Mini Countryman Insurance Rates

Our research indicates that the average cost of Mini Countryman insurance rates is about $140 per month, or $1,680 per year. Do you own a Countryman SE? Insuring your electric Countryman is about $10 less expensive than insuring a conventional model, which costs $130 per month or $1,560 per year. Your exact cost may vary based on your driving record, the amount of miles you drive each year, your age, and your credit score, among other variables.

How to compare insurance for the Mini Countryman

Mini Countryman Insurance Rates - Mini Countryman Logo

When evaluating insurance alternatives for your Mini, keep the following things in mind:

  • Price. Whenever it comes to insurance, the cost is often the determinant. The Countryman is just slightly more costly than the typical vehicle due to its high level of security, compact size, and low theft rate.
  • Minimum coverage. Ascertain that the insurance coverage you’re quoting satisfies your state’s minimum auto insurance needs. It’s a good idea to raise your insurance maximums for a mid-range model like Mini to cover the full cost of your Countryman.
  • Coverage add-ons. Given the Mini Countryman’s smaller size, it is more susceptible to damage in a collision with a bigger SUV or truck. Consider purchasing additional coverages such as underinsured motorists and collisions. Another option to consider is comprehensive coverage, which covers losses caused by theft, floods, and hail, among other things.
  • The Manufacturer offers or other discounts. If your Mini Countryman was under service, Mini will automatically provide you with complimentary 24-hour roadside assistance. You’re also unlikely to need rental car coverage since the majority of Mini shops provide a free loaner vehicle while your car is in repair.

What factors affect car insurance for the Mini Countryman

Mini Countryman is less expensive, insurance companies take into account the fact that smaller automobiles bear the brunt of the damage in an accident. As a result, you may not see the ultra-low prices you anticipated.

Cars that cost more to purchase often cost more to insure. Mini automobiles, being a mid-range brand, may cost more to insure than Toyota or Honda vehicles, and the Countryman is not the cheapest Mini model. However, the Mini Countryman comes standard with a plethora of safety features that may help you save money on your insurance.

Whereas the hybridization Countryman is somewhat more expensive to buy than its non-hybrid cousin, it is often slightly less expensive to insure. Because many insurance companies provide discounts for hybrid vehicles, you may wind up saving money by going green.

Driver factors

Apart from the type and model of your vehicle, the following variables influence your auto insurance rates:

  • Your age, gender, and marital status
  • Your credit score
  • Your driving record
  • Whether you own your home
  • Where you live
  • The driving records of other people you put on your policy

Does the Mini Countryman qualify for discounts?

Apart from enabling you to qualify for a new vehicle discount, the Mini Countryman has a variety of safety features that may help you save money on your car insurance rate, including:

  • Airbags
  • The 4-wheel anti-lock braking system
  • 4-wheel disc brakes
  • Brake assist
  • Electronic stability control
  • Daytime running lights
  • Traction control
  • Rear-park distance control
  • Rearview camera

Reliability and safety ratings for the Mini Countryman

The Insurance Institute for Highway Safety rates the Mini Countryman as an excellent safety vehicle overall, but its headlights earned a mediocre grade due to their limited brightness choices.

As with previous Minis, the Countryman earned a three-star dependability rating from JD Power, but official safety ratings are not yet available.

In general, smaller vehicles such as the Countryman do well in crash testing, despite the fact that they may suffer more external damage than a bigger vehicle.

Thus, the hybrid Countryman is safe. Certain 2017 SE Countryman owners have reported reliability concerns, most notably with alignment and other unanticipated issues. Similarly, the hybrid Countryman is safe. Certain 2017 SE Countryman owners have reported reliability concerns, most notably with alignment and other unanticipated issues.

Mini Countryman series maintenance

And although your Mini Countryman is tiny in comparison to many other cars on the road, expect to spend above-average maintenance costs. In many instances, you’ll receive a better price if you take your Mini to an independent shop rather than the dealership.

  • An oil change for your Mini Countryman could cost you around $100.
  • The average cost of a brake pad replacement for a Mini Countryman is around $190 per axle.
  • This car achieves an average of 24 mpg in the city and 33 mpg on the highway. These are not particularly remarkable statistics for a vehicle of this size, but they are better than those of the majority of SUVs and pickup trucks.

What about maintenance for the Countryman SE?

This is even simpler to maintain than the Countryman. Due to the fact that your Mini Cooper SE Countryman does not always operate on gasoline, you should not need to replace the oil as often as you would with a gasoline-only vehicle. Additionally, you won’t have to replace your brake pads as often since they generally encounter less heat and friction and therefore last longer.

The one disadvantage to hybrid vehicle maintenance is that you’ll almost certainly need to send it to a dealership or trained technician for any repair, since its electric components make it much more difficult to operate on than a conventional gasoline engine.

About the Mini Countryman

The Mini Countryman is a hatchback subcompact crossover SUV, combining the sedan’s body style with the practicality of an SUV. Launched in 2010, the Countryman was Small’s first vehicle of this kind and got conflicting reviews about whether it was sufficiently “mini” to suit the Mini name.

Chrysler and PSA Peugeot Citroen formerly co-developed engines for little vehicles. However, since 2000, when BMW acquired Mini, the company’s motors have been manufactured by BMW, which may explain the company’s comparatively high maintenance expenses.

If you’re deciding between the Mini Cooper Countryman and its hybrid SE cousin, the hybrid choice offers slightly cheaper insurance rates and requires less regular maintenance.

Bottom line

Considering its little dimensions, the Mini Countryman may be somewhat more expensive to insure and maintain than the typical vehicle. However, because of its high safety rating and many safety features, you may be able to save some money on your monthly premium by unlocking savings via your provider.

Your best strategy is to research vehicle insurance quotes from several providers to see which policy offers the greatest value and coverage for your Mini Countryman.

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