The 2018 Genesis G80 is the premium brand’s entry point due to its high level of safety and overall value. It’s simple to be sure, although premiums tend to be on the high side, as with most high-end automobiles. The average cost of Genesis is $175 per month, or $2100 annually. The amount varies according to factors such as where you reside, how often you drive, and your driving record.
- How to compare insurance for the G80
- Does Genesis offer any special programs?
- What factors affect car insurance for the Genesis G80?
- Driver factors that affect insurance rates
- Does the Genesis G80 qualify for discounts?
- Reliability and safety ratings for the Genesis G80
- Genesis Motors’ History
- Compare Genesis G80 competitors
- Bottom line
How to compare insurance for the G80
These factors should be taken into account when comparing G80 auto insurance quotes.
- Price. Analyze your needs and evaluate the various suppliers based on this hypothetical situation.
- Types of protection. If you buy a G80, you may want to get more than just the minimum necessary liability insurance. Uninsured and underinsured motorist coverage, health insurance, and personal injury protection are all popular options for policyholders to consider (PIP).
- Extras. Accident remuneration and deductibility are optional extras that, in most cases, enhance your insurance coverage.
- Restrictions. The G80 is often easy to insure due to its excellent performance and security ratings. Insurance companies, on the other hand, seldom cover young drivers in expensive vehicles. Please take the time to study the fine print now so that claims and coverage gaps will not be denied in the future.
- Warranty. The standard warranty for a 100,000-mile drive is five years and 60,000 milles, or a ten-year warranty is included with every new G80. It’s a little more lenient than the norm for high-end automobiles, which is typically 4 years and 50,000 miles. Genesis’ warranty plan protects you for three years or 36,000 miles, whichever comes first.
Does Genesis offer any special programs?
- You’re in the armed forces, right? Active duty, veterans, and retirees may all get a $500 discount on new Hyundai Motor America cars when they buy through Genesis, which owns the company.
- In addition, some traders attend Hyundai’s graduate school, where they may get a rebate of $400 if they purchase or rent a new car while they’re there.
- But the mobility program provides up to US$1000 for those who require it installed in their vehicle, even if it’s not really a discount.
- If you’re loyal to your insurance company, they may give you discounts for defensive driving or even pay off your bill in full.
What factors affect car insurance for the Genesis G80?
Insurance companies make use of sophisticated algorithms that analyze your driving record, where you live, and what you drive. They also give varying weight to various factors, such as the number of kilometers, the appearance, and the horsepower of the vehicle. As a result, fees vary depending on the provider and the insured.
This has an impact on the amount you pay for a G80 Genesis insurance policy.
- Body type. 4-door luxury sedans don’t come much more opulent than the G80. Insuring oneself is difficult and expensive, therefore the national average often exceeds the state average.
- Fuel selection is an option. In 5.0 and sports vehicles with premium gas, the 3.8L type is used. All models’ turbocharged engines may raise insurance costs. In 5.0 and sports vehicles with premium gas, the 3.8L type is used.
- Turbocharged engines have the potential to increase insurance premiums across the board.
- The make and model of the vehicle. The G80 is a premium mid-size car. For insurance purposes, compact cars are at the lower end of the price spectrum.
- Repairs. During the G80 era, the G80 was regarded as a high-end sophisticated sedan. Replacing damaged internal organs or regenerating the body may be costly. Maintenance and warranty policies may offset these costs, though. They are comprehensive.
- Features that keep you safe. In addition to a rearview camera, blind spot control, and automatic emergency Footnote recognition, the G80 has a variety of other safety measures. These characteristics typically result in lower rates since they minimize the chance of damage due to an accident.
Driver factors that affect insurance rates
There are many variables insurers consider when determining your rate. You examine your driving history, including any infractions, injuries, or lawsuits. If your driving record hasn’t had any major infractions in the last three to five years, you’ll probably get a better deal on your insurance.
Insurance companies look at your list of approved drivers. If you have teenagers or other high-risk drivers operating your vehicle, your insurance premiums may go up.
Finally, many providers look at your credit history. Those who have a strong credit history may expect to pay lower premiums, but insurance companies specialize in providing coverage to those with bad credit histories as well.
Does the Genesis G80 qualify for discounts?
Yes. To help you save money on your insurance premiums, your provider may offer the following discounts.
- New car discount
- Antitheft discount
- Safety feature discount
Reliability and safety ratings for the Genesis G80
The G80 is remarkable because of its high level of dependability and security. The vehicle has a five-star overall safety rating from the government’s highway traffic safety administration (NHTSA). The Insurance Institute for Highway Safety has also named them one of its top safety choices for 2018 for vehicles with outstanding safety features and accident avoidance (IIHS).
The G80 was ranked second among midsize luxury vehicles by US News & World Report. With an 8.8 out of 10 rating, advanced technology was included with a mix of cutting-edge and classic security measures. TrueCar’s analytics division, ALG, predicts the greatest resale value for any other midsize premium car.
To keep you and your passengers safe, the G80 boasts a number of safety features including multiple airbags and anti-lock brakes as well as electronic stability control and traction control. Due to the deep anchors in the seats and the presence of child safety latches, as well as two lower anchors and three top anchors for the car’s seating, the G80’s LATCH system has been given a mediocre rating. Adding additional safety measures, such as an adaptive LED headlight with a multi-angle beam, may reduce your insurance rate.
Hyundai recalled 37 G80 and G90 vehicles in May 2018 for possible windshield and rear window tampering. As a result, the glass bonding is weaker, making the parts hazardous to drive with. See Reminder 18V305000 for further details.
Because of this, the G80 uses less gasoline than its rivals. The average yearly fuel cost for a 3.8L car is $2,100, according to Fuel Economy. With current fuel prices, a 45 percent road mix, and a 15,000 km trip, this figure represents around 55 percent of the city. Over the next five years, the fuel efficiency is expected to be 2750 percent better than the typical new vehicle.
Genesis Motors’ History
Hyundai’s Genesis division split out in 2015, becoming a stand-alone company. It started in the United States in 2016 and was present in the automotive industry before that. G80 and G90 are presently available, however by 2020 there will be six other models.
As of 2018, JD Power ranked Genesis as the best premium brand. The study analyzed the opinions of 75,712 drivers who had their new cars for 90 days and had owned 31 different models.
Compare Genesis G80 competitors
Are you still on the lookout for a car? Models and machines from other manufacturers may be used as a benchmark.
There is no doubt that the G80 is a tough and powerful car. Although the car’s insurance shouldn’t be an issue, since it’s expensive to repair or replace, the rates tend to be higher than those of other sedans. In addition to a comprehensive warranty and maintenance program, Genesis provides military discounts, loyalty rewards, and safe driving points.
For another car insurance review, visit our review of Audi A6 Car Insurance Rates.