components will be inspected, and the battery will be serviced.
  • The average cost of an oil change is between $75 to $150, however the actual cost may vary from one service center to the next.
  • It costs more than $650 more per year to fix a BRZ than it does a similar car.
  • It is recommended that you service your BRZ at least once every 6,000 miles or six months depending on how often you drive it. Ascertain the extent of each service by speaking with the dealership or consulting the owner’s guide.

Is an extended warranty worth it for the Subaru BRZ?

A three-year/36,000-mile Subaru New Car Limited Warranty will cover any faulty OEM components or service on the BRZ throughout that time period. Three years of roadside assistance, a 3-year/36,000-mile Limited Wear Guarantee, and a 5-year corrosion guarantee are also included.

Subaru’s aftermarket expansions to its regular service agreements are referred to as “Added Security” service agreements and maintenance plans. The purchase price includes a guarantee good for 7 years or 100,000 miles, whichever comes first. If you’re interested in learning more about any of these deals, reach out to your neighborhood auto dealership. As a result of Subaru’s focus on performance above durability, you may want to choose one of the alternatives.

Compare Subaru competitors

Do additional research to learn about other Subaru models or comparable choices from other manufacturers.

Bottom line

For two-door sports coupes, the Subaru BRZ is a game changer due to its combination of excellent performance and low cost. While repair expenses have risen above average, insurance rates may also rise as a result. There are a lot of safety features on the BRZ, though, which may result in lower vehicle insurance costs. Compare your choices to see if you can get better coverage at a lower cost.

For additional car insurance review, check out our review of Mazda MX-5 Miata Insurance Rates.