Clearcover Car Insurance Review

Clearcover Car Insurance was founded in 2016 and is a relatively young player in the auto insurance market. The tagline of the firm is “digital insurance for the digital consumer”, and it stresses both technology and customer service. Clearcover’s mobile app offers affordable vehicle insurance premiums and an easy claims procedure for a modest monthly fee. Clearcover, a newcomer to the insurance industry, has expanded to 10 more states. Here’s a Clearcover car insurance review for you.

Clearcover Car Insurance Review 2021

Clearcover Car Insurance Review - Clearcover Logo
  • J.D. Power Rating. As of this writing, there is no J.D. Power rating for this company.
  • Financial strength. AM Best has not yet assigned a rating to this business.
  • NAIC Rating — Compared to the national average, there were a substantial number less complaints lodged in this area. According to the National Association of Insurance Commissioners, Clearcover has less complaints than the whole industry (NAIC).

Clearcover car insurance coverage

Clearcover, a car insurance company, values simplicity in the claims process and affordable costs. More sophisticated claims will be handled over the phone rather than via the company’s website or easy-to-use mobile app. Customers seeking a more customized service may be disappointed by Clearcover’s absence of traditional insurance agents. Insurance from this organization is tough to acquire if you don’t have a smartphone.

Clearcover intends to increase the size of its service area in the near future. Among the states where its goods and services are offered by the company are:

  • Arizona
  • California
  • Illinois
  • Louisiana
  • Nebraska
  • Ohio
  • Oklahoma
  • Texas
  • Utah
  • Wisconsin

Car insurance options through Clear Coverage

The following are just a few of the many features that Clearcover’s auto insurance policy includes:

  • Liability for injuries and damage to other people’s property
    covering the cost of medical treatment
  • There are several subjects discussed.
  • Accidental injury and property damage insurance
  • Protection for drivers who don’t have car insurance (property damage)
  • Uninsured and underinsured motorist protection in the form of automobile insurance (bodily injury)

Car insurance add-ons

The following coverage add-ons may be useful to drivers even if Clearcover does not provide a full list of extra coverages (also known as endorsements).

Rideshare coverage

Clearcover’s insurance covers drivers of ride-hailing services like Uber and Lyft. However, this endorsement excludes delivery services like Uber Eats, Doordash, and Grubhub.

Alternate transportation coverage

In the event that your vehicle is rendered inoperable due to a covered claim, Clearcover will pay for your transportation expenses until your own car can be repaired. This includes all modes of transportation, including public transit, ride-sharing, and renting a vehicle.

Roadside assistance

If you’re stranded because of a mechanical or electrical problem, roadside assistance may be able to help. Towing, flat tires, and dead batteries are all examples of this.

Clearcover car insurance discounts

Clearcover’s website offers just a few discounts on car insurance. According to the company, drivers will get the most affordable rates at the outset of each insurance. According to Clearcover, drivers may save money on their insurance by maintaining a clean driving record, paying premiums in full upfront, and purchasing vehicle safety equipment.

On the other hand, Clearcover advertises a military discount of 15%. Those who are presently serving in the military might get a 25 percent reduction on their insurance premiums since Louisiana provides this benefit.

Clearcover mobile app review

Clearcover’s website and mobile app, for example, are technology-driven insurance companies with a lot of features that are nevertheless easy to use. According to data, the app has 4.7 ratings in the Apple App Store and Google Play as of September 2020. There’s also an award given out by Clearcover for the best mobile app.

Policyholders may use the Clearcover mobile app to manage claims, store identity cards, and see coverage options. The smartphone app handles the bulk of the claim procedure.

Once you’ve filed your claim, an adjuster will contact you to go through the following stages. A week is an average time it takes to resolve a disagreement, according to the company.
In addition, Honk, Clearcover’s roadside assistance service, is easily accessible via the app. Utilize the Clearcover app to take care of all of your insurance needs, including online bill payments.

Additional lines of insurance

Clearcover does not provide insurance coverage for renters or homeowners. There is a partnership between technology-focused insurers Hippo and Clearcover when it comes to home insurance.

Clearcover review: Is Clear Coverage insurance right for you?

Clearcover, a new entrant into the insurance market, is rapidly expanding. It’s possible that some individuals are worried about Clearcover’s infancy since the firm hasn’t earned any external ratings from reputable companies like JD Power or AM Best. Clearcover has an A+ rating with the Better Business Bureau, a testament to its happy customers.

Visit our review of Cincinnati Car Insurance Review for one more car insurance review.