Lotus Evora Car Insurance Rates

We calculated the average cost for a Lotus Evora car insurance rates is $144 per month, or $1728 per year, based on our research. Age, driving record, insurance coverage and offers all have an impact on how much this will cost.

Why is insurance so expensive for the Lotus Evora?

Lotus Evora Car Insurance Rates - Lotus Logo

The 400-horsepower engine in the Lotus Evora indicates a very powerful and dangerous insurance business, therefore it needs extra insurance. Additionally, if you’re in an accident with this risk component, having a manual will allow you to make repairs faster and at a higher price.

How to compare insurance for the Lotus Evora

When searching for Lotus Evora insurance, keep these factors in mind.

  • Price. According to customer evaluations, shopping around for a cheaper Lotus Evora insurance policy may save you a lot of money over the long term, even if you stick with your current insurer.
  • Deductible. To save money on insurance, you may be willing to take a larger deduction. If you’re in an accident, you’ll be glad you have this money on hand.
  • Coverage. However, you may want to look into better price options, like full collision insurance, even if your policy just covers the state’s minimal needs.
  • Restrictions. Evora is insured by the most reputable national insurance companies, but you should shop around to get the best deal.

What factors affect car insurance for the Lotus Evora?

The insurance rates for a Lotus Evora with 400 horsepower start at $89,900, making it more costly than the average vehicle. Automatic or manual, the Evora model you drive may have an impact on your rates due to pricing and performance differences.

In addition, how often you drive your Lotus Evora yearly is influenced by your premium for the sports car. Even if you utilize the luxury vehicle on a regular basis, you’ll save money by renting it out on a periodic basis.

Driver factors and insurance costs

Your car’s age, gender, location, marital status, credit score, and driving record are all factors that go into determining your premium. Your premiums may go up if you have more than 25 drivers covered under your policy.

Does the Lotus Evora qualify for discounts?

Lotus Evora may be eligible for a discount because of its high level of safety features.

  • Airbags
  • Anti Lock brakes
  • Stability control
  • Antitheft ignition disable device
  • Side-impact beams
  • Rear parking sensors
  • Pretensioners

Reliability and safety ratings for the Lotus Evora

There are no established safety or dependability ratings for the Lotus Evora. However, since it is powered by a Toyota Camry engine, the Evora only earns 2 out of 5 stars for overall quality.

In addition, the Evora’s market value tends to be greater than that of most other sports cars. If you’re thinking about purchasing an Evora, you may get a good deal while still paying a reasonable insurance rate.

Compare Lotus Evora competitors

Do you want to see more automakers on the list? Compare Lotus Evora-related products and models for comparison’s sake.

Bottom line

If you want a fast and brilliant sports car that does not break the budget, it may be Lotus Evora. Moreover, if a Toyota engine ever calls for repairs, it should be easy to locate components.

For additional car insurance review, check out our review of Audi R8 Car Insurance Rates.