Ford F-150 Car Insurance Rates

To this day, the Ford F-150 is still the world’s best-selling vehicle and is regarded as the best all-around truck. At the low end of the spectrum, the cost is under $30,000. Depending on the type and building choices, it may quickly rise over $60,000 in price. It’s estimated that the Ford F-150 car insurance rates per annum is $1,884 for a model year of 2011 with a $157 monthly payment. Depending on the driver, location, and vehicle particular variables, your actual costs may vary from what you expect.

How to compare insurance for the Ford F-150

Ford F-150 Car Insurance Rates - Ford Logo

The 1947-launched Ford F-150 is the world’s biggest all-around truck, and it’s currently available in the United States. The price ranges from around $30,000 to $50,000. It may easily exceed $60,000 if you choose the right model and construction choices. It costs around $500 more per year to insure a Ford F-150 than a Toyota Tacoma, at $157 per month or $1,884 per year. Your actual costs may differ since car insurance rates are affected by a broad variety of factors, including the driver, the area, and the vehicle itself.

  • Price. Each vendor promises to have the lowest price, but that’s pointless since plans’ coverage may vary. When getting a quote, use the same vehicle and driver information to compare prices for the same level of coverage.
  • Deductible. The best price is guaranteed by each provider; however, this is not always the case because of variations in coverage across plans. When comparing quotes, be sure to use the same vehicle and driver information on each quote to avoid any confusion.
  • Minimum coverage. The minimum coverage requirements vary per country. Before you get insurance, be sure your state’s bare-bones requirements have been met.
  • Additional coverage. Additional coverage choices offered by certain carriers include things like medical expense insurance or protection against personal injury. When getting quotes, make certain you have all of the choices you want.
  • Extras. Find out whether your insurance covers any additional features or options. There are many alternatives, including accident forgiveness and disappearance allowance.
  • Restrictions. Check to see if your coverage is limited in any way or if any claims have been rejected.
  • Manufacturer offers or loyalty discounts. Consult with your dealer to find out whether you have the right to provide incentives or reward programs to your factory’s customers.
  • Warranty. To avoid duplication, find out whether your manufacturer offers coverage beyond the standard warranty.

What factors affect car insurance rates for Ford F-150?

The vehicle you drive has a far greater impact on your accident risk than other factors like other drivers and the environment. Your product and model selection will have a direct impact on the coverage price since insurance firms base their rates on the likelihood and expense of filing claims. In this scenario, a Ford F-150 will perform the following duties:

  • Body type. The Ford F-150 is a four-door, very durable sports car that can withstand a lot of punishment on the road. This may result in reduced insurance premiums.
  • Type of car. Cargo, towing, off-road, and vehicle collectors are common uses for collectors. As a result, insurance premiums are likely to rise.
  • Theft. The Ford F-Series is among the most often stolen cars, therefore it may be more expensive to insure.
  • Repairs. Pickups are regularly utilized and may require more frequent maintenance, resulting in higher insurance premiums even if repairs are inexpensive.
  • Safety ratings. If you’re in a crash, the F-150 will keep you and your passengers safe. The cost of insurance coverage may be reduced.
  • Fuel type. Ford’s F-150 comes in both gas and diesel versions, with the gas variant being less expensive to insure.
  • Trim & packages. Adding gimmicks or more powerful equipment may raise the cost of your insurance. Rates, on the other hand, may be lowered if features enhance safety or visibility.

Ford F-150 money-saving safety features

If your Ford F-150 has these safety features, you may save money on your car insurance.

  • Airbags
  • Anti-lock brakes
  • Anti-theft device
  • Parking sensors
  • Surround view camera system
  • Daytime running lights
  • Electronic stability control
  • Seatbelt pretensioners
  • Rear backup sensors
  • Lane-departure warning systems
  • Adaptive cruise control

Does the Ford F-150 qualify for auto insurance discounts?

Depending on the provider you choose, your car may be eligible for a variety of auto insurance discounts. Real savings, on the other hand, may differ depending on your location, service provider, and other factors. There are a few Ford F-150s around here. The following is an example of what we mean:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

Ford F-150 safety & reliability ratings

The 2018 Ford F-150 is rated 9.8/10 for safety by both US News and J.D. Power. In terms of safety, this grade has an NHTSA rating of 5 out of 5 stars, with the highest ratings in each IIHS class supported.

The 2018 Ford F-150 has received positive reviews from both U.S. news and J.D. Power. However, your experience may vary based on the model you choose and how you drive it.

Ford F-150 maintenance

The F-150 is a heavy-duty pickup truck designed to take on the toughest jobs. Because it is often used as a work truck, the F-150 is a dependable vehicle that needs little maintenance to stay on the road. In contrast to other vehicles, yours may need a more regular maintenance plan due to its unique features. What to anticipate in this situation:

  • Although the Ford F-150 is still in production, the Intelligent Oil Lifestyle Monitor recommends changing the oil every 5000–10,000 miles. To put it another way, oil should have been changed more often in vehicles that were put to severe usage.
  • The price of an oil change should be between $100 and $200, however the amount you pay may vary depending on where you get the service.
  • For additional information about the Ford F-150, see your vehicle’s owner’s handbook.

Is an extended warranty worth it for the Ford F-150?

F-150 has a standard 3/36,500 km and a 5-year/60,000 km drive guarantee. Corrosion protection and roadside assistance are also included for five years or 60,000 kilometers with new cars.

An extended warranty serves the same function for many of Ford’s service plans. The level of protection you get is determined by the plan you choose, but all of them include coverage for unexpected repairs. It includes genuine Ford components, factory-trained mechanics, 24-hour roadside support, and vehicle rental costs. Ford provides recommended and scheduled service customers with two maintenance options.

About the Ford F-150

The Ford F-150 was developed in 1975 in order to circumvent air pollution regulations at the time. The Ford F-150 is the most popular model in the Ford F-series. An impressive turbo-charged engine, roomy seating, and a versatile towing capability are all standard features of the pick-up truck. According to PickupTrucks.com, the Ford F-150 is the best full-size half-ton pickup truck. Over 820,000 sales were produced in the United States in 2016.

Bottom line

A tough yet comfortable all-around truck, the F-150 is presently the best-selling car in the United States. The F-150 should be easy to test for different safety features and crashworthiness parameters. Find the best price on insurance by shopping around.

Compare it and check out our review of Chevrolet Silverado Insurance Rates.