Nationwide Car Insurance Review

When it comes to high-risk drivers, the insurance program given by Nationwide Car Insurance Company may not be enough to meet their requirements.

Nationwide Insurance Pros and Cons

Pros

Nationwide Car Insurance Review - Nationwide Logo
  • Multiple levels of coverage and perks are available.
  • low premiums
  • a wide range of telemetry choices
  • Bundling opportunities
  • Plentiful discounts available

Cons

  • Low overall customer satisfaction ratings
  • Higher than average number of complaints from auto insurance customers

Nationwide car insurance review

Vehicle insurance provider Nationwide is well-known in the US. Because of its low cost and broad variety of coverage choices, it is well-liked by consumers. Check out Nationwide’s insurance plans and see how they stack up against other companies’ offerings.

  • Claims satisfaction — Superior than the Industry Average. J.D. Power gives Nationwide a good rating for customer service satisfaction, awarding it an 876 out of a possible 1,000 points.
  • Customer satisfaction — Poor. J.D. Power’s analysis on the car insurance sector ranked Nationwide as one of the least satisfied customers.
  • Financial strength — Superior. AM Best gives Nationwide an A+ rating, indicating that it adjudicates insurance claims quicker than the industry average. In other words, since Nationwide is rated A+ by AM Best, insurance claims are assessed more quickly than the industry average.
  • NAIC Rating — Below what’s considered normal in the industry. Insurance claims against Nationwide have outstripped those against any other large auto insurer, according to the National Association of Insurance Commissioners (NAIC).

Nationwide car insurance coverage options

In certain places, you must have car insurance to drive, but it’s widely available and may be able to supply all you need, whether it’s basic liability coverage or full protection for a high-priced vehicle. Uninsured and underinsured motorist coverage, as well as personal injury protection (PIP), are all covered in these insurance policies as well. Visit this page if you want to learn more about the many forms of insurance that Nationwide offers.

  • Towing and labor coverage. When a mechanical problem leaves you stuck, Nationwide’s roadside assistance program will come to your rescue. Having this coverage will make it easier to get back on the road in the event of an accident or the need to recharge your battery.
  • Vanishing deductible. All around the nation, drivers who prevent accidents will be financially rewarded. If you go a year without an accident, Nationwide will take $100 off your deductible, and you may save up to $500. Do some research on the possibility of eliminating deductibles all together.
  • Accident forgiveness. People all around the nation are aware that unfortunate situations do occur. Enroll in Nationwide’s accident forgiveness program to avoid paying for your first at-fault accident.
  • Total loss deductible waiver. If your automobile is deemed a total loss, you will not be required to pay a deductible for collision or comprehensive insurance.
  • Coverage for Uber and Lyft. A coverage from Nationwide covers rideshare drivers and their customers.
  • Rental reimbursement coverage. This insurance covers the cost of renting a substitute car if your own vehicle is damaged in an accident.
  • Gap coverage assistance. Gap insurance compensates you for the gap between the amount you owe and the diminished market value of your automobile as a result of an accident.

Nationwide auto insurance discounts and benefits

There are more ways to save on vehicle insurance that are offered by Nationwide that are comparable to the ones mentioned above. Here are a few limited-time deals available just in the United States.

  • Multi-policy discount. According to Nationwide, a combined home-and-auto coverage saves customers an average of 20%.
  • Discounts for students are available. A B average in school is required to be eligible for this student discount if you’re in your teens or early twenties.
  • Be careful behind the wheel. You must have a five-year clean driving record to be eligible for this discount.
  • Sign up for Easy Pay. You may save money on your Nationwide insurance by connecting your bank account.
  • Member of a group. Numerous organizations participate in the program to provide discounts to professionals, graduates, and other groups with the same interests.
  • Defensive driving. Anyone who has taken and passed a state-approved defensive driving course is eligible for this discount. If you live in a certain state, you may need to be 55 years old or older to qualify for Social Security benefits.
  • Accident-free. If you haven’t been in an accident in a while, you may save money on your insurance.
  • Discount on anti-theft devices. You may be eligible for this discount if your vehicle is equipped with anti-theft technology. It’s possible you’ll be asked to provide proof that you downloaded and installed the program yourself.

Nationwide insurance bundling options

To minimize your rates, you may combine a number of different insurance packages that are available throughout the nation. A single insurer may let you combine your auto and house insurance plans. Consolidating all of your insurance obligations under one roof is made possible by bundling insurance plans from several suppliers. Discounts are available to renters, condo owners, and Nationwide policyholders; however, the savings on insurance premiums may be less significant if you buy less costly insurance bundles. Contact an insurance agent to learn more about home and car insurance bundle savings or to get the lowest prices.

Additional coverage benefits

Here are just a few benefits of using a firm like Nationwide Private Client for your car insurance.

  • Increased uninsured/underinsured coverage. This plan covers medical bills up to $1 million for those who don’t have health insurance.
  • Gap coverage. Amounts due on a totalled car, plus the value of the vehicle as a result of the complete loss.
  • Rental car reimbursement. Even if your rental automobile is totaled, you won’t be subject to any daily mileage limits when you return it to the company.
  • OEM parts. You’ll receive the same high-quality components that came with your vehicle if you repair it using OEM parts.
  • Roadside assistance. In the case of a car issue like a flat tire or a dead battery, all of the cars in your family may obtain help.
  • Coverage for rented vehicles. If you rent a vehicle and anything happens to it, your insurance will pay for any damage.

How to cancel a Nationwide insurance policy

Call your Nationwide representative to discontinue your coverage. Contact Nationwide directly by calling 1-877-669-6877 if you do not have access to an agent. You will not be charged a cancellation fee if you are insured by Nationwide and have held your policy with the firm for some time.

How to cancel a Nationwide policy online

Currently, you are unable to cancel Nationwide insurance online.

Nationwide online features and app

Customers of Nationwide, like those of many other large insurance companies, may access and modify their policies online via a number of means. However, the following tasks may be completed online while still contacting an agent:

  • Online account management
  • Make changes to your policy
  • Bill pay
  • Filing and tracking claims

Nationwide mobile options

Mobile technology has been used by the organization since the launching of the first app in 2009. Using face recognition and/or fingerprint recognition, depending on the device, the app can now identify a user. It’s possible to conduct purchases using Apple Pay as well. To add a car to the Nationwide mobile app, all you have to do is scan the VIN number.

The organization has been using mobile technology since the launch of its first app in 2009. Using face recognition and/or fingerprint recognition, depending on the device, the app can now identify a user. It’s possible to conduct purchases using Apple Pay as well. Simply scan the VIN number to add a car to the Nationwide app.
Using it also allows you to:

  • Access ID cards
  • Pay your bill
  • Get roadside assistance
  • File claims
  • Contact agents
  • Receive quotes for home, renters and auto insurance
  • Manage account settings and info

Bottomline

It came in seventh place among all vehicle insurance firms in terms of customer satisfaction. According to their results, males in particular expressed the lowest levels of satisfaction with Nationwide. Nationwide has a solid reputation for dependability, and it offers a broad selection of goods.

For another car insurance review, visit our review of NC Farm Bureau Car Insurance Review.