BMW 8 Series Car Insurance Rates

In comparison to other BMW series, this model’s highest rating is “8.” BMW 8 Series car insurance expenses are expected to range between $159 and $240 dollars per month, or a total of 112,895 dollars per year. For those looking for a fast car without breaking the bank, this is a better option than Ferraris or Mercedes-Benz G-Classes.

How do I compare insurance for the BMW 8?

BMW 8 Series Car Insurance Rates - BMW Logo

BMW refers to its vehicles as the “final driver” since they are designed to be driven to their limits. Consider a variety of factors to ensure you have enough protection.

  • Body type. Chopping is less costly than having a car insured. Buying convertibles, on the other hand, would almost certainly be more costly due to the higher likelihood of being stolen.
  • Fuel. The BMW 8 gets approximately 20 MPG on the highway and 18 MPG in the city, for a combined total of 25 MPG.
  • Maintenance. Because of German engineering, repairs are unlikely to be simple or inexpensive. However, during the first three years or 36 000 miles, all MY17 BMWs, as well as new models, are fitted with the BMW Ultimate Care Program.
  • Coverage. A luxury insurance policy for your BMW 8 may not be enough to cover you at a higher premium than one for a normal vehicle.
  • Warranty. The original manufacturer’s warranty must cover the majority of repairs, including powertrain, corrosion, and wear and tear. This guarantee must continue for 4 or 50,000 miles. For the first four years, roadside assistance is also provided 24 hours a day, seven days a week, so you can go without extra protection.
  • Transmission type. Because of the expensive gearbox, this is an automatic and as a result, insurance may be more expensive than if it were a manual.

Does the BMW 8 qualify for discounts?

The BMW-8 boasts cutting-edge safety features and a visually stunning appearance that may earn you a discount on your insurance premiums.

  • Anti Lock brakes
  • Stability control
  • Front, side and overhead impact airbags
  • Seatbelt pretensioners
  • Antitheft security system
  • Daytime running lights
  • Adaptive brake lights

Why is insurance so high for the BMW 8?

It can be installed in less than 3,6 seconds on a turbo-charged V-8 engine with 523 horsepower and a high MSRP. This requires a quick start, but it comes at a high expense in the case of an accident that voids your insurance. It is not recommended.

How reliable is the BMW 8?

This car has a strong styling, cutting-edge technology, and great performance, but it has a lousy track record.

  • Safety. Due to the high cost of the accident, testing it is difficult and time consuming. It was not assessed by the IIHS. The two cuts feature “advanced” collision avoidance, while the comparable model has “outstanding” collapse mitigation.
  • Reliability. There haven’t been any significant complaints lodged about the product on the internet. However, because of their distinctive design, German-engineered vehicles are notoriously difficult to repair. As a result, regular maintenance on your BMW 8 is required to keep it in top shape.
  • Recalls. This year’s model has an electric shock or fire acknowledgment. BMW is free to get in touch with customers, make repairs, and replace their vehicles at any time.

Bottom line

Considering it’s a premium mid-size car, the BMW 8 isn’t outrageously costly. One approach to keep expenses down is to shop around for the greatest deals.

You may compare and check out our review of Mercedes-Bens AMG GT Insurance Rates.