Ford Ranger Car Insurance Rates

Despite being reasonably priced to insure as a pickup, the new Ford Ranger car insurance rates will still cost you over $500 more than a comparable car. There is $1,884 in annual insurance expenses for a Ford Ranger. The yearly insurance cost–to–base vehicle price ratio is 12.7% with a base price of $24,000, which is greater than the national average of 4%.

How do I compare insurance for the Ranger?

Ford Ranger Car Insurance Rates - Ford Logo

When you see your above-average insurance premiums, the excitement of owning a brand-new Ranger may wane. You can get the best deal on insurance by comparing quotes from several companies.

Ranger’s anticipated premium may be affected by a number of variables.

  • Body type. This well-liked automobile model is now available as a midsize pickup truck, which is the most costly vehicle to insure of all the makes and models.
  • Fuel. The average fuel efficiency of 22 mpg for this vehicle means you won’t be saving any money. However, this truck’s mileage is better than that of others of similar size.
  • Theft rates. There aren’t enough ratings for this new Ranger yet. A greater theft rate of 34 vehicles for every 10,000 produced is seen in the 2011 model.
  • Maintenance. Because it’s made in the United States, maintenance expenses are kept to a minimum because special care or expensive components aren’t required.
  • Coverage. Because this vehicle is built for work and not for pleasure, you have the option of getting the basic coverage. Prior models had a higher risk of theft and mechanical failure, so consider purchasing full coverage with roadside assistance.
  • Insurer options. Any insurance company will cover your Ranger, so you have a large pool of potential insurers to choose from.
  • Warranty. The bumper-to-bumper warranty on this vehicle is good for three years or 36,000 miles, and the powertrain warranty is good for five years or 60,000 miles.

Does the Ford Ranger qualify for discounts?

Yes. When purchasing common safety measures such as the following, look for deals to save money:

  • Anti Lock brakes
  • Antitheft system
  • Pretensioners
  • Stability control
  • Front impact airbags
  • Side impact airbags
  • Overhead airbags

How reliable is the Ford Ranger?

Newer versions on the market are difficult to assess in terms of safety and dependability. There’s some useful information to be gleaned from the 2011 Ford Ranger, though.

  • Safety. The NHTSA gave the 2011 Ranger a three-out-of-five-star grade for safety, but the same ratings are no longer available for the 2019 model.
  • Reliability. There have only been minor concerns about the new Ranger, such as illuminated engine lights. Even though earlier model years have reported minor mechanical issues, this vehicle has a dependability rating of 3 out of 4.
  • Recalls. Neither the 2011 nor the 2012 models had any recalls related to airbags or taillights.

Bottom line

Because it’s a midsize vehicle, the Ford Ranger may command a higher price. If you’re looking for dependable insurance, shop around with many different companies to get the best deal. Alternatively, shop around for prices on a different model or brand.

You may check out our review of Chevy Colorado Insurance Rates.