Lincoln Corsair Car Insurance Rates

The Lincoln Corsair will take the place of Lincoln’s MKC Crossover SUV. However, compared to the MKC, the Corsair has proved to be an improvement in terms of design. The Lincoln Corsair is a compact crossover SUV with a low base price. Insurance for a typical Corsair should cost about $180 per month, or $2,160 per year. The yearly cost-to-bank insurance ratio is 6% higher than the national average of 4% at the baseline price of $35,945.

How do I compare car insurance for the Corsair?

Lincoln Corsair Car Insurance Rates - Lincoln Logo

The Lincoln MKC, the predecessor of the Corsair, and its teeny-tiny SUV, the Ford Escape, will be the primary rating criteria used by insurance companies.

  • Body type. Insurance rates for the Corsair’s small SUV/crossover class are among the lowest. However, since it is a luxury SUV, the high cost of the extras will more than make up for it.
  • Fuel. The Corsair isn’t breaking new records for fuel efficiency at about 25 mpg, so you can’t depend on it to pay for your insurance.
  • Theft rates are quite high. The robbery rates of Lincoln’s cars are around normal, as are the costs of insurance.
  • Maintenance. It is estimated that a Corsair owner will spend around $850 a year on repairs for their MKC. In terms of luxury, it’s on par with comparable compact SUVs. Corsair should pay comparable maintenance expenses.
  • Coverage. Although the Corsair is available for $35,945 as a basic model, customization fees for the Corsair may reach over $40,000. Most likely, you want to ensure that your car is fully insured, as well as having uninsured motorist coverage of at least $50,000.
  • Warranty. For the Corsair, the standard warranty ranges from four to fifty thousand kilometers. If you buy a new Lincoln after 2013, the original owner is responsible for all maintenance and repairs; you do not need additional insurance coverage for your trip to the corsair.
  • Offer from the manufacturer. Lincoln often announces leased vehicles as well as low-interest loan terms. Look at what your local dealer is willing to give you for your corvette.

Does the Lincoln Corsair qualify for discounts?

Any or all of the aforementioned reductions should be accessible to Lincoln Corsair; however, the actual savings vary from model to model.

  • Passive restraint discount
  • Active restraint discount
  • Anti Lock brakes discount
  • Antitheft discount
  • Airbag discount
  • Seatbelt pretensioner discount

How reliable is the Lincoln Corsair?

Lincoln Corsair 2020’s design is almost identical to Ford Escape 2020’s, despite the latter’s many enhancements. Duplicate core design distinguishes the two.

  • Safety. Highway Institute Insurance recognized the Corsair as a top security choice and gave it their seal of approval. The one area where it falls short is in terms of crash resistance, and that’s only because of the headlamps. 9.9 out of 10 is considered safe according to US News and World Report.
  • Reliability. J.D. Power officially certified the MKC predecessor for 2019 as reliable even though it only scored 85 out of a possible 100. The Corsair 2020 is likely to get equally high marks for dependability.
  • Recalls. The Lincoln MKC and Ford Escape siblings may face similar issues in 2014 and 2015.

Bottom line

In 2020, Lincoln’s compact crossover series will be replaced by the Corsair, which replaces the MKC already on the market. Repair and insurance costs are somewhat more than the national average, yet insurance only costs around $200 a month.

For another car insurance review, visit our review of Cadillac XT4 Car Insurance Rates.