Mercedes-Benz EQC Car Insurance Rates

The 2020 EQC 400 4Matic, a full-premium small SUV crossover from Mercedes-Benz, will enter the all-electric vehicle market. First German premium electric vehicle maker, Mercedes-Benz EQC car insurance rates, will cost $68,900 when it goes on sale in the first quarter of 2019. The EQC is a GLC upgrade, despite the fact that the GLC series includes many features.

As an electric SUV, Mercedes-EQC Benz’s 400 4Matic costs less than you’d expect for comprehensive coverage. To insure the basic EQC 400 4Matic, expect to pay around $250 a month ($3,000 annually), which is almost twice the average yearly rate for most vehicle models. However, with a starting price of $67,900, the national average cost-to-base yearly insurance ratio is just 4%.

How do I compare insurance for the EQC 400 4Matic?

Mercedes-Benz EQC Car Insurance Rates - Mercedes-Benz Logo

EV insurance is more costly than gas-powered insurance because of higher costs, fewer engineers, and fewer EVs on the road.

  • Body type. Insuring an EQC is more expensive since it’s a premium all-electric vehicle and a compact SUV crossover.
  • Fuel. The EQC has a stated electric-only range of 200-220 miles on a single charge. There are more sophisticated SUV electric luxury models available, but this one should be enough for most everyday commutes.. Repairing electric motors is more expensive than filling up with petrol, thus saving money by not filling up the tank is offset in part.
  • Theft rates are on the rise. In the United States, Mercedes-Benz is the most popular high-end brand. Electric cars are less likely to be robbed than gas ones since they have to be secured in order to properly load. This will be included in the ECQ fees.
  • Maintenance. In December of this year, the RepairPal website reported that the Mercedes-Benz GLC’s average yearly maintenance cost was above $1,000. Even though electric cars are more expensive, they need less maintenance than gas-powered vehicles. These aspects are critical to the cost of EQC insurance.
  • Coverage. Since the average price of a good car in North America is $65,000, you’ll probably want to pay as much as you can. You’ll also get comprehensive and collision coverage in addition to high liability limits with this policy. Also, be careful to set $50,000 or $100,000 uninsured engine property damage limitations.
  • Warranty. Mercedes-Benz offers a four-year, 40,000-mile basic guarantee that may be upgraded to a four-year, 100,000-mile warranty. Its electric battery will have its own warranty as well. Roadside support is included in every Mercedes-Benz warranty, so you can avoid paying for it out of pocket.
  • Provider’s supply. When it comes to new car discounts, Mercedes-Benz often provides a wide range of unique options, such as cash-backs, special leases, and low APR subsidies. Check out your options for a nearby dealership and make the best decision.

Does the Mercedes-Benz EQC 400 4Matic qualify for discounts?

A variety of Mercedes-Benz EQC 400 4Matic discounts are available, but the precise savings you’ll get are model and insurance provider specific.

  • Electric vehicle discount
  • Active restraint discount
  • Passive restraint discount
  • Anti Lock brakes discount
  • Antitheft discount
  • Airbag discount
  • Seatbelt pretensioners

How reliable is the Mercedes-Benz EQC 400 4Matic?

Official safety ratings for the USA have not yet been released, but the EQC 400 4Matic may be on par with or even better than the GLC in terms of safety. A five-star safety certificate from Australian authorities backs up the EQC 400 4Matic’s safety features.

  • Safety. The 2019 Mercedes-Benz GLC has a US News & World Report safety rating of 9.8 out of 10. Furthermore, the Highway Institute has named the GLC 2019 one of its Top Safety Pick+ models for 2018. (IIHS). Official safety ratings for the EQC 400 4Matic will not be available until it hits the market, but we can anticipate it to be just as safe.
  • Reliability. According to J.D. Power, GLC dependability in 2019 was evaluated at 83 out of 100, which is higher than the consumer reports’ rating of 3 out of 5 stars. Based on past GLC ratings, the EQC 400 4Matic should get confidence ratings of at least average or higher.
  • Recalls. Mercedes-Benz has less echoes of its predecessors than its rivals. But the EQC is its first all-electric car, a warning that it is in danger of disappearing.

Bottom line

Mercedes-Benz’s EQC 400 4Matic is a small all-electric SUV. As an electric luxury vehicle, the car has lower insurance rates than its rivals because of its high level of safety.

To get the best deal on your new EQC policy, shop around with many different insurance companies.

For another car insurance review, visit our review of Audi E-Tron Car Insurance Rates.