Audi S8 Car Insurance Rates

Since its introduction in 1996, Audi S8 has been one of the A8’s most opulent cars. The S8 has a 605-horsepower 4.0-liter V8 engine, as well as many other foreign features. However, insuring a S8 may be prohibitively costly because of the wide range of factors that go into determining the cost of coverage.

Audi S8’s annual insurance premium is $2,292 compared to the national average of $1,000, which is $191 per month. However, your real prices may vary according to your driving record, yearly mileage, and other factors. Idaho insurance, for example, costs $1,053 on average, whereas Michigan insurance costs $2,551. It’s critical, therefore, for your specific set of circumstances that you double-check your options and get a professional opinion.

Other factors that can affect your auto insurance rate

Audi S8 Car Insurance Rates - Audi Logo
  • Audi S8 model year
  • Vehicle’s trim
  • Amount of coverage you need
  • Estimated miles you drive in a year
  • Vehicle’s safety and anti-theft features
  • Driver’s credit score and location
  • Driver’s age, marital status and gender
  • Driving history in the past five years
  • Whether the driver rents, leases or owns the vehicle

How to compare insurance for the Audi S8

If you reside anywhere other than New Hampshire or Virginia, you need vehicle insurance before you may legally drive on public highways. Insurance is an essential but unpleasant purchase that nearly all motorists must make. Even if you’re not at fault in an accident, having the proper protection may help keep your mind at ease and save you money. If you don’t know what you’re looking for while shopping for insurance, it may be difficult. As a result, establishing a sample strategy may help you assess your choices with more precision. Here are a few ideas to help you get quotes:

  • Price. Insurance cannot be judged only on the basis of price when coverage and features vary. It is possible to compare quotes from several providers by creating an example insurance policy.
  • Deductible. Keep in mind that your deduction may have an impact on your monthly rates. Your monthly costs will be lower since your deductible is greater when filing claims. A lower deductible can save you money in the event of an accident, but the monthly premium will be higher as a result.
  • Minimum coverage. With the exception of Virginia and New Hampshire, each nation has its own set of coverage standards. Ahead of enrolling in health insurance, verify that your state’s bare-bones standards are being fulfilled.
  • Additional coverage. Personal injury protection and medical expense coverage are included as standard extras by most insurers. Consider including them in your offering while you’re out and about.
  • Extras. If you go with a new service provider or package, your characteristics will change. It’s important to remember to account for things like accident forgiveness and roadside assistance if you haven’t already.
  • Restrictions. Some insurance companies may impose coverage limitations on your car. Do your research to avoid having your claims denied or your coverage lapsed.
  • Manufacturer offer or loyalty discount. Check to see whether Audi has any ties to the insurance industry. If this is the case, manufacturers may offer you promotions or loyalty discounts as a result. Find out whether Audi has any affiliations with an insurance provider. If this is the case, manufacturers may offer you promotions or loyalty discounts as a result.
  • Warranty. Find out what your manufacturer’s or extended warranty covers to avoid paying for duplicate coverage.

What factors affect car insurance rates for Audi S8?

When insurance companies calculate their rates, they consider a variety of factors that may influence your chances of making a claim as well as the expense of doing so. The car you drive has a significant impact, but so do your driving history and where you live. Because each automobile is priced differently, factors like theft rates, safety features, and other considerations may have a significant impact on your car insurance premiums. How the design of the Audi S8 impacts your insurance rates: How it works is as follows:

  • Body type. The S8 is a manager-sized four-door sedan. Because it’s designed for low-risk uses like commuting, it may help you save money on your insurance.
  • Vehicle make and model. The S8 is classified as a high-end luxury sports car. While the high level of performance and opulence may lead to a rise in insurance costs, it also contributes to a more enjoyable and secure driving experience.
  • Theft. The S8 is classified as a high-end luxury sports car. While the high level of performance and opulence may lead to a rise in insurance costs, it also contributes to a more enjoyable and secure driving experience.
  • Repairs. Repairs may be expensive and time consuming due to the high cost of the premium materials and the outstanding design.
  • Safety ratings. In spite of the fact that the A8 and S8 have no official security ratings, their design and advanced technological safety measures may assist lower the cost of insurance.

How do trim packages and extra build options affect insurance cost?

Your car’s design affects your odds of being in an accident, therefore what you drive may influence your insurance rates. However, apart from your choice, your construction choices may have an impact on the particular car’s performance and crash test results. As a result, while determining your prices, many service providers look at the different options and packages that come with your car. Variations in construction choices may influence the cost of Audi S8 car insurance.


