Audi A8 Car Insurance Rates

It’s calculated that Audi A8 vehicle insurance costs $191 each month, which works out to be $2,292 a year. This is around $1,000 higher than the national average, which is $1,318. However, the price difference is not significant. The cost of automobile insurance varies according to a number of factors, such as driving history, vehicle, and geographic location.

How to compare insurance for the Audi A8

Audi A8 Car Insurance Rates - Audi Logo

Vehicle insurance may save your life if you’re in an accident. While looking for insurance may be expensive and stressful, having enough coverage can save you both time and money if the worst occurs and your vehicle breaks down. In order to do this, you’ll need a vehicle and budget-appropriate insurance. When comparing auto insurance for a young driver, there are some factors to consider.

  • Price. Even for insurance policies with similar coverage, prices may vary widely across carriers. In order to compare insurers’ prices, use the template to create a sample insurance policy.
  • Deductible. It is possible that the provider may influence your monthly premium cost. If you set a budget and stick to it, you won’t become bankrupt trying to make a claim.
  • Minimum coverage. Every state has a minimum obligatory coverage outside New Hampshire and Virginia. Before buying insurance and starting on the road, be sure that this sum is met.
  • Additional coverage. You may not get the precise coverage you need from everyone. When shopping, be sure to check at extended coverage options to ensure that all of your needs are met.
  • Extras. Several insurance companies provide additional features like accident forgiveness or deductibles in the event of a loss. When they’re a top priority, concentrate on your sample policy before you go buying.
  • Restrictions. Some insurance companies may place restrictions on where or how you may use your automobile under their coverage. To prevent coverage gaps or denied claims, be sure to describe your situation to your service provider clearly.
  • Manufacturer offers or loyalty discounts. Some businesses get partnerships with insurance firms. Discounts and loyalty programs should be offered by Audi.
  • Warranty. Find out whether your manufacturer offers an extended warranty to avoid paying twice.

What factors affect car insurance rates for Audi A8?

Because every vehicle is different, costs for upkeep and volunteer rates vary widely between brands and models. Some automobiles are also more aggressive than others. Insurance companies price their products based on a variety of factors, including the likelihood that claims would be reimbursed. Your car’s type, body style, safety features, and other aspects will be influenced significantly as a result. Audi A8’s curb weight is as follows:

  • Body type. The Audi A8 is a four-door coupe designed for daily driving and other light-duty duties. Because it won’t be taken off-road or driven at high speeds, there’s less risk of an accident.
  • The make and model of the vehicle. Because the A8’s characteristics may be manufactured, fixed, or replaced at a higher cost as a luxury vehicle, its classification as a luxury car might increase insurance premiums.
  • Theft. While the A8 as a whole isn’t a common target for car thieves, the sedans are. A rise in the cost of automobile insurance may account for this.
  • Repairs. The Audi A8 shouldn’t have a problem finding replacement parts or repair services. Luxury automobiles, on the other hand, are more costly to repair and therefore are more forgiving.
  • Ratings on the level of safety. Audi automobiles are known for their high levels of safety and for doing well in crash tests. The A8’s and this car’s numerous safety features may result in lower auto insurance rates.

How do trim packages and extra build options affect insurance cost?

Insurance companies base your rates on a variety of factors, including the performance of your vehicle. Trims, packages, and other options for your A8’s operation may impact your insurance rates via various construction alternatives. Here’s how the 2018 Audi A8 3.0 TFSI trim and options compare when it comes to insurance prices.


  • 4.0 TFSI Quattro. More than 100 hours of extra power and wheel drive are provided by the 4.0 Quattro engine. AWD may improve handling, but more power means greater costs.
  • A8 L. The Audi A8 L is the A8’s luxurious version, featuring a larger wheelbase and a more powerful engine as standard. While newer technology may make drivers more aware and conspicuous, higher-priced cars and their accompanying motors will almost certainly raise the cost of vehicle insurance.

Packages and options

  • Driver assistance package. Some of the features in this package, such as cruise control and lane guidance, assist with eyesight. By including it, you may be able to save money on your vehicle insurance.
  • LED Headlights & high beam assistant. Cruise control, lane assistance, and other features like these are included in this package to aid with eyesight. If you add it, your car’s insurance premiums may go down.
  • Night vision assistant. An additional component of the night vision assistance kit is a thermal imaging device, which captures pictures of objects in the immediate vicinity that are difficult to see from other views. Reduced costs may result from better visibility.
  • Sport package. Additionally, this package features dynamic steering as well as a sports differential. A reduction in your vehicle insurance may be possible if you have better steering and suspension performance.
  • Sound system. This package has little effect on the A8’s performance, but the high cost and glitzy features may increase the cost of car insurance.

