Ferrari FF Car Insurance Rates

The Ferrari FF has a long-term service contract, so it needs minimal attention. The Ferrari FF car insurance rates, on the other hand, is negligible: standard insurance costs approximately $935 per month or $11,220 per year. The price is almost $9,800 more than the average of $1,426 in the United States.

How do I compare insurance for the Ferrari FF?

Ferrari FF Car Insurance Rates - Ferrari Logo

An all-inclusive service package is included, as are sustainable components and spacious accommodation for a small family. These elements may aid in lowering costs. Because of its high purchase price and Ferrari brand name, the vehicle is difficult to insure.

  • Body type. The FF combines a luxurious cup with a bigger carriage design in an innovative way.
  • Fuel. This vehicle has poor fuel economy, averaging only 13 mpg on the highway and in the city.
  • Maintenance. It’s possible that the cost of upkeep on an Italian luxury car will be substantial. In testing and forums, vehicle owners have long-term components and minimal maintenance costs.
  • Theft. Low robbery rates may be rewarded with favorable treatment from insurance providers.
  • Coverage. It’s possible that you’d be better off looking into alternative insurance policies to help cover the costs of major repairs. Car insurance, as an example, has greater limits and relies on regularly negotiated claim values. Additionally, if there is a big uninsured motorist and you have loan or lease-free insurance, you may be covered for a greater amount in the event of an accident.
  • Options for insurers Ferrari auto insurance is not offered by Geico. Most insurance companies, on the other hand, don’t.
  • Warranty. In addition to a three-year guarantee, Ferrari offers a seven-year maintenance plan that covers all of your critical needs in one package.

Why is insurance so expensive for the Ferrari FF?

The Ferrari FF’s V12 engine will hurl torres at all four pneums quicker, stronger, and with more danger to insurers thanks to the car’s 4-wheel drive. Because of the luxury, it will cost a lot of money to repair.

Does the Ferrari FF qualify for discounts?

You can receive savings on the high insurance price of the FF with these safety measures.

  • Anti-theft system
  • Airbags
  • Anti-lock brakes
  • Electronic stability control
  • Parking sensors
  • Backup camera

Why is insurance so high for the Ferrari FF?

The Ferrari FF has a spacious, family-friendly interior. Its insurance costs, on the other hand, do not match those of other common family cars for a variety of reasons:

  • High MSRP. When compared to a family sedan or minivan, this car’s pricing is considerably more expensive. The insurance company will be on the hook for more than $300,000 to repair or replace the vehicle.
  • More people are aware of this. For the same amount of space, a sedan or minivan would cost more than twice as much. If you repair or replace the insurance company, the vehicle will cost you well over $300,000.
  • The engine is very powerful. The 651 in the FF makes for a smooth and enjoyable high-speed ride. If your insurance provider is concerned about the engine’s power, you should let them know.
  • Repairs that are specific to the vehicle. Special imported parts or a Ferrari repair expert may be required for the Italian sports vehicle. Both of these factors substantially raise the expense of a fix.

How reliable is the Ferrari FF?

The FF owners show their reliability although they experienced a few early memoirs.

  • Safety. The IIHS or NHTSA have not given the Ferrari FF a safety grade. The majority of consumers are in a position to accomplish this since they choose vehicles that are less expensive.
  • Reliability. In fact, even after 15,000 to 20,000 miles, vehicle owners on the site have reported having very minor maintenance requirements.
  • Recalls. In the FF, there are some flashbacks. The airbags and explosive airbags had been misplaced when they were installed incorrectly. The 2016 model fails to address this issue.

Bottom line

In addition to its many safety features, the Ferrari FF is well-maintained by the factory and requires very minor repairs. Because of its large interior, it may double as a family vehicle for those looking for luxury.

For additional car insurance reviews, check out our review of Ferrari GTC4 Car Insurance Rates.