Mercedes Maybach S650 Cabriolet Car Insurance Rates

The monthly cost for a 2020 Mercedes Maybach S650 Cabriolet car insurance rates is $454.83, or $5,457.96 yearly. Actual costs, on the other hand, are determined by a variety of factors, including your driving record, the vehicle type, and the geographic area.

How do I compare insurance for the Maybach S 650 Cabriolet?

Mercedes Maybach S650 Cabriolet Car Insurance Rates - Mercedes Logo

This one-of-a-kind luxury automobile may need more maintenance and insurance coverage to protect your investment and raise your rate. Its allure, the ability to switch tops, increases the danger of injury in the event of an accident.

  • Body type. The thin convertible carriage on this high-end vehicle makes it attractive, but it also makes it less secure than hard drives.
  • Fuel. This vehicle isn’t built for efficiency, and it shows it with a combined city or highway mileage of only 16 mpg.
  • Theft. One to three robberies per 1,000 Mercedes-Benz S-Class vehicles are reported. This unique vehicle is expected to have low levels of robbery due to the small number of units being produced.
  • Maintenance. Maintenance and repair expenses may be greater if your car is built using European components and has lower manufacturing costs. Choosing a high-end car repair business may also take more time if you’re picky.
  • Coverage. Because of the vehicle’s high price and unique design, luxury car insurance may provide agreed value coverage with a higher cap. Also, don’t forget about loan or lease insurance as well as additional insurance for the uninsured or underinsured motorist.
  • Choices for insurers. You may only be able to choose from high-end auto insurance companies, which would raise your premium.
  • Warranty. A 4-year/50,000-mile warranty and roadside assistance, including trip interruption, are included with every new Mercedes-Benz.

Does the Mercedes-Maybach S 650 Cabriolet qualify for discounts?

A high level of protection and expensive insurance prices go hand in hand with this vehicle, although it has several amenities that may be discounted as safety features.

  • Airbags
  • Anti Lock brakes
  • Antitheft device
  • Anti-whiplash restraints
  • Seatbelt pretensioners
  • Stability control

Why is insurance so high for the Maybach S 650 Cabriolet?

This Maybach vehicle merits a premium for a number of reasons:

  • High MSRP. The base price of this vehicle is approximately $250,000, therefore repairing or replacing your insurance provider would be more expensive.
  • There is a strict restriction on the amount of product that may Because just 75 of the 300 Mercedes-Benz models sold in the United States were made, the company was able to retain its distinctive model.
  • Top that can be converted. As a result of the increased security risk, a drop-down top automatically raises insurance rates.
  • Insurance for high-end cars. Specialty insurance comes with a heftier, more understandable premium.
  • The motor is very powerful. With 155 mph top speed and a 621 horsepower turbocharged V-12 engine, this convertible comes with higher insurance premiums.

Why is insurance so expensive for the Mercedes-Benz Maybach S650 Cabriolet?

With its high-speed engine and resulting danger, Mercedes-Benz Maybach S650 Cabriolet costs extra to insure. Due to restricted manufacturing and custom design, parts and labor are very costly.

How reliable is the Mercedes-Maybach S 650 Cabriolet?

There is a dearth of safety and dependability data for this particular vehicle. Mercedes-Benz, on the other hand, has excellent safety ratings and little issues with other models.

  • Safety. Comparable Mercedes-Benz vehicles have scored well even though this model hasn’t been tested by well-known safety organizations.
  • Reliability. There isn’t a lot of information available on the dependability of this car since it is a new, limited-production model. However, the vast majority of Mercedes-Benz vehicles have a very low number of reported issues.
  • Recalls. The Maybach S 650 Convertible hasn’t been recalled yet, so it seems to be a perfect replica of previous Maybach models.

Bottom line

For its unique looks, convertible top, and insurance requirements, the Maybach S 650 Cabriolet receives a premium price. However, the added protection for your unique automobile may be worth the additional cost of a specialized insurance.

Check out our review of Audi A8 Car Insurance Rates for one more car insurance review.