Audi TT Car Insurance Rates

The Audi TT is a two-door small sports vehicle that debuted in 1998 and combines Audi’s attractive and sporty styling. The TFSI 2.0-liter engine in the Audi TT, which comes standard with Audi’s sophisticated four-wheel drive system Quattro, puts out more over two hours of power. The TT is an exception to the rule when it comes to insurance costs for sports vehicles. According to our calculations, the insurance costs for an Audi TT are approximately $300 over the national average each month, or $1,536 per year. Because of many driver and vehicle-specific factors that may affect coverage costs despite its efficiency-driven design, insurance rates remain reasonable.

How to compare insurance for the Audi TT

Audi TT Car Insurance Rates - Audi Logo

Except for New Hampshire and Virginia, every state has its own set of requirements for minimum coverage. Even if you don’t have a car, having the proper insurance may provide you unmatched security and peace of mind. While locating an insurance provider for your Audi TT is simple, selecting the appropriate policy may be difficult if you don’t know what you’re looking for. Take into account the following factors when you weigh your choices.

  • Price. Comparing pricing becomes difficult when features and specifics of an insurance differ among providers. You may avoid this by evaluating your options when you get estimates and selecting a policy that fits your budget.
  • Deductible. The amount of your deductible affects the cost of your car insurance. A larger deductible typically means cheaper monthly rates, while a smaller deductible usually means higher monthly premiums for health insurance.
  • Minimum coverage. Drivers in most areas are required to carry insurance in order to use public roadways. Before purchasing insurance, be certain that your state’s requirements have been fulfilled.
  • Additional coverage. Numerous insurers provide personal injury protection policies that include health care coverage as a standard component. Please include all desired choices when requesting a price estimate.
  • Extras. Accident forgiveness, roadside assistance, and disappearing deductibles are common extras offered by many carriers. Whether you look around, you may want to see if anything is free or has a cost associated with it.
  • Restrictions. There may be restrictions on the amount you may claim or gaps in your coverage. Check with your insurance company to see whether any of these apply to you before you hit the road.
  • Manufacturer offers or loyalty discounts. Discounts and special offers may be available as a result of business partnerships between certain companies. Please contact Audi to find out whether you are eligible..
  • Warranty. To avoid paying twice for the same thing, find out what your manufacturer’s or extended warranty covers.

What factors affect car insurance rates for Audi TT?

While the history, location, and other aspects of your driving may have increased for all of you, the vehicle you drive has a significant impact. Insurance rates vary widely depending on your car’s make and model, and factors like safety, theft, and design are all taken into account. This may have an effect on the cost of coverage for Audi TT options.

  • Body type. Audi’s TT is a two-door sports coupe. Even though your insurance premiums may go up because of this categorization, you will save money in other ways.
  • Type of car. The TT is a high-end luxury sedan with excellent fuel economy. Insurance may be more expensive in certain vehicles, but if it’s inexpensive, it may lead to reduced rates.
  • Theft. Sports cars are robbed at a far lower rate than pickup trucks and sedans. Because it’s a sports car, the insurance rates for the TT are likely to be less expensive.
  • Repairs. While sports vehicle repairs may be expensive, parts and maintenance should be simple, and insurance costs may go down as a result.
  • Safety ratings. In spite of the fact that the TT is not officially rated by IIHS or NHTSA, Audi cars are widely accepted as safe. This may lower the cost of insurance.

How do trim packages and extra build options affect insurance cost?

Your risk of being in an accident is taken into account by the insurance companies when calculating your car insurance premiums. The type and brand of your vehicle will have a major effect on your car insurance premium since automobile performance, safety, security, and other characteristics may differ. In addition to the vehicle you choose, your insurance rates may have an impact on the inside and exterior appearance of your automobile. The many options for constructing the TT in 2018 may have an effect on insurance costs.


  • Driver Comfort Package. Parking system, back camera, side support and other technologies are included in this package to enhance visibility. Vehicle insurance prices may go down as a result of this.
  • LED Headlights Package. LED headlights improve visibility and perception, which may contribute to lower car insurance costs.
  • Active lane assist. Accidents may be prevented with active lane assistance, and vehicle insurance costs can be reduced as a consequence.
  • Wheel locks. Wheel theft may be prevented with the use of roller locks, which are quite effective. Numerous insurers recognize this and may provide you a discount if you put in the safety devices.

