Smart Fortwo Car Insurance Rates

A Smart Fortwo costs half as much to insure per year as a comparable car, at $600. A 2017 Smart Fortwo costs only $14,650, making it one of the most cost-effective cars to own and insure. Smart Fortwo car insurance rates have only a 4%  cost-to-base-price ratio.

About the Smart Fortwo

Smart Fortwo Car Insurance Rates - Smart Car Logo

The Smart Fortwo, which has been on the market since 1998, is now in its third generation. The subcompact vehicle has become popular due to its fuel efficiency, tiny size, and mobility. Fortwo has manufactured over 1.7 million cars as of the beginning of this year.

According to the safety rating, theft incidence, replacement cost, and general damage susceptibility of a Smart Fortwo, the cost of insurance varies significantly. Car insurance premiums rely on a variety of factors, including your driving record and where you live. Compare insurance quotes from several providers before making a Smart Fortwo purchase. Look into insurance discounts to determine if you’re eligible.

Smart Fortwo money-saving safety features

You may be able to save money on your vehicle insurance if your Smart Fortwo has certain safety features.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Smart Fortwo?

The NHTSA (National Highway Traffic Safety Administration) gave the 2017 Smart Fortwo a 4-Star Overall Safety Rating. The NHTSA awarded the side crash test five stars, the highest attainable rating. The government agency gave the vehicle a “very safe” rating based on its results in frontal and rollover crash tests. According to the Insurance Institute for Highway Safety, only the moderate overlap front crash test and the side-impact crash test were included in the rating.

Safety features including proximity warning, rear parking aid, and crosswind assistance come standard on the Smart Fortwo model.

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