Audi A8 money-saving safety features

If your Audi A8 is equipped with certain safety features, you may be able to save money on your auto insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights

Does the Audi A8 qualify for auto insurance discounts?

Auto insurance discounts may be available for your vehicle if you go with a certain provider. Rebates may vary depending on your location, provider, preferences, and other considerations.

The Audi A8 should be able to handle the following:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi A8?

According to U.S. News and J.D. Power, the 2018 Audi A8 has a reliability rating of above 3.5/5 stars. It’s better than the majority of the company’s vehicles, but not exceptional. Major repairs to this vehicle, however, may be prohibitively expensive, despite the low cost of routine maintenance.

The Audi A8 was first introduced in 1994, giving Audi plenty of time to make improvements and iron out any kinks. Compared to past A8 models, the current A8 variant has had very few recalls.

  • 2014. Some A8 and S8 models were recalled at the end of 2013 due to issues with the roofing.
  • 2013. Nearly 10,000 Audi A8 Quattro 2013 models were recalled because coolant leakage into the engine control module may cause the vehicle to stop or lose power.
  • 2010-2012. Audi A8 models from 2010 to 2012 were similarly plagued with coolant leaks.

Despite being on the market for almost two decades, the Audi A8 has received just a small number of customer complaints. Due to maintenance prices and average mileage when issues occur, the 2015 Audi A8 is considered the worst of all models. Customers have reported a vibration and rattling when riding and braking on the 2015 model, most of which are related to the cabin.

Audi A8 maintenance

The Audi A8 is a top-of-the-line luxury sedan built to provide a pleasurable driving experience. Even while maintaining a regular maintenance plan doesn’t require much effort, it may last for much longer. These are the expectations in terms of oil changes, mileage, and other types of maintenance.

  • Audi recommends changing the oil every 10,000 miles or 12 months, whichever comes first. Oil changes may cost anywhere from $100 to $200, depending on where you go. You may save money by avoiding the dealership and going to a private mechanic instead.
  • The 2017 Audi service plan mandates maintenance on the A8 every 10,000 miles or 20,000 kilometers. Standard maintenance should be performed after the first 20,000 miles and then every 20,000 miles after that.
  • The 2017 Audi A1 has a 3.0 TFSI engine and gets 22 mpg on the interstate and 19 mpg in town.
  • The 2017 Audi A8 4.0 TFSI Quattro has an average fuel economy of 19 kilometer per liter, 16 kilometers per liter in the city, and 26 kilometers per liter on the highway.
  • Owners of the A8 are urged to take it to a dealer, but if you do, Audi will not void your warranty. However, if your vehicle is included in the recall, you should get it repaired at an Audi-approved shop.
  • There is a 4-year/50,000-mile warranty on the 2017 Audi A8 as well as 24-hour roadside assistance for four years.

Is an extended warranty worth it for the Audi A8?

The Audi A8 comes with a standard four-year, 50,000-mile warranty that covers most components and maintenance. You may wish to consider extra coverage even if you have the Audi Certified Plus Limited warranty for peace of mind. Once your original warranty expires, this will take an extra two years to cover the manufacturer (or up to 50,000 additional miles, to a maximum of 100,000 in total). The A8 is usually a reliable vehicle and will not be driven aggressively in this case. If you decide to sell your car in the future, an extended warranty may provide you with additional protection or raise the resale value of your car.

How safe is the Audi A8?

Nevertheless, the IIHS, NHTSA, or other important security groups have not yet graded current A8 cars. The A8 includes a number of safety features and driver comfort plus the A8 is an Audi, so it is expected to be safe.

About the Audi A8

The first Audi A8 went on sale in 1994. Using an aluminum chassis for the first time, this car is a market leader. The National Highway Traffic Safety Administration and the Insurance Institute for Highway Safety did not evaluate the 2017 model.

Insurance companies determine the premiums for the Audi A8 based on factors including safety ratings, theft rates, replacement costs, and the car’s overall vulnerability to harm. The cost of your insurance may vary depending on your driving record and geographic location. Prior to purchasing an Audi A8, go around for insurance quotes from many different companies to get the best deal. Look into insurance rebates to see if you qualify.

Compare Audi competitors

To find out what other Audi models can offer, look into other Audi models.

Bottom line

A luxury sedan with exceptional utility, the Audi A8 is available in a variety of trim levels to suit your needs. Its layout ensures passenger safety and comfort on every trip, no matter how long or short it may be. When compared to sports cars or off-road vehicles, this vehicle is safer to drive or ride in during the day or as a passenger. Despite its high purchase price and classification as a luxury sedan, higher insurance premiums may be associated with it.

However, your actual costs may vary based on a number of factors, so it’s important that you weigh your insurance options carefully.

Check out our review of Audi Q8 Car Insurance Rates for one more car insurance review.