Mini Cooper Car Insurance Rates

For a 2021 Mini Cooper car insurance rates will be $152.30, or $1,827.57 per year on average. Costs vary from person to person and place to location, therefore it’s difficult to generalize.

About the Mini Cooper

Mini Cooper Car Insurance Rates - Mini Logo

Since 1961, there has been a Mini Cooper on the market. The fast handling, turbocharged engines, and upmarket interior distinguish this little vehicle from others in its class. The Mini Cooper was awarded Car of the Year in North America in 2003. A total of more than 400,000 mini-cars were sold worldwide in 2012, with the United States accounting for more than 66,000 of those sales. Currently, the United States is home to over 100 Mini dealerships, each with their own unique finance and leasing options.

Mini Cooper money-saving safety features

If your MINI has the following safety features, you may save money on your Mini Cooper car insurance rates.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

Special savings with Liberty Mutual

Because Liberty Mutual and Mini have a relationship, you may be able to save money on your premium and receive extra coverage choices like:

  • Genuine Mini replacement parts
  • Towing back to the nearest Mini dealership
  • Accident forgiveness
  • 24-hour claims service

How safe is the MINI Cooper?

The Insurance Institute for Highway Safety designated the 2017 Mini Cooper a Top Safety Pick model. All of the crash tests were given excellent ratings by the IIHS, with the highest possible grade. NHTSA gave the Mini Cooper a 4-Star Overall Safety Rating for its safety features and construction. All of the MINI Cooper’s NHTSA crash testing resulted in four out of five stars.

The Mini Cooper was ninth on the National Insurance Crime Bureau’s 2017 list of the Top 10 Least Stolen Used Cars.

How does the Mini Cooper compare to other car models?

In terms of insurance costs, the Mini Cooper is in the middle of the pack among the 360 most expensive vehicle models.

You may check out our review of Fiat 500 Insurance Rates.