Land Rover Road Rover Car Insurance Rates

Land Rover has joined the electric vehicle market with the Rover, a premium SUV powered by a lithium-ion battery. First all-electric car manufacturer in the United Kingdom, it’s priced about $120,000. This electric SUV, the Land Rover Road Rover car insurance rates, is quite expensive since it is considered a luxury car. Insuring a Road Rover is expected to cost about $2,700 a year, or around $225 each month. In comparison to the national average of 4%, the annual cost-to-base insurance ratio is 2% lower, with an underlying price of approximately $120,000.

How do I compare insurance for the Road Rover?

Land Rover Road Rover Car Insurance Rates - Land Rover Logo

Insurance for electric cars is more expensive than gas vehicles due to the fact that electric vehicles need more money and cost more to repair.

  • Body type. In terms of SUVs, the Rover is a high-end midsize model. SUVs have a modest advantage over compact cars in terms of safety, but their insurance costs are still lower than those of pick-up trucks.
  • Fuel. In terms of features, the Road Rover is expected to provide a decent variety that can handle your everyday commute as well as a few with a predicted range of over 3000 miles. Insurance expenses may not be fully offset if you save money on gasoline since electric components are expensive to repair if they break down.
  • Theft rates are quite high. As one of the most often stolen vehicles in the United States, Land Rovers are likely to see an increase in theft rates. That’s possible in part because of the reduced robbery rates associated with the electric vehicle.
  • Maintenance. Land Rovers are expensive to keep up, with annual maintenance costs ranging from $1,000 to $4,000 depending on the model. Road Rover’s insurance costs will rise as the cost of both parts and maintenance rises. In spite of the reduced frequency of maintenance, electric cars cost more each visit because of the higher labor costs.
  • Coverage. With a quoted price of over $100,000 for the Road Rover, you’ll likely want comprehensive and collision coverage to safeguard your financial investment. You may also want to consider raising your uninsured driver limit to at least $100,000.
  • Warranty. All new Land Rovers come with free insurance for the first four years or 50,000 miles. This includes unrestricted assistance while driving, enabling you to take precedence over your insurance policy’s provisions. It’s unclear at this point whether or not the battery will come with its own warranty.
  • Provider’s supply. There are many financing options published by Land Rover on its new cars, so check to see if your local Land Rover dealer offers one of them.

Does the Land Rover Road Rover qualify for discounts?

Several vehicle discounts should be available for your Road Rover, but the savings you see will depend on your model and your insurance carrier.

  • Electric vehicle discount
  • Active restraint discount
  • Passive restraint discount
  • Anti Lock brake discount
  • Airbag discount
  • Antitheft discount
  • Seatbelt pretensioners

How reliable is the Land Rover Road Rover?

It will be some time until official Road Rover ratings are released, but based on the Range Rover ratings, you should expect something similar.

  • Safety. Land Rovers have not been formally assessed by either the IIHS or the National Highway Traffic & Safety Administration (NHTSA). The Road Rover’s exact security features are still a mystery. Both the Institute for Highway Safety (IIHS) and the National Highway Traffic & Safety Administration have not officially evaluated Land Rovers (NHTSA). The Road Rover’s exact security features are still a mystery.
  • Reliability. For this reason, vehicle insurance companies do not want to insure Land Rovers since they are so expensive and need so much maintenance. No official reliability ratings have been released by J.D. Power and most likely won’t be an issue for the Road Rover.
  • Recalls. Land Rover has a history of being evocative, but it doesn’t typically have an impact on an automobile’s insurance rates. Because the Rover is Land Rover’s first all-electric vehicle, the chances of a nagging reminder are higher.

Bottom line

The Land Rover Rover is a low-cost, all-electric luxury SUV from the Land Rover brand. It’s a high-end automobile. There are no safety ratings or trustworthiness testing available at the time of writing, however Road Rover is not likely to be classified as a luxury vehicle.

If you want to get the best insurance for your Land Rover, be sure to shop around and compare rates from different companies.

Visit our review of Land Rover Range Rover Car Insurance Rates for another car insurance review.