Kia Rio Car Insurance Rates

Kia Rio car insurance costs an average of $187 per month, or $2,244 a year for a basic model. Depending on your driving record, how many miles you travel each year, and other variables, your real cost may be more or lower than that estimate.

About the Kia Rio

Kia Rio Car Insurance Rates - Kia Logo

There have been four generations of the Kia Rio since 2000. With a strong engine, a luxury interior, and nimble driving, the subcompact vehicle is a popular choice among drivers. The Kia Rio is offered as a hatchback or a sedan in the US market.

The cost of insurance for a Kia Rio is determined by insurance companies based on the vehicle’s safety ratings, theft rates, replacement prices, and overall risk of damage. The cost of auto insurance may vary depending on a driver’s record and where they live. Kia buyers should get insurance quotes from multiple providers before making a purchase to ensure they are paying the lowest rate available. Buyers of the Kia Rio should also check with various insurance companies to determine if they qualify for any insurance savings.

Kia Rio money-saving safety features

If your Kia Rio has the following safety features, you may save money on your auto insurance premiums.

  • Anti-lock brakes
  • Stability control
  • Airbags
  • Seatbelt pretensioners
  • Anti theft system

How safe is the Kia Rio?

The Kia Rio received top marks from the Insurance Institute for Highway Safety (IIHS) in the moderate overlap front, rear, and roof strength crash tests. For the small overlap test, the Kia Rio received a passing grade, while for the side impact crash test, it received a passing grade. The Kia Rio was awarded a 4-Star Overall Safety Rating by the NHTSA. The NHTSA gave the 2017 Kia Rio four out of five stars in the agency’s frontal and rollover crash testing. Additionally, the group gave the Kia Rio five stars in its side crash test.

As of 2012, the Kia Rio was the eighth most stolen vehicle in the United States, according to the National Highway Traffic Safety Administration. Every 1,000 Kia Rios sold, there are around 2.7 thefts.

How does the Kia Rio compare to other car models?

The Kia Rio sits in the middle of our list of the 360 most expensive cars to insure.

Hyundai Accent Insurance Rates may be compared here on our site.