Lincoln Aviator Car Insurance Rates

Let’s know more about Lincoln Aviator car insurance by reading our analysis.

Lincoln Aviator owners may be eligible for a premium reduction — but only for a luxury vehicle. If you compare the model to the Lincoln Navigator car insurance rates $159 a month or $1,908 a year, you’ll find that it’s roughly $600 more than the average nationwide. A base price of $51,100 means that the yearly cost of Lincoln Aviator car insurance is 4% of the base vehicle price, matching the national average.

How do I compare insurance for the Aviator?

Lincoln Aviator Car Insurance Rates - Lincoln Car Brand Logo

A luxury insurance coverage is still required even if the Aviator seems regal. Poor production methods are likely to blame for the model’s mechanical problems, which have been reported. When searching for SUV insurance, keep the following points in mind:

  • Body type. Your insurance should give the SUV the thumbs up because of its big size and ability to withstand an accident.
  • Fuel. Except for the plugin hybrid, the Aviator’s combined fuel rating of 20 mpg means you can expect no less than the SUV economy requirement.
  • Crime statistics. It’s possible that the Aviator’s theft history, which includes thefts totaling 600 or 700 in previous model years, would increase insurance premiums.
  • Maintenance. The main issue is the high return rate to production facilities as a consequence of mechanical difficulties. Ford is working hard to figure out what’s wrong with the cars and fix it so they can go back on the road.
  • Coverage. In order to safeguard the money you’ve invested in your luxury car, you may require a luxury insurance, which provides agreed value coverage and greater limits.
  • Options for insurers. There would be fewer choices for luxury vehicle insurance, which may result in a higher premium.
  • Warranty. A four-year, 50,000-mile guarantee and free roadside assistance are included on all Lincoln models.

Does the Lincoln Aviator qualify for discounts?

There are many safety measures built into the Aviator, including the following, that might fit in discount for your Lincoln Aviator car insurance.

  • Antitheft
  • Anti Lock brakes
  • Airbags
  • Driver assistance
  • Seatbelt pretensioners
  • Stability control
  • Electric vehicle discounts for the hybrid

Why is insurance so expensive for the Aviator?

It costs more than the typical vehicle to buy this SUV, and luxury car insurance is required. There will be a 400-horsepower V6 engine available to drivers, which is more than typical for its class, and thus insurance costs will be higher.

How reliable is the Lincoln Aviator?

Although the Aviator has high expectations for safety, several production issues remain unsolved.

  • Safety. It hasn’t been evaluated by major safety groups yet; but the Navigator, its older sister, has received a 5-star rating from these agencies.It hasn’t been evaluated by major safety groups yet; but the Navigator, its older sister, has received a 5-star rating from these agencies.
  • Reliability. J.D. Power predicts the Aviator’s dependability at 3.5 stars, which is above average.
  • Recalls. Thousands of Aviators have had mechanical issues since the model’s introduction. Ford is trying to fix any issues with the vehicle that may have arisen as a result of a manufacturing mistake.

Bottom line

It was anticipated that the Lincoln Aviator, despite its high price tag, would have excellent safety ratings, resulting in a small premium above the class average. However, unless Ford fixes its mechanical issues, its safety ratings may suffer.

You may check out and make a comparison on our analysis of Audi Q7 Car Insurance Rates.