According to our research, the typical cost for a GMC Yukon car insurance is $190 per month, or $2.280 per month. To put it another way, the insurance premiums are 3.5% cheaper than the average for large SUVs, and they’re much lower than those for sedans, which may have a premium of 10%.
The GMC Jimmy SUV was replaced by the Yukon in 1991. The Yukon was originally available in two or four door configurations, but is now solely marketed as a four door full-sized SUV. Tahoe also offers the Chevrolet SUV, which is about the same size as the Ford Escape. Both cars are based on the same chassis and powered by the same engine and have a similar set of specifications.
- How to compare insurance for the GMC Yukon
- What factors affect car insurance for the GMC Yukon?
- Yukon insurance discounts
- GMC Yukon safety and reliability ratings
- GMC Yukon series maintenance
- Is an extended warranty worth it for the Yukon?
- Bottom line
How to compare insurance for the GMC Yukon
After budgeting for car payments and other monthly expenditures, the last thing you want to worry about is auto insurance. Purchasing insurance may be costly, and the problem is exacerbated by the fact that many companies utilize ambiguous language and pricing. As a result, picking the right level of protection for your needs may be difficult. However, if you know what to look for, it’s much easier to contrast your options.
Some items to consider are as follows:
- Price. Compare prices from different suppliers to get the best deal.
- Deductible. Your deduction is the amount you’ll owe if you’re involved in an accident. Decide on a claim payment amount that you can afford, but that won’t significantly increase your monthly premiums.
- Coverage. Before you buy a policy, be certain that your insurance coverage satisfies your country’s bare-bones requirements. Think about getting more insurance if you reside in a high-crime or flood-prone area. Some options include collision or full coverage.
- Extras. Policy provisions may differ considerably across providers. When comparing rival solutions, decide which features are worth spending more money on.
- Restrictions. To prevent coverage gaps or rejected claims, find out whether there are any limitations on the coverage provided by your insurance.
- Discount loyalty. Some insurance companies provide different savings based on the kind of vehicle you drive, so check with them first. For example, National General Insurance provides special discounts and advantages to GM drivers.
- Warranty. It’s likely that you’ll forget about GMC’s roadside assistance and courtesy transportation if you drive for five years or 60,000 miles.
What factors affect car insurance for the GMC Yukon?
Pricing is determined by the likelihood that claims will be filed and the associated costs of paying them. Insurance businesses are calculated by you. The vehicle you drive has a significant impact on the cost of your auto insurance because of the various aspects of performance, security, theft, and other characteristics.
GMC Yukon insurance costs may be affected by a number of factors:
- Body type. Four-door SUVs like the Yukon are great for families. While it is able to draw and move freight under risky situations, it is unlikely to be used.
- Type of car. The GMC Yukon is an upscale big SUV, and as such, it’s a pricey car to buy new or have repaired.
- Theft. This vehicle has one of the highest theft rates of all new vehicles, which means that insurance prices will almost certainly rise.
- Repairs. Compared to other classes, the Yukon has lower average repair costs of approximately $200.
- Safety ratings. The GMC Yukon is a gorgeously styled, high-quality SUV with top-notch safety features. The majority of insurance companies provide safety measures and savings to their clients.
- Fuel type. GMC Yukon, for example, has lower insurance costs than diesel or hybrid vehicles.
- Trims and packages. Trims and add-ons that enhance the car’s power or value may raise rates, while advances in visibility or safety can lower them.
Yukon insurance discounts
Due to the many safety features in your GMC Yukon, you may be able to save money on your auto insurance. Your Yukon should be eligible for the following car insurance discounts:
- Anti Lock brake discount
- Antitheft discount
- Passive restraint discount
- Emergency roadside assistance discount
- New car discount
GMC Yukon safety and reliability ratings
The National Highway Traffic Safety Administration gives the 2018 GMC Yukon 4WD a crash test rating of 4 out of 5 stars (NHTSA). Only the anchor for Yukon’s child seats received an acceptable rating from the Insurance Institute for Highway Safety.
GMC Yukon 2018’s safety ratings are excellent, but dependability ratings are dismal. It receives a score of 2.5 out of 5, which is below the class average.
U.S. News gives this SUV an overall grade of 7.8 out of 10 based on performance, interior, security, reliability, and other important factors.
GMC Yukon series maintenance
The Yukon is a tough, all-purpose SUV that’s up to the task of doing just about everything. Due to its wide wheelbase and strong traction, it is capable of operating on almost any surface, including highways, gravel roads, paved streets, and snow. Annual maintenance may help guarantee that it continues to work well in the future, even if it is tough to construct.
- According to GMC, you should get your oil changed every 7500 miles or so. This service period also includes rotating the tires and checking the oil filters.
- The typical oil change for a GMC Yukon is $85 (US). Nevertheless, the actual cost may differ based on where you get your car serviced, how long it has been since your previous oil change, and other factors..
- The Yukon’s yearly repair expenses are on the order of $200. This is a bargain compared to the prices of similar vehicles.
Is an extended warranty worth it for the Yukon?
Three-year bumper-to-bumper coverage, a five-year powertrain warranty, three-year corrosion protection, and six-year or 100,000-mile rust-through coverage are all included in the Yukon’s warranty. In addition, if your vehicle needs warranty repair, you’ll get five or six thousand miles of assistance and transportation at the roadside with your purchase.
GMC doesn’t provide an official extended warranty for the Yukon. For example, it provides prepaid maintenance as well as safety features like tire and wheel coverage and leasing coverage (among others). Due to the Yukon’s poor reputation for dependability, these measures may provide an additional layer of protection and peace of mind.
Full-size SUVs like the GMC Yukon for its versatility. It has excellent safety ratings and crash test results, which may save you money on your insurance. Because of this, you should check with your insurance carrier to see whether GMC offers any protection plans or extra coverage options.
As is customary, compare car insurance quotes from a few different companies before settling on one. You may check out our review of Chevrolet Tahoe Insurance Rates.