Audi TT money-saving safety features

You might save money on vehicle insurance if your Audi TT includes these safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi TT qualify for auto insurance discounts?

According to your carrier of choice, your vehicle may be eligible for certain insurance discounts. Your actual savings, however, will be influenced by a variety of factors, including your location, provider, preferences, and other choices. The following are some situations in which the Audi TT should be used:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi TT?

U.S. News and J.D. Power give the 2018 Audi TT a rating of three stars. The ratings for other cars in your class were considerably higher in previous years, notwithstanding that.
The Audi TT has been in production since 1998, but there have been a number of setbacks along the way. Following are a few recent Audi TT safety recalls:

  • 2016. A small number of 2016 Audi TT roadsters were recalled due to a software issue that may prevent the side sign lights from functioning while the parking or headlights are on.
  • 2006-2010. The fuel tank ventilation valve on certain Audi TT models from 2006 to 2010 has an issue that may lead to leaks, thus those models were recalled.

Despite the fact that the Audi TT has been on the market for almost two decades, problems with newer models are uncommon. However, one owner discovered that the air bags on their 2016 model were missing, although this problem has since been resolved. The 2004 TT is regarded as the worst model year due to the high frequency of problems, high expenses, and problems at a shorter distance.

How safe is the Audi TT?

Unfortunately, the NHTSA, IIHS, or any other significant body has not certified the safety ratings of the Audi TT. However, similar to previous Audi models, it is equipped with a number of safety and driver assistance technologies that may help prevent accidents and minimize damage in the event of one.

Audi TT maintenance

Like previous Audi models, the TT is loaded with features that make it an exhilarating drive while still being comfortable. Its layout makes driving a breeze, and keeping it roadworthy is a breeze, too. Sporty cars need a little more attention than sedans and other types of vehicles, therefore drivers should use caution while operating them. Here’s what to anticipate when it comes to things like oil changes, kilometers, and service fees, among other things.

  • Audi recommends changing the oil every ten thousand miles (10k) or 12 months (12 months). However, if you drive a lot, you may want to replace your vehicle more often.
  • A new oil change should cost between $75 to $150, although the price may vary based on the shop and how long you’ve had your vehicle in for maintenance.
  • Your TT must be serviced after every 10,000 miles under the 2017 Audi Maintenance Plan, then every 20,000 miles afterwards. Standard maintenance should be performed every 20,000 miles and every 20.000 miles after the first service appointment.
  • The 2018 Audi TT has an average fuel economy of 26 mpg on the highway and 23 mpg in the city.
  • The 2017 Audi TT comes with a 4-year/50,000-mile warranty and 4-years of 24-hour roadside assistance.

Is an extended warranty worth it for the Audi TT?

The TT New Vehicle Limited comes with Audi’s standard four-year/50,000-mile warranty. This covers both material and manufacturing flaws, as well as the provision of roadside assistance seven days a week, 24 hours a day. Audi’s Certified Pre Owned Limited Warranty gives you an additional two years or 50,000 miles of coverage, up to a total of 100,000 miles on your vehicle. The original warranty is still valid after purchase. If anything goes wrong with your new vehicle after the warranty has expired, you may find that purchasing an extended warranty saves you both time and money.

About the Audi TT

The Audi TT, a two-door sports vehicle, had its public premiere in 1998. One of the newest models is a luxurious sports vehicle with all-day comforts. The Highway Safety Institute and the National Traffic Safety Administration did not evaluate the 2017 model.

Insurance costs for the Audi TT are determined by factors such as crash test results, volatility, replacement costs, and the car’s general reliability. The cost of automobile insurance varies according to the driver’s history and location. The best way to save money on insurance is to get several quotes from different companies before you buy an Audi. Audi TT buyers should also check with their insurance companies to see if they qualify for any discounts.

Compare Audi competitors

Cars like the Audi TT may be found among other Audi models or among other manufacturers.

Bottom line

The Audi TT starts at $400,000 and combines elegance with performance. As a result of Audi’s many award-winning driver assistance and safety technologies, protecting your TT should be simple. To choose a policy that offers the coverage you need while staying within your budget, do some research on your options.

Check out our review of Mazda MX-5 Miata Insurance Rates for one more car insurance review.