GMC Terrain Car Insurance Rates

According to our research, the average GMC Terrain car insurance rates is around $123 a month — or $1,476 a year. Your actual cost depends on your driving record, the number of miles you drive in a year, your age and gender and other factors.

How to compare insurance for the GMC Terrain

GMC Terrain Car Insurance Rates GMC Terrain logo

When comparing insurance options for your GMC Terrain, consider these factors:

  • Price. Standard safety features on the GMC Terrain may entitle you to savings on your monthly insurance rate.
  • Deductible. If you want to save money, go for a coverage that has a larger deductible, but make sure you have the money set aside in case of an accident.
  • Coverage. Verify that your insurance coverage covers the bare minimums set by your state. Collision and comprehensive coverage are an option if you have a higher-end trim package.
  • Offers made by the manufacturer. Five years of free roadside assistance and courtesy transportation are included in the purchase price of every new GMC vehicle.

What factors affect car insurance for the GMC Terrain?

The GMC Terrain is a secure and dependable midsize compact SUV that won’t cost a fortune to insure. The trim package, on the other hand, may have an impact on your insurance rates.

The 2018 GMC Terrain comes in SL, SLE, SLT, SLT diesel, and Denali trim levels, with the latter two being the most expensive. If you insurance your GMC Terrain Denali, you may end up paying more per month than you would if you insured the SL.

Does the GMC Terrain qualify for discounts?

You might get discounts for your GMC Terrain, thanks to advanced safety features like:

  • A teen driver feature that allows you to set speed and volume limits for specific drivers
  • A rearview camera
  • Airbags
  • Four-wheel antilock braking system
  • Four-wheel disc brakes
  • Electronic stability control
  • Traction control
  • Antitheft security system

Reliability and safety ratings for the GMC Terrain

The GMC Terrain, like many other GMC and Chevrolet models, is known for its dependability and safety. It has a four-star dependability rating from JD Power, and the National Highway Traffic Safety Administration offers it a four-star overall safety rating. The GMC Terrain has a 9.5 out of 10 safety rating from US News, thanks to the combination of this rating and the Insurance Institute for Highway Safety‘s.

Insuring this SUV will save you money because of its superior safety and dependability scores.

The GMC Terrain series maintenance

The GMC Terrain is a small SUV designed for low fuel consumption and low overall maintenance expenses. A combined city/highway mileage of 28 mpg is expected, while a highway mileage of 39 mpg is expected. It shouldn’t cost a lot of money to have regular maintenance done like an oil change, brake pad replacement, tire rotation, and other such services.

GMC Terrain facts

The SLE diesel and SLT diesel are the two new diesel versions offered by GMC Terrain.
The diesel engine may not raise your insurance costs, but the MSRP of the trim package you choose may. Despite the fact that diesel cars use less gasoline, the GMC Terrain’s diesel versions use the same amount of fuel as gas ones.

Bottom line

There are average insurance rates, low repair and maintenance expenses, and above-average fuel efficiency that combine to make the GMC Terrain a good bargain while still offering luxury. To save even more money, make sure you have a clean driving record and are eligible for any insurance reductions offered.

Check out our review of Chevy Equinox Insurance Rates for one more car insurance review.