Lexus LC Car Insurance Rates

We found that Lexus LC car insurance rates cost on average $204 a month, or $2,448 a year, based on our research. Your exact cost may vary depending on your driving record, the number of kilometers you drive each year, your age, and your gender.

How to compare insurance for the Lexus LC

Lexus LC Car Insurance Rates - Lexus Logo

Consider the following factors while comparing Lexus LC insurance options:

  • Price. A premium sports vehicle like the Lexus LC will cost extra to insure because of this. However, you should exercise caution when it comes to reducing the extent of your insurance coverage. If you need to repair anything but just have a limited amount of coverage, you may be looking at a significant bill.
  • Deductible. While a larger deductible may lower your monthly premium, repairing your Lexus could result in significant out-of-pocket expenses in the future.
  • Coverage. Because luxury cars are so expensive to fix, those who own them tend to go for the bare minimum in terms of additional insurance coverage. Because Lexus LC repairs are expensive and comprehensive coverage is expensive if you reside in an area that is often flooded, stormed, or stolen, you may want to consider adding collision coverage.
  • Offers from the manufacturer or other reductions. The Lexus LC has a number of features that may help you save money on your monthly insurance premiums.

What factors affect car insurance for the Lexus LC?

A Lexus LC car insurance rates more than others since repairs are more costly and sports car owners are more prone to speed.

It has a number of safety measures built in, including anti-lock brakes, a back-up camera, and 10 airbags. These features may be eligible for a premium discount.

Your Lexus LC’s worth rises in direct proportion to how much you spend on its amenities. This results in an increase in the cost of insurance.

Driver factors and insurance costs

In addition to the make and model of your car, your age, gender, location, credit score, and history of accidents may all affect your insurance benefits. Lexus LC drivers, for example, are regarded as a greater speed risk and their costs may rise as a result.

Does the Lexus LC qualify for discounts?

You may save money on your monthly Lexus LC car insurance rates because of the Lexus LC’s security features, which include:

  • Anti-lock brakes
  • Stability control
  • Emergency braking assist
  • Blind spot and lane departure warnings
  • Comprehensive airbag system
  • Seat belts with automatic pretensioners that engage in a collision
  • Ignition disable device when manufacturer’s key is not detected

Reliability and safety ratings for the Lexus LC

Because most Lexus cars are above average when it comes to dependability, JD Power gives the Lexus LC a reliability rating of 4 out of 5.

Because of the Lexus LC’s recent introduction, official safety test data aren’t yet available. Stability control, anti-lock brakes, and automated seatbelts are among the sports car’s many safety features.

One thing to keep in mind is that in 2018, Lexus LCs will be available. An issue with the pulsation damper in the 2018 Lexus LC’s V8 engine and two high-pressure fuel pumps may lead to a pulsation damper failure. Fuel leaks from this damage are a risk since they may set off a fire.

The Lexus LC series maintenance

The Lexus LC, like many other premium sports cars, saves more gasoline than most SUVs, trucks, and transports do while traveling on highways. The average city mileage is 26 miles per gallon, while the highway mileage is 35 miles per gallon.

Premium cars like the Lexus LC are still quite costly to maintain.

  • An oil change for your Lexus LC could cost you around $110.
  • The average cost of replacing brake pads on a Lexus LC is around $180 per axle.

Bottom line

The Lexus LC car insurance rates are likely to be more expensive than the national average due to the vehicle’s high initial purchase and ongoing maintenance costs. As a high-end sports car, the chances of speeding and being in an accident are also elevated, resulting in greater insurance costs. However, the Lexus model’s wide range of standard safety features qualifies you for certain savings.

You may also take a look on our review of Jaguar F-Type Car Insurance Rates.