  • Packages for design choices. The two changes merely improve the vehicle’s aesthetics, but they each cost around $7,000 and may result in higher car insurance costs.
  • Package dynamic. If you’re looking to save money on repairs, steer clear of the $16,500 carbon fiber model.
  • Officer of night vision. When driving at night, this package may help you avoid accidents or other unexpected obstacles. Insurance rates may go down as a consequence of better visibility.
  • Packages for entertainment. Adding a sound system or entertainment to the back seat may raise the car’s value and, as a result, the insurance premiums.
  • Sunroof solar. Sunroofs are less expensive than conventional metal roofs, however they are more prone to malfunction or need maintenance. Be warned that if we implement this feature, the premium may go up.

Audi S8 money-saving safety features

There are certain safety features on your Audi S8 that may help you save money on your car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi S8 qualify for auto insurance discounts?

Depending on the company you choose, you may be eligible for particular auto insurance discounts. However, the actual savings you make will depend on a variety of factors, including your location, provider, and other choices. Here are a few instances of the Audi S8 in action:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi S8?

The S8 does not have any dependability ratings, while the A8 does. The 2018 Audi A8 has been rated as more reliable by both U.S. News and J.D. Power (3.5/5 stars) than its competition. The S8 is more expensive and more aesthetically pleasing than the S7, therefore it should be more dependable.

Despite the S8’s long history in manufacture, there are just a handful of recollections of this car. A small number of Audi S8s equipped with sunroofs were recalled between 2007 and 2009 and 2013 to 2014 due to concerns that the glass in the sunroof may fracture or come loose while driving. However, there have been a few reminders for the A8:

  • 2013. Almost 10,000 Audi A8 Quattro 2013 vehicles have been recalled, causing a power failure owing to coolant leaks into the engine control module.
  • 2010-2012. Some Audi A8 vehicles in 2010, 2011 and 2012 have also been affected by the cooling leakage issue.

There are just a few common issues throughout all S8 model years, even though the car has been in production since 1996 and has undergone many modifications. The inability to utilize a memory seat adjustment, early wear, and gearbox shaft seal fluid leaks were among the problems encountered by a few owners. Like many other Audi cars, this one has the potential to accumulate carbon, which reduces its ability to save on energy and gasoline.

How safe is the Audi S8?

The NHTSA and IIHS have not given the A8 or S8 any acceptable safety ratings. Safety is a top priority for Audi, and the S8 is no exception. Audi is well-known for building reliable, safe vehicles that save their owners money on auto insurance.

Audi S8 maintenance

In addition to a long list of high-tech safety systems and driver assistance features, the S8 is Audi’s most luxurious sedan. In order for owners to be able to work and travel at the same time, this vehicle was created. It was risk-free and dependable all at the same time. Nevertheless, regular service periods, just as with any other vehicle, may help to keep the automobile in top shape. Oil changes, mileage, and other maintenance-related data may be found here.

  • After every 10,000 miles or 12 months, Audi recommends changing the oil. However, if you drive your vehicle often, you may want to consider having it serviced more frequently.
  • Depending on how long it’s been since your last oil change and where you take your S8, an oil change should cost between $125 and $250.
  • The 2017 Audi maintenance schedule recommends servicing your S8 every 10,000 miles for the first two years, and then every 20,000 miles after that.
  • After the first 20,000 miles, and then every 20,000 miles afterwards, routine maintenance should be done.
  • The 2018 Audi S8 achieves an average fuel economy of 18 mpg on the highway and 14 mpg in the city.
  • The four-year/50,000-mile warranty and four years of 24-hour roadside assistance are included with the 2017 Audi S8.

Is an extended warranty worth it for the Audi S8?

The dependable SQ5 already comes with Audi’s four-year, 50,000-mile new vehicle warranty, which covers parts and service issues as well as free route side assistance. The Audi Certified Plus Limited Garantia, on the other hand, provides a longer warranty under certain circumstances. When bought, this coverage kicks in after the original warranty expires and protects you for up to another two years or 100,000 miles. While the S8 is a dependable car, purchasing an extended warranty is a smart move that may boost the car’s resale value.

About the Audi S8

In 1996, Audi introduced the S8 to Europe for the first time. The most recent model has excellent noise isolation, a beautiful cabin, and straightforward performance. The Highway Safety Institute Insurance and the National Highway Traffic Safety Administration did not evaluate the 2017 model’s safety.

It is estimated that the cost of insurance will be determined by security ratings, robbery rates, substitution prices, and the likelihood of a major incident. The cost of car insurance varies according to the driver’s history and location. Prior to purchasing an Audi, prospective buyers should get multi-player insurance quotes to ensure they are paying the lowest feasible premium. Audi S8 buyers should also conduct their research to check whether they qualify for insurance discounts with several insurers.

Compare Audi competitors

Comparing Audi models may help you choose a similar alternative, or you can see how they stack up against some of their rivals.

For another car insurance review, visit our review of BMW M5 Car Insurance Rates.