The Jeep Gladiator insurance rates is expected to be higher than the Wrangler’s average of $254 per month, or $3,048 per year. Having a base price of $33,545, the Gladiator’s annual insurance cost-to-base ratio is around 9%, significantly higher than the national average of 4 percent.
- How do I compare insurance for the Gladiator?
- Does the Jeep Gladiator qualify for discounts?
- How reliable is the Jeep Gladiator?
- Should You Buy A Jeep Gladiator?
How do I compare insurance for the Gladiator?
Jeep Gladiator insurance is more expensive than normal for a compact SUV.
- Body type. Despite the fact that a truck is essentially a Jeep Wrangler with a bed, trucks cost more to insure.
- Fuel. The Gladiator’s combined fuel efficiency is about 19 mpg, which means you’ll need to take in higher gas prices when calculating your entire car expenditures.
- Theft rates. The Jeep Wrangler is one of the most often stolen cars, so if the Gladiator experiences similar theft rates, insurance prices will rise.
- Maintenance. The Gladiator’s maintenance requirements will be partially determined by the amount of off-road driving you undertake. However, the better you care for your vehicle, the lower your rates will be.
- Coverage. Given the vehicle’s new status, you should strongly consider purchasing comprehensive and collision coverage for an extra price, particularly if you’re financing the vehicle. This will safeguard your car from theft and other risks encountered when off-roading.
- Warranty. Wrangler provides a five-year, 60,000-mile powertrain warranty through Fiat’s Mopar division. In most cases, the warranty covers roadside assistance, which enables you to skip such coverage on your insurance until the warranty expires.
Does the Jeep Gladiator qualify for discounts?
Yes, but the amount of safety savings varies based on the Gladiator edition selected. The following are a few examples:
- Active restraints
- Antilock brakes
- Seatbelt pretensioners
- Passive disabling
How reliable is the Jeep Gladiator?
Official reliability and safety ratings for the new Gladiator are still pending, while the similar Wrangler earns just average grades in both categories.
- Safety. While the Jeep Gladiator lacks official safety ratings, the comparable Wrangler has just mediocre ratings.
- Reliability. Although reliability ratings have not been disclosed officially, J.D. Power predicts it will earn a 2.5-star rating, the same as the Jeep Wrangler.
- Recalls. Wrangler has been the subject of several recalls. Jeep recalled over 1.5 million vehicles across many models in 2013, and the 2019 Wrangler has already been recalled twice for the steering wheel and front track bar.
The biggest addition to the new 2021 Gladiator is the option for a diesel-powered engine. The 3.0-liter Eco-diesel V6 will be able to produce 260 horsepower. It will also produce a best-in-class 442 pound-feet of torque. The engine will feature Variable Geometry Turbo Technology and be paired with an 8-speed automatic transmission system.
Should You Buy A Jeep Gladiator?
The Jeep Gladiator is the automaker’s newest pickup truck, built on the popular Wrangler chassis. Although the dependability and safety ratings are not yet official, they are expected to be in the middle of the road, in comparison to the anticipated insurance premium increases.
If you want to acquire the Gladiator, look around for the best insurance rates on a car that is already rather expensive.
Jeep Gladiator presents something truly unique in the mid-size truck category. Nothing else in its vehicle class is quite like it. It’s the only convertible truck on the market at the time of this article’s completion. Few vehicles can match the off-road performance of the Gladiator. It’s also a versatile and practical truck that’s suitable for work, play or daily commutes to the office. For the adventurous driver, it really doesn’t get much better than the Gladiator.
Check out our reviews of Jeep Wrangler Insurance Rates.