Audi S5 Car Insurance Rates

High-performance coupe, sport, and convertible body styles are available for the Audi S5 sedan. Car S5 insurance is less expensive than you would think, despite the car’s beautiful design and a strong 352-horsepower engine. For an Audi S5, car insurance costs on average $98 per month, or $1,176 per year. Your exact rates may differ, but this estimate is around $150 less than the national average of $1,318.

Insurance rates are affected by a variety of variables, including where you live. Customers in Rhode Island pay an average of $2,020 per year, whereas Ohioans spend considerably less than $926. Comparing several insurance quotes before making a purchase decision reveals this discrepancy.

How to compare insurance for the Audi S5

Audi S5 Car Insurance Rates - Audi Logo

Nobody wants to take advantage of the fact that everyone is required by law to get automobile insurance. In addition to making sure you have enough coverage, you’ll save time and money if you’re involved in an accident. No major insurance company should assist you to get coverage even if the S5 is a high-performance car.

The most difficult part is figuring out what kind of car you want and what kind of insurance policy you can afford. The simplest way to accomplish this is to use a sample policy that has the coverage and features you want. Consequently, you may compare quotations from several suppliers and decide which one is the best value for money.

  • Price. Carrier policy and coverage features may vary widely, making it impossible to evaluate costs among different options. In order to choose the insurance and provider that best fits your budget, use sample plans to evaluate your choices.
  • Deductible. Deductibles have a direct impact on your premiums, so picking a number that works for you is critical. A higher deductible means higher up-front costs, but lower monthly costs in the long run. There is less out-of-pocket expense, but your monthly premium is more likely to increase.
  • Minimum coverage. Except for New Hampshire and Virginia, all states require some level of health insurance coverage. If you don’t have insurance, you can’t drive on public roads until you meet the bare minimums.
  • Additional coverage. Personal injury protection and health insurance are only two of the numerous choices available. Include these options in your hypothetical insurance quote as well.
  • Extras. Non-deductible glass repairs and accident remission are two options offered by certain insurance companies. If you’d want insurance on these options, go to the vendors that provide them in the quotes.
  • Restrictions. If claims or coverage gaps are to be avoided, be aware of any coverage limits before buying insurance.
  • Offers from the manufacturer or a discount for returning customers. Check to see whether Audi has any ties to the insurance industry. Manufacturers may provide promotions or loyalty discounts to customers who meet certain requirements.
  • Warranty. To avoid paying for overlapping coverage, find out what your company’s or extended warranty covers.

What factors affect car insurance rates for Audi S5?

Premiums are set by insurance companies depending on factors such as your risk of being in an accident and the cost of settling claims if anything unfortunate occurs to you. Despite the fact that your past driving record and the geographic area may have an impact on the outcome, the vehicle you drive is much more critical.

Each car is unique in terms of performance, maintenance, theft, safety, and other aspects, thus costs may vary widely depending on what you drive. Another aspect that may assist lower insurance costs is Audi’s enviable safety record. Providers may look at a number of factors when determining insurance premiums S5.

  • Body type. The S5 is available as a coupe, sports back, or convertible, so your costs may differ based on your selection. Sports vehicles, such as coupes and convertibles, are more expensive to insure because of this. Sportbacks may be classified as sedans by insurance companies in order to save you money on insurance.
  • The make and model of the vehicle. Due to its price and performance, the S5 may see an increase in insurance rates.
  • Theft. Sedans are targeted much more often than coupes and convertibles. Insuring a sedan instead of a sportback may save you money.
  • Repairs. When it comes to parts and maintenance, high-performance cars like the S5 may be very pricey. This may raise the cost of auto insurance.
  • Ratings on the level of safety. When compared to the A5, the S5 is built on, the A5 received almost perfect ratings across the board from the IIHS in 2017, but the S5 has no official safety ratings.

How do trim packages and extra build options affect insurance cost?

When it comes to the likelihood of an accident, the car you drive matters a lot more than your driving record or where you live. Each car’s performance, handling, safety, and other features are unique, as are the driver aid systems. Carriers place a high value on your car’s make and model, but the options and features you choose may have an impact on your prices. Here are some alternatives to the Audi S5 and how their insurance costs may differ.


  • Coupe. The Audi S5 coupe is the most popular model. Because of the minimal likelihood of robbery, insurance is very affordable despite the built-in performance.
  • Cabriolet. The cabriolet is approximately $10,000 more expensive than a cup, and the retractable top may be more dangerous in the event of an accident. In contrast to the coupe, this is a riskier choice to get insurance for.
  • Sportback. The S5 Sportback is a fantastic vehicle for commuting or for family vacations because of the combination of elegance and power it offers. Because the cost of insurance is almost the same as that of a cup, it is an attractive option.


  • Prestige. Prestige options, which come above Premium Plus, include things like Audi’s virtual cockpit, Audi Connect, and the parking system. This option improves driving attentiveness while also resulting in lower insurance premiums for the motorist.
  • Navigation. With the Premium Plus Navigation feature, drivers may be more alert, which may lead to lower car insurance costs.
  • Dynamic steering. Dynamic steering may help you drive more safely while also lowering your car’s insurance premiums.
  • Driver assistance. The premium driver’s aid package may lower your risk of an accident and therefore save you money on car insurance.

