GMC Acadia Car Insurance Rates

For a GMC Acadia car insurance is around $1,632 per year on average, according to our research. A lot depends on your driving record, how many miles you drive annually, and your age to determine how much you’ll pay. variables such as age, race, and ethnicity.

How to compare insurance for the GMC Acadia

GMC Acadia Car Insurance Rates - GMC Logo

When evaluating GMC Acadia insurance alternatives, keep the following things in mind:

  • Price. When comparing insurance companies, look into any discounts you may be eligible for so you can receive the most coverage for your money.
  • Deductible. Take a higher deductible, which means you’ll be responsible for a greater amount before your insurance begins covering property damage or medical costs, to reduce your monthly rate.
  • Coverage. Make certain that your GMC Acadia car insurance rates coverage at the very least meets the bare minimums set by your state’s insurance department. Consider collision and comprehensive insurance if your vehicle has an enhanced trim package.
  • Offerings from the maker. As long as your GMC car is 2007 or newer, you’re protected by GMC’s free 24-hour roadside assistance service and won’t have to pay extra for it.

What factors affect car insurance for the GMC Acadia?

Because of its excellent dependability and safety ratings, as well as its position as a mid-range compact SUV, ensuring your GMC Acadia should not be too expensive.

There are six distinct trim levels available for this car, and the one you choose may have an impact on your insurance costs. All of these models are available on the 2018 GMC Acadia.

The Denali model is the top-of-the-line model available on the 2018 GMC Acadia. Insurance premiums tend to rise in direct proportion to the value of your car. Choosing an Acadia SL over a Denali may save you money each month on insurance.

The Acadia model line offers front-wheel drive (FWD) and all-wheel drive (AWD) options (AWD). Automobile insurance providers may offer you a discount if your vehicle has all-wheel drive (AWD).

Driver factors and insurance costs

You may be surprised to learn that other variables than the type and model of your vehicle have an impact on the cost of your auto insurance.

With the exception of Hawaii, Massachusetts, and California, your credit score affects your auto insurance rates. This is due to research showing that having a poor credit score increases your chances of filing a claim.

Does the GMC Acadia qualify for discounts?

As an added bonus, the GMC Acadia comes equipped with many safety features that may reduce your premiums on auto insurance, such as:

  • A Teen Driver feature that lets parents set speed and volume limits for other drivers
  • Lane change alerts
  • Rear cross-traffic alerts
  • Forward collision alerts
  • Front pedestrian braking
  • Rear park assist
  • A rearview camera
  • Airbags

Remember that not all Acadia trim packages have driver-assist safety systems, so be sure to verify your car’s specs to make sure you’re saving money on insurance.

Reliability and safety ratings for the GMC Acadia

The Acadia, like other GMC models, is known for its dependability and safety. For overall safety, the NHTSA rates the 2018 AWD GMC Acadia at 5 stars, but the FWD variant only receives a 4 star rating.

According to JD Power, current Acadia models have a 4-out-of-5 dependability rating, but older versions have a lot of customer complaints regarding reliability.

GMC Acadia recalls

The 2017 and 2018 GMC Acadias have been the subject of two recalls so far:

  • Powertrain issues. While driving, the driveshaft assembly may come apart, increasing your accident risk.
  • Fuel system. The high pressure fuel line may be damaged if the fuel pump separates from its position, increasing the danger of a fire.

The GMC Acadia series maintenance

Routine maintenance for your GMC Acadia, such as oil changes, brake pad replacements, and tire rotations, should cost you around the national average. GMC Acadia, on the other hand, has below-average fuel efficiency compared to rival SUVs such as Chevrolet Equinox and GMC Terrain:

  • GMC Acadia: A combined gas mileage of up to 21/26 mpg is possible.
  • GMC Terrain: Up to 28 mpg in the city and 39 mpg on the highway.
  • Chevy Equinox: Up to 28 mpg in the city and 39 mpg on the highway.

What was GMC’s first SUV crossover?

GMC sold its first SUV crossover, the 2007 Acadia, when it went on sale. Because it’s not based on a truck chassis like the Tahoe or Yukon, the GMC Acadia’s insurance costs will be lower than those of a full-size SUV or pickup truck. This is due to the fact that bigger cars are more likely to inflict serious injury or death as a result of collisions.

Bottom line

Although it will likely cost a little more than insuring a GMC Terrain, insurance for a GMC Acadia should be around average. The minor variations in insurance prices between the various trim packages may save you hundreds of dollars each year if you care about saving money on your Acadia’s insurance premium and you haven’t bought it yet.

Before settling on a vehicle insurance policy for your GMC Acadia, shop around and compare prices from many different insurance providers.

Check out our review of Dodge Durango Car Insurance Rates for one more car insurance review.