Kia Insurance Rates

Kia insurance rates has an average of $186.70 per month or $2240.40 per year. Your real cost may vary more or less on your driving record, how many kilometers you drive a year, and other variables. Some of the factors that influence your insurance premium are your age and location as well as your Kia’s year, model, and trim package.

By reading this article, you will know a lot about Kia insurance rates. It will help you change your Kia insurance rates.

How a vehicle from Kia affects insurance costs

Kia Insurance Rates - Kia Logo

Kia’s are cost-effective cars, making insurance cheaper. These vehicles are not expensive to fix or replace and reduce insurance costs. In safety testing, the newer Kia models perform well, another aspect insurance companies take into account when calculating the cost of your insurance rate.

However, some Kias are aimed towards robbery, which may increase insurance costs.

Kia roadside assistance

New Kia’s manufactured in 2014 or newer get free assistance on the roadside for up to 5 years or 60,000 miles. The help service on the roadside includes:

  • Towing to the nearest Kia dealership
  • Battery jump start
  • Flat tire change
  • Gas supply when fuel is running low, restricted to 2 times each year and up to 2 gallons per year
  • Lockout if you lost your key
  • Interrupt journeys of up to $300 for meals, lodging and alternative transportation for over 150 miles from home

Call the Kia Hotline 24/7 at 1-800-333-4542 to get Kia roadside assistance. When you contact, you must give your car with VIN. Per roadside event, there is a maximum restriction of $75.

This protection may be avoided by new Kia drivers in their automobile insurance coverage. Older drivers without a roadside warranty may add help to their car insurance policy if required in order to benefit from roadside aid.

Pros and cons of insuring a Kia


  • Newer models do well in safety tests
  • Not costly to repair or replace
  • Decent gas mileage


  • Targeted by thieves

About the Kia brand

Kia was founded in 1944 and a year later its first plant was opened. It wasn’t until the 1980s that the company began exporting cars to the US.

Over the years, Kia has won numerous awards including the five major deals of the Kelley Blue Book, the Autocrat’s Car of the Year, and the Environmental Management Award.

Are there any standout Kia models?

The K900 is a top-end vehicle, with an initial MSRP of $49,900. This premium Kia vehicle features a 3.8L V6 and 311 horsepower which produces a pleasant overall ride. Kia’s objective with the K900 was “representing a new life in luxury,” using dynamic curved light, an aerodynamic design, prestigious distance (cabin space and front-wheel space), and a large, pleasant interior.

What’s Kia UVO?

UVO is an infotainment and telematics system offering eServices to Kia’s owners. Features include navigation, diagnostics, display of the back camera, emergency help, and parking minors. You may get remote instructions like climate control, locking/unlocking, status vehicle, find your car, and more when downloading the UVO application on your smartphone.

For most Kia vehicles, UVO is available from 2014.

Kia car facts

  • Kia is the second largest automotive manufacturer in South Korea and has been around since 1944.
  • In 2015, Kia sold over 3.3 million vehicles.
  • Kia base prices start at $15,000 and can go up to $50,000.

Bottom line

Kia’s are usually cheap, excluding any personal considerations, but be careful to search to get the best vehicle insurance for you.

Check out our review of Hyundai Insurance Rates.