Audi R8 Car Insurance Rates

There are more cheap supercars available, but an Audi R8 is still a significant investment that has to be safeguarded both on and off the road. Insurance rates for the Audi R8 are low for a high-end sports vehicle. The annual cost of Audi R8 car insurance rates are $2,364, or $197 per month. At $162,900, the yearly insurance cost–to–base vehicle price ratio is 1.5 percent, making it one of the cheapest luxury automobiles to insure. To obtain a quotation, sort automobile insurance providers by state.

How to compare insurance for the Audi R8

Audi R8 Car Insurance Rates - Audi Car Brand Logo

Despite the fact that the R8 is a high-performance sports car with a hefty price tag, it’s surprisingly affordable. Despite the fact that most major carriers cover this model, some suppliers provide plans especially for sports cars for those who cannot afford them. Create an example insurance policy for your Audi R8 and use it as a template to get quotations from other companies. When weighing your choices, keep the following things in mind.

  • Price. Once you’ve decided on the level of coverage and features you want, shop around for an insurance policy at a price that fits your budget.
  • Deductible. The amount of money you have set aside each month may have an impact on how much you pay each month. A larger monthly allowance lowers your costs, while a smaller monthly limit raises your costs.
  • Minimum coverage. Insurance is generally required for all motorists in most nations. To be sure your insurance meets state minimums, look into it before you get it.
  • Additional coverage. Look for a company that offers extra insurance coverage, such as PIP or non-insured motorist
  • Extras. When looking for insurance, you may come across additional benefits like accident forgiveness and roadside help. Analyze what your insurance covers and whether or not the additional benefits are worthwhile before purchasing them.
  • Restrictions. Drivers’ positions and insurance coverage are both subject to restrictions by certain providers.
  • Manufacturer offer or loyalty discount. Find out whether there are any manufacturer incentives or loyalty discounts available from Audi via insurance provider partnerships.
  • Warranty. In order to avoid paying for redundant coverage, find out what the manufacturer or extended warranty covers.

What factors affect car insurance rates for Audi R8?

Many people believe that insuring a sports car like the Audi R8 is too costly due to the vehicle’s high price and performance. Insurance for a vehicle is considerably more complicated, since providers determine your rates based on several factors other than how well you drive. It is important to consider variables like the kind of carcass, theft rates, security, and a host of others, all of which indicate that cost competitiveness is maintained in many ways. 

This is how the Audi R8’s features may influence the cost of car insurance.

  • Body type. The R8 is an affordable cup car compared to a sedan.
  • Type of car. The R8 is a fast and powerful sports coupe. This may raise the cost of auto insurance.
  • Theft. The most often stolen car model is a sedan. The clip-on design of the R8 makes it less likely to be stolen. As a result, insurance companies may be able to charge less.
  • Repairs. The cost of Audi R8 repair is likely to be high. The cost of replacement parts is likely to be higher than for other Audi models, and maintenance may need the use of specialized technicians. That’s why insurance is so costly, maybe.
  • Safety ratings. There are no safety ratings for the R8 both from NHTSA nor IIHS., but it comes equipped with a number of excellent safety features that qualify for insurance savings.

How do trim packages and extra build options affect insurance cost?

Insurance companies base their premium calculations on factors such as your probability of making a claim and the estimated amount of that claim. Your prices may be affected by the characteristics of the driver, the area, and the vehicle. Because each driver and vehicle combination is unique, the features and choices on each R8 set it apart. Your R8’s extras, such as the performance package or enhanced driver assistance technology, may have an impact on the cost of your auto insurance. With the 2018 Audi R8 V10 Cup as a foundation, it shows how various options may influence the cost of auto insurance.

Engine & drivetrain

  • V10 Plus. When the basic R8 doesn’t shut it off, the V10 Plus has 602 horsepower, ceramic brakes, LED full-beam headlamps, a carburizer engine, and more. This is nearly $60,000 less expensive than the previous model, but you’ll see an increase in your rates as a result.
  • Quattro. Audi is known for its all-wheel-drive Quattro system. Adding this package improves the vehicle’s handling and traction. As a result, insurance premiums will almost certainly go up by $30,000 above the regular model’s price.