Audi S5 money-saving safety features

You may save money on vehicle insurance if your Audi S5 has specific safety features.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear backup sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi S5 qualify for auto insurance discounts?

Your automobile may be qualified for certain insurance discounts if you select the right provider. Real savings, on the other hand, may differ according to your location, provider, preferences, and other factors. Audi S5 case studies include the following: This is what I found out:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi S5?

There are currently no official Audi S5 confidence ratings available from reputable sources like IIHS, US News, or J.D. Power. US News and J.D. Power gave the A5, which is based on the S5, a 4-star rating. The chassis, engines, and many safety features in these vehicles are identical, despite the fact that the kilometers between them vary. As a result, assuming all other factors are equal, the A5’s dependability should accurately reflect that of the S5.

Despite being in production since 2007, the Audi S5 has never been subject to a recall. Some A5 reminders, on the other hand, arrived:

  • 2018. Recalls for loosening and sharpening of front and rear door metal trim occurred on a limited number of cars in 2018.
  • 2017. Several A5 Coupe and A5 Convertible models were recalled in 2017 because of the potential for a fire caused by a coolant pump that became overheated. A5 Coupe and Cabriolet cars have been recalled due to a coolant pump failure and electrical wiring issues that may cause heaters to overheat and melt.
  • 2013-2015. The coolant pump and cable problems identified for the 2016 A5 and Cabriolet models impacted certain A5 Coupe and Cabriolet cars from 2013 to 2015.

Audi S5 models over the last several years have almost no known problems. The 2011 and 2013 models had some issues, but on the whole, this car is quite dependable. Although some customers are concerned about carbon build-up, frequent service visits and simple maintenance may help to alleviate such concerns.

How safe is the Audi S5?

Unfortunately, neither the IIHS nor the NHTSA has given vehicles their S5 security grade. According to U.S. News and J.D. Power, the A5, upon which the S5 is based, has a remarkable security rating of 9.6/10. In light of Audi’s safety reputation and the fact that the S5 has several of these same safety features and driver assistance systems, the S5 is likely to fall into the same classification as the A4.

Audi S5 maintenance

The S5 is a fun car to drive, as are many other Audi models, so it’s perfect for commuting. Despite being a high-performance vehicle, the S5 is careless when it comes to staying on the road. Routine oil changes and service visits, on the other hand, may help your S5 last longer and perform better. See what to expect from oil changes, mileage, and other regular maintenance tasks.

  • Audi recommends replacing the oil every 10,000 miles or 12 months, whichever comes first. If you use your vehicle often, you may want to consider getting a new one more often.
  • Depending on where you get your vehicle serviced, an oil change for an Audi S5 should cost between $100 and $200. Having your car repaired by a dealership gives you assurance, but they are usually more costly than going to an independent mechanic.
  • Audi’s 2017 maintenance schedule recommends servicing your S5 after every 10,000 miles for the first two years, and then every 20,000 miles afterwards.
  • After the first 20,000 miles, and then every 20,000 miles afterwards, routine maintenance should be done.
  • The 2018 Audi S5 achieves an average fuel economy of 24 miles per gallon on the highway and 21 in the city.
  • The four-year/50,000-mile warranty and four years of 24-hour roadside assistance are included with the 2017 Audi S5.

Is an extended warranty worth it for the Audi S5?

The S5 is covered by Audi’s standard 4-year/50,000-mile warranty. There is 24-hour roadside assistance and coverage for component and service faults as part of the package. However, the guarantee Audi Certified Plus Limited may be bought in addition to the regular warranty if you want to be protected further. Additional coverage is available for another two years or 50,000 miles, although it varies from a new vehicle guarantee in terms of coverage. However, although Audi’s new vehicle warranty is considerable, an extended warranty may offer peace of mind and even increase the market value of your S5.

About the Audi S5

There have been a lot of Audi S5s on the road since that time. The Audi A5 is a high-performance alternative to the S5. The Insurance Institute for Highway Safety and the National Highway Traffic Safety Administration has not yet assessed the 2017 model of the Jeep Grand Cherokee Laredo.

Insurance costs for the Audi S5 are influenced by factors such as crash test results, theft, replacement costs, and the car’s overall vulnerability to damage. The cost of car insurance varies depending on a driver’s history and location. Before purchasing an Audi, prospective buyers should shop around for insurance quotes to get the best deal. Audi S5 buyers should also check with each insurer to determine whether they qualify for insurance discounts.

Compare Audi competitors

Compare Audi’s lineup with comparable models from other manufacturers to see what more they have to offer.

Bottom line

The Audi S5 blends elegance with power, and it has the legendary reliability and safety ratings that Audi is known for. Every design has a range of safety and driver assistance features, making it a suitable option for commuting, shopping, everyday driving, and everything else. They are available in three distinct styles. Your prices may vary according to the model and features you choose, so it’s important to weigh your choices carefully to ensure you get the best possible coverage and provider.

For additional car insurance reviews, check out our review of BMW 4 Series Car Insurance Rates.