Audi RS3 Car Insurance Rates

The 2018 Audi RS3 is the first new model to be introduced in the United States in many decades. As one of the most costly sedans on the market, an Audi’s insurance costs may be prohibitive. Audi RS3 car insurance typically costs $200 a month, or $2,400 a year. The price you pay for insurance depends on a number of factors, including your insurance provider, driving record, coverage level, and state. Maine has some of the cheapest car insurance, while New Jersey, Minnesota, and Georgia have some of the most costly.

How to compare insurance for the Audi RS3

Audi RS3 Car Insurance Rates - Audi Logo

Car insurance policies may be tailored to meet individual needs. Change providers or make adjustments to your policy, level of coverage, and add-ons to make the market more flexible and competitive.

When comparing Audi RS3 insurance quotes, keep these things in mind:

  • Price. Decide on the level of coverage you need, and then use that number as a benchmark when comparing other service providers.
  • Coverage types. Because the Audi RS3 is a high-end vehicle, you may want to consider purchasing additional liability insurance above what your state requires. Comprehensive insurance, uninsured motorist coverage, collision, and personal injury protection are all popular add-ons for policyholders.
  • Extras. Depending on your insurer, you may add optional benefits like accident forgiveness and disappearing deductibles to your insurance.
  • Restrictions. Audis are inexpensive to insure because of the strong demand they enjoy in the United States. Some insurers, however, will not cover teenagers who drive high-end vehicles like the RS3. However, several carriers also place limitations on cross-border travel and ridesharing. Prevent rejected claims and coverage gaps in the future by being aware of the limits today.
  • Warranty. Any new Audi RS3 comes included with a four-year, 50,000-mile basic warranty. Four years of roadside assistance, a corrosion perforation guarantee of 12 years, and the first regular maintenance service at 10,000 miles or 12 months are all included.

Does Audi have any special programs for the RS3?

Do you already have a car from this brand? Every new 2017 or 2018 Audi vehicle comes with $1,000 toward the purchase or lease price – including the RS3.

For military personnel, Audi’s Military Sales and Expatriate Program may be of interest. Discounts are available for active duty military personnel, civilians, and Department of Defense workers who are stationed abroad in the United States of America.
If you’re loyal to your insurer, they may give you additional savings for things like defensive driving or paying your premiums in full up advance.

What factors affect car insurance for the Audi RS3?

In addition to your service provider and driving history, the cost you’re given depends where you reside, as well as the vehicle you drive. Insurance companies have their own algorithms that evaluate factors such as mileage, body style, and horsepower.

The following factors have an impact on the insurance price for an Audi RS3:

  • Body type. Luxury is the name of the game in the RS3, a four-door sedan. It’s little, but it packs a strong and costly punch, making it more expensive to insure.
  • Fuel option. This car uses premium petrol and has a turbocharged engine, so expect to pay more in insurance rates if you buy it.
  • Theft. The RS3 isn’t a high-value target for thieves. Theft of Audis is rare, which lowers insurance premiums.
  • Repairs. Even though it is a sedan, the RS3 has sporty amenities like a boost gauge and G-meter to go along with its performance. Repairing body damage or replacing the interior may be expensive, which increases the cost of insurance. The warranty and maintenance package, on the other hand, is very substantial with Audi..
  • Safety features. Airbags, traction control, and anti-theft alarms are all standard on the RS3, making it a safe vehicle to drive. Because insurance is a game of risk, the smaller the chance of harm in an accident, the lower the premium.

Driver factors and insurance costs

On calculating your premium, insurers factor in your age, gender, and marital status. In addition, your driving record, including any infractions, accidents, or claims, will be taken into account. With a clean driving record for the last three to five years, you’ll almost certainly get a better deal.

Insurance companies consider your credit history in addition to your driving record. While it’s true that drivers with higher credit get lower rates, certain insurance companies specialize in insuring those with less-than-perfect credit.

Finally, they look at any other people who will be operating the vehicle with you. You may anticipate a greater premium if your vehicle will be driven by adolescents or anybody else with a quick reaction.

What discounts does the Audi RS3 qualify for?

Aside from savings for drivers, your service provider may provide:

  • New car discount
  • Antitheft discount
  • Passive restraint discount
  • Automatic lights and wipers discount

Depending on your provider, these reductions may reduce your premium by 5% to 30%.

Reliability and safety ratings for the Audi RS3

It’s not known if the 2018 Audi RS3 has been subjected to NHTSA or Insurance Institute for Highway Safety crash testing. Because it’s only starting to appear in US showrooms, neither U.S. News nor JD Power have given it a rating.

Although the remainder of the new Audi fleet hasn’t been formally evaluated, safety ratings are excellent. The NHTSA gave a 5-star rating to almost all of Audi’s 2018 models.

A power central locking system, tire pressure monitoring, and ABS with brake assist and electronic brake pressure distribution are just a few of the outstanding safety features included in the RS3. Other safety features include numerous front and side airbags, ESP (stability control), and a parking brake with an electromechanical system. Lower anchors and tethers for children (LATCH) in the back seats are ideal for families with young children.

One of the NHTSA’s two concerns is regarding the difficulty in repositioning a booster seat in the rear. Several reviewers have complained about the tight fit, particularly for people in the back seats and drivers who had to move forward to make room for them.

Audi recalled certain 2018 RS3 models in 2018 due to defective rear-seat frame welding, and did so twice more in 2019 due to missing latch pins for the center rear-seat head restraint and faulty passenger airbag sensors. Meanwhile.

It takes 14.5 gallons of gas to fill the sedan’s tank. The RS3 has a yearly fuel cost of $2,350, according to Fuel Economy.

Over 15,000 miles, it equates to a $50 gas fill-up cost and a mix of highway and city driving of around 45 percent each. In comparison to a new car, you’ll spend $4,000 more on gas over the course of five years, according to Fuel Economy.

The 2018 Audi RS3 was specifically designed for the US market

The Audi RS3 was previously off-limits to U.S. buyers. Even though auto aficionados were well-versed in it, we missed out on the previous two editions.

The 2018 design steered clear of the current fad. The sedan was created with the needs of the US market in mind, and it is tailored to our roads, driving conditions, and aesthetic tastes.

Compare Audi RS3 competitors

You don’t want an RS3? See if there are any comparable manufacturers and models out there.

Bottom line

The Audi RS3 is a high-end, high-performance sedan, despite its sedan shape. Car aficionados are drawn to its potency as well as its eye-catching aesthetic features. As a result, insurers charge rates that are much higher than those for comparable sedans.

Compare auto insurance companies to discover one that best suits your requirements while staying inside your budget. You may check out our review of BMW M4 Insurance Rates.