Jeep Wrangler Hybrid Car Insurance Rates

For the first time in 2020, the Jeep Wrangler will be available as a plug-in hybrid model. When doing errands in the city, the plug-in allows for all-electric driving, and when you drive it offroad, its more fuel-efficient gas engine guarantees you’re not stuck in the wild. According to estimates, the monthly price for the 2020 Jeep Wrangler Hybrid car insurance rates will be in the $270 to $300 area, up from the $250 for the base model. Over $30,000 in beginning market price means an annual insurance cost-to-base ratio of 8-10%, considerably higher than the national average of 4%.

How do I compare insurance for the Wrangler Hybrid?

Jeep Wrangler Hybrid Car Insurance Rates - Jeep Logo

Your insurance premiums are influenced by a wide range of variables, including those unique to your car. These are only a few of them:

  • Body type. The body style of the Jeep Wrangler Hybrid is robust and ready for off-road use. Even if you never go off-road, your insurance will be more expensive because of the increased risk.
  • Fuel. The electric range of this plug-in hybrid car is estimated at approximately 20 miles. The increased fuel efficiency while using gas should result in a combined fuel economy of about 22 mpg. In general, hybrids cost a little more to insure.
  • Theft rates are on the rise. Jeep Wranglers are among the most often stolen cars, thus Wrangler Hybrid insurance premiums may go up. Insurance companies are likely to utilize theft statistics for the regular Wrangler even if the Hybrid is a separate model.
  • Maintenance. Jeep Wranglers have greater yearly repair expenses than comparable sport utility vehicles, at $694 on average, according to Repair Pal’s website. How much off-roading you undertake will influence your costs.
  • Coverage. It’s usually a good idea to insure your new Jeep Wrangler against both collision and comprehensive damage. Because off-roading increases the danger to your car, you’ll want collision and comprehensive coverage if you do it often.
  • Warranty. Jeep provides a three-year, 36,000-mile standard warranty, as well as a five-year, 60,000-mile long extended warranty. If you don’t have an extended warranty, your insurance provider may be able to help you with roadside assistance if your vehicle breaks down.
  • Provider’s supply. A 3.75 percent annual percentage rate (APR) for 60 months or cash back incentives are common on Jeep’s newest vehicles.

Why is insurance so expensive for the Jeep Wrangler Hybrid?

The regular and hybrid Jeep Wrangler’s insurance premiums are higher than normal because of the vehicle’s high theft rate, frequent and costly repairs, and greater off-roading danger. Due to the greater risk of theft and increased insurance costs associated with hybrid vehicles, this popular SUV’s insurance premiums will be somewhat higher.

Does the Jeep Wrangler Hybrid qualify for discounts?

Check with your insurance provider to see if your Wrangler Hybrid qualifies for any vehicle-specific discounts.

  • New car discount
  • Electric vehicle discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Seatbelt pretensioners
  • Passive restraint discount

How reliable is the Jeep Wrangler Hybrid?

Until the 2020 Wrangler Hybrid has been on the market for a year, it won’t have official safety and reliability ratings, but past scores for the regular Wrangler suggest that they will be comparable.

  • Safety. The Insurance Institute for Highway Safety (IIHS) last gave the Wrangler a safety grade in 2017. Crashworthiness from the front was deemed adequate, while side impact protection was deemed insufficient. It also received a failing grade for the quality of its headlamps.
  • Reliability. The 2019 Jeep Wrangler is ranked 14th among large SUVs by J.D. Power. With a score of 65/100, it’s considered reliable. While the dependability rating for the 2019 Jeep Wrangler has not yet been published, the publication predicts that it will be poor, giving it a score of 6.9 out of 10.
  • Recalls. Jeep’s parent firm, Fiat Chrysler Automobiles, has issued recalls for the 2018 and 2019 Wrangler JL models. FCA, on the other hand, had no knowledge of any injuries or accidents as a result of the recalls they had conducted.

Bottom line

Plug-in hybrid Jeep Wranglers, such as the Wrangler Hybrid, are available. The improved fuel economy and all-electric low-mileage mode will not translate to higher safety and reliability ratings or reduced insurance costs, it’s probable..

For your new Jeep Wrangler Hybrid, shop around for insurance providers to get the best deal.

Visit our review of Ford Bronco Car Insurance Rates for another car insurance review.