Smart Car Insurance Rates

The model, mileage, and trim package all impact the cost of insurance. Cabrio convertibles are more risky body styles, thus the Smart Car Cabrio versions will be more costly. Insurance costs on the 2-door Coupe vehicles will be lower.

How a Smart Car affects the cost of insurance

Smart Car Insurance Rates - Smart Car Logo

Due to the excellent safety ratings and the relatively modest price of a Smart car, insurance expenses are kept low. Due to the abundance of inexpensive components and the lack of complicated things to repair, automobile insurance premiums will be inexpensive.

Rates will also be affected by the trim level. Pure, Passion and Prime smart cars have three options to select from. Buying a vehicle that has a higher MSRP means having to pay higher insurance rates, but you can have added safety features to the 

Passion and Prime versions and save money on insurance. Not only would electric Smart Cars generally be cheaper to insure, but they may be eligible for a car insurance discount if you purchase a hybrid or electric vehicle.

About Smart Cars

Mercedes and Swatch collaborated to bring a new small vehicle to market by 1994, and the first Smart car rolled off the line in 1994. As the firm grows and evolves, its audience of dedicated followers expands.

Swatch is a subsidiary of Mercedes-Benz, which also happens to be the parent company of Smart.

What is Car2Go?

This service offers customers the ability to hire a Smart car for a one- to two-day period. In a few cities, Car2Go is accessible. Download the app, hire a Smart vehicle, and get started.

Smart car facts

  • German-built vehicles are among the most popular among Smart Automobile customers.
  • The latest requirements for crash tests for intelligent cars have been passed.
  • The current Guinness World Record of the most people that can fit in a Smart vehicle is 20 persons.
  • The Smart electric drive was debuted in the United States in 2013.
  • In the United States, the Smart Fortwo is one of the most fuel-efficient automobiles.

Smart Car competitors

What other automobile manufacturers are you searching for? Do some research on other vehicle manufacturers that use comparable design elements to Smart Cars.

Bottom line

A Smart vehicle’s high safety ratings plus the fact that it is often less expensive to insure combine to make it an economical car to own. Be sure to compare auto insurance prices before purchasing a completely electric car.

Visit our review of Toyota Insurance Rates for another car insurance review.

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Levi Jorgensen
Levi Jorgensen is the co-founder of CarInsuranceGrades.com & LifeInsuranceGrades.com. He is an avid lover of creating amazing content to educate people about life insurance. He is a life-long explorer. When he's not writing about life insurance, he builds websites, and manages local marketing campaigns for insurance agents. He's based in Columbus, Ohio with his wife and 2 children.
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