Packages and options

  • Premium package. The $8,000 price tag on your R8 won’t have any effect on its performance, but it will raise your insurance costs.

Audi R8 money-saving safety features

If your Audi R8 is equipped with any of these safety features, you may be able to save money on your auto insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi R8 qualify for auto insurance discounts?

Depending on the insurer you choose, your vehicle may be eligible for various discounts on car insurance. Your actual savings, however, will be affected by a variety of factors, including your location, provider, preferences, and other options. The following are some situations in which the Audi R8 might come in handy: The following are:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi R8?

According to US News and J.D. Power, the R8 has a dependability rating of 2,5/5 stars, which is below average. The 3/5 star rating from previous model years is somewhat better, but only by a hair. Many R8 owners have expressed satisfaction with the car’s dependability in user reviews.

  • 2011: Several 2011 Audi R8 models have been recalled owing to gasoline line leaks caused by the engine compartment rubbing against the heat shield. A gasoline leak may cause a fire if it comes in contact with an ignition source, therefore it’s critical that this problem be resolved as soon as possible.

The Audi R8 has a very low number of reported faults and issues. The R8 is a high-priced sports car, therefore the sample size is much less than that of a common vehicle like the Audi A4 or Q5. However, some owners have reported transmission issues, power outages, and carbon dioxide (CO2) accumulation.

Audi R8 maintenance

The R8 is a high-performance sports car that’s meant to be exhilarating to drive. Because of this, it may be driven more aggressively and therefore need more frequent maintenance than other Audi vehicles. No matter what kind of vehicle you drive, maintaining it in good operating order necessitates a regular maintenance schedule. You can extend the life of your R8 by doing routine maintenance, such as changing the oil and scheduling service appointments. It’s reasonable to anticipate these things in light of current oil prices and other factors.

  • Audi recommends replacing the oil once every 10,000 miles or 12 months, whichever comes first. If you drive a lot, you’ll want to make sure it’s up to date more often. It costs up to $500 to replace the oil in an Audi R8.
  • After the first 10,000 miles, Audi recommends servicing your R8 every 20,000 miles. Standard maintenance should be performed after the first 20,000 miles and then at intervals of 20,000 miles after that..
  • The 2017 Audi R8 has an average fuel economy of 17 mpg on the highway and 14 mpg in the city.
  • The 2017 Audi R8 comes with a four-year/50,000-mile warranty and four years of 24-hour roadside assistance.

Is an extended warranty worth it for the Audi R8?

In addition, the Audi R8 comes with a four-year/50,000-mile warranty as standard equipment. If you need more time to decide, the Audi Certified Plus Limited warranty is a great option. After your original warranty expires, you’ll be covered for an additional two years or 50,000 miles under the extended warranty. While the basic safety net provides enough protection, the extended guarantee adds an extra layer of security for high-end cars like the Audi R8. It may also increase its resale value if you decide to put it up for sale later.

How safe is the Audi R8?

Unfortunately, the Audi R8 lacks official safety ratings, which may be due to its poorer production compared to other Audi cars. As with other Audi models, the R8 is equipped with a variety of safety features and driver assistance systems that may help keep the car safe and minimize damage in the event of an accident.

Compare Audi competitors

Look at what other sports vehicles or similar models from different manufacturers have to offer as a starting point. Comparing sports vehicles and similar models from other manufacturers may help you narrow your search.

Bottom line

In comparison to other supercars, the Audi R8 is a great value since it delivers tremendous performance for a fraction of the price. Despite its high price and proclivity for high speeds, getting vehicle insurance for a R8 is simple. Most major insurers should have no problem getting you covered, but if you want more specialized coverage, you may turn to companies that specialize in automotive performance. Select a policy and provider according on your needs to receive the best deal.

You may check out our review of Lamborghini Huracan Insurance Rates.