Honda Insurance Cost

The Honda insurance cost an average annual is $1,933. This makes insurance prices much lower for the automobiles, which aids the manufacturer. Honda models are very attractive to auto thieves, which leads to a higher insurance rate.

Honda features that impact insurance costs

Hondas may have unique characteristics that affect insurance rates when compared to other car types. While modern Hondas may be more expensive to fix owing to the addition of technology features, these same technologies may make your car safer on the road. The following characteristics may help you save money on your insurance:

  • Anti-lock brakes and brake assist. These braking safety measures are intended to avert a catastrophic accident caused by either excessive braking correction or insufficient braking. If your Honda is equipped with these braking systems, your insurance provider may conclude that you are less likely to be involved in an accident.
  • Lane departure warning. This safety feature alerts drivers when they begin to wander out of their lane. Because sideswiping another vehicle is a frequent cause of motor vehicle accidents, your insurance provider may view this feature as one that might help avoid future claim payouts.
  • Side airbags. Automobile insurance companies are not only searching for equipment that can help avoid accidents, but also those that can help decrease injuries in the case of an accident. Side airbags protect passengers in your car, particularly in the event of a side impact collision, and are a standard feature on bigger Hondas with ample passenger seating.
Honda Insurance Cost - Honda Brand Logo

Insurance costs for a Honda Civic increase somewhat as a result of the vehicle’s relatively high theft rate. However, given the high volume of Civics on the road, it seems reasonable that they are stolen more frequently than other types of automobiles.

Other car insurance coverage for Honda

Next time you’re on the road you never know what might happen so carefully select your coverage. Many states with just restrictions of liability are considered optional for most of the extra coverages. The creditor may impose additional terms if you finance or rent a new Honda. Take as your Honda automotive insurance the following optional but crucial coverage:

  • Comprehensive. If you strike an animal with shattered glass, including windows, car stealing and vandalism, this policy covers against the weather damage. It might be worth a full coverage if you don’t want to self-insure for such cases.
  • Collision. Usually, when you get a full collision policy, it compensates for an accident and your automobile is damaged. If you complete your Honda, the book value will be paid for the collision cover minus the deduction.
  • Gap insurance. It’s a well-known fact that the value of an automobile decreases the moment you drive it off the lot. If your Honda is wrecked in an accident and is not worth as much as you owe, gap insurance will reimburse your lender to cover the difference, saving you from having to pay out of pocket.
  • Medical payments/Personal Injury Protection. Certain states mandate medical car insurance, and with cause. If you are wounded in an accident and are unable to work, you can have your medical costs and missed earnings covered up to a certain amount, regardless of who caused the accident.
  • Uninsured/underinsured motorist. With this policy, you’re covered if someone hits you without insurance or with insufficient coverage to cover your injuries or car damage. Uninsured motorist coverage also covers hit-and-runs, making it a useful supplementary policy to safeguard your Honda.

Are there any standout Honda models?

Yes, the 2022 Civic Sedan features aggressive lines and refined features that make the car stand out from the crowd. Inside the cabin, the Civic may be the most comfortable and sophisticated interior we’ve ever designed.

Should You Buy A Honda?

Your Honda may be bought on the cheap. Even if they are more likely to be stolen, your insurance price is impacted by the risk, so look around to get the best coverage for you.

Check out our insurance rate reviews for the following Honda vehicles.

Honda Civic