Kia Stinger Car Insurance Rates

Kia Stinger car insurance rates on average $187 a month, or $2,240 a year to maintain. Insurers charge different premiums for different types of coverage, so shop around to get the best deal. Additionally, it’s influenced by the model year, trim level, and year of your vehicle. Search for the particular prices in your state while comparing insurance coverage. There are a number of places where you can expect to spend less for car insurance and a number of states where you will pay more for car insurance regardless of the kind of vehicle you drive.

How to compare insurance for the Kia Stinger

Kia Stinger Car Insurance Rates - Kia Logo

Your insurance premium is determined by your insurance provider, driving record, residence, and driving habits. These factors have an impact on the insurance cost for a Kia Stinger:

  • Body type. There are rear-wheel and all-wheel drive versions of the Kia Stinger sports sedan hatchback. With these features, insurance costs are expected to be lower than for a two-door sports car, but more than for a typical sedan.
  • The make and model of the automobile. In terms of insurance costs, the Kia Stinger is a reasonable option since it’s a small executive vehicle.
  • There’s a fuel choice, too. There are two engine options for this car: a turbocharged 2.0-liter or a naturally aspirated 3.0-liter. With a more powerful engine, you may expect to spend a little more money.
  • Theft rates are quite high. Kias are less likely to be stolen than other makes and models. A lower risk of theft means your insurance company won’t increase the premium you pay.
  • Repairs. The cost of repairs is reasonable for a premium compact vehicle like the Stinger. Kia offers a comprehensive warranty policy for repairs and maintenance and repair services are easily accessible.
  • Features that keep you safe. Several airbags, parking sensors, a rearview camera, and UVO eServices including automated collision warnings and an emergency call button are all included in the car’s safety features. In the case of a collision, they may help minimize injuries and vehicle damage, as well as the cost of insurance.
  • Coverage. The newness of the Kia Stinger has led to the majority of customers choosing comprehensive coverage, which covers theft, vandalism, and severe weather.
  • Restrictions. Most major suppliers should cover a Kia Stinger despite the fact that certain luxury vehicle providers don’t cover specific makes and models.
  • Warranty. As far as warranties go, Kia backs up the Stinger’s powertrain for 10 years or 100,000 miles. Roadside support is included for five years or 60,000 miles, whichever comes first. Find out what your warranty covers so you don’t have to pay for things you don’t need.

Does Kia offer any special programs for the Stinger?

Kodiak offers a wide range of unique programs. When you buy or lease a new Kia Stinger, you may be eligible for a military payback incentive.

For the base and premium trims of the Stinger, the manufacturer also provides an Owner Loyalty Bonus of $1,500, while the GT, GT1 and GT2 versions each get a $3,000 bonus. To be eligible, you must be the owner of a Kia car.

The Competitive Bonus, on the other hand, provides customers with an incentive to make the transition from a rival brand to Kia. Ask your local Kia dealer whether your vehicle is eligible for the program. Your new buy will be worth anywhere from $1,500 to $3,000 if your credit score is good enough.

Does the Kia Stinger qualify for car insurance discounts?

Yes. Discounts range from 5 to 30 percent depending on the supplier, but buying a new vehicle and adding safety features may save you money. These reductions may apply to the Kia Stinger.

  • Anti-theft discount
  • Anti-lock brake discount
  • Passive restraint discount like motorized seatbelts
  • Safety device discount

Reliability and safety ratings for the Kia Stinger

The National Highway Traffic Safety Administration (NHTSA) and the Insurance Institute for Highway Safety have not conducted crash tests for the 2018 Kia Stinger (IIHS). It has just lately begun appearing in US showrooms, which is to be expected.

The Stinger, on the other hand, was named the best premium compact vehicle by US News & World Report. It awarded the vehicle a 9.1-out-of-10 rating for its agility, style, interior space, and extensive list of standard equipment. A JD Power reliability rating of 4 out of 5 stars backs up the Stinger’s reputation for dependability and quality performance. On the basis of safety, quality, and performance, the vehicle received an overall score of 83.

Several safety measures are standard on the Stinger. Many of the most expensive safety measures aren’t free; they have a price tag attached. It costs $2,000 to add advanced safety features including forward-collision warnings, adaptive cruise control, lane-keeping assistance, lane-departure alerts and emergency automatic braking. Critics point out that most sports sedans already have forward-collision warnings as standard, so Kia isn’t alone in charging more for them. However, they give high marks for the vehicle’s short stopping distance and easy handling.

There have been no recalls or customer complaints for the Kia Stinger. The vehicle’s fuel efficiency might be improved, since the average yearly fuel cost is $2,450 for this vehicle. This figure is based on current gasoline costs and includes both highway and city travel totaling over 15,000 miles per year. The 15.9-gallon tank will cost you around $55 to fill up. Fuel Economy estimates that if you buy a new vehicle now, your fuel costs would be $4,500 higher in five years.

Kia Stinger facts

The Sino-Korean characters for ki (to come forth) and a make form the name Kia (East). This phrase approximately translates as “emerging from the East” in English. This is appropriate for a variety of reasons: Kia is based in eastern Asia’s South Korea, and even though it just began producing automobiles in the 1940s, it has a significant global presence.

Kia draws inspiration for vehicle names from places across the world. Cerato, for example, is the Greek word for peak; Sorento, Italy; and Mohave, Arizona are all lovely coastal towns and counties.

Compare Kia Stinger competitors

Are you still on the lookout for the ideal pair of wheels? Compare vehicles of the same or a totally different brand.

Bottom line

Insurance for the Kia Stinger is more expensive, but that’s because it’s a high-end compact vehicle. Kia’s warranty and maintenance program more than make up for the higher cost of the most advanced safety features. Your provider may provide discounts for safe driving and paying your premium up front in addition to rewarding service members and loyal clients with cash back incentives. Compare Kia Stinger insurance rates from multiple companies to get the best deal.

For another car insurance review, visit our review of Genesis G80 Car Insurance Rates.