Audi A4 Insurance Rates

A 2021 Audi A4 insurance rates, costs an average of $212.56 a month — or $2,550.69 per year. However, your real prices will vary depending on your driving history, vehicle type, and region.

How to compare Audi A4 insurance rates?

Audi Insurance Rates - Audi Logo

Automobile insurance shopping may be confusing; it’s difficult to evaluate your choices when all plans seem identical and companies use the same jargon. However, being aware of the many factors may assist you in locating a policy and provider that are appropriate for your Audi A4. Consider the following while searching for car insurance:

  • Price. When it comes to selecting a car insurance coverage, price is a critical consideration. After determining the precise amount of coverage you need, utilize the example policy to compare prices from other providers.
  • Deductible. Determine an appropriate deductible level that is manageable in the event of a claim but not so low that it raises your rates.
  • Minimum coverage. Decide on a deductible that is reasonable in the event of a claim, but not so low that it raises your rates.
  • Additional coverage. Uninsured motorist and medical payments coverage are only two of the many additional coverage choices available from carriers. Ensure that the supplier has everything you need.
  • Extras. Roadside assistance and accident forgiveness are optional extras that may offer peace of mind both on and off the road. If you need any additional insurance features, do your research before settling on a provider.
  • Restrictions. Certain providers may have coverage limitations. Whether you want to drive beyond the nation or just want to remain informed, inquire with your provider about any limitations prior to purchasing insurance.
  • Manufacturer offer or loyalty discount. Consult your dealership to learn about any partnerships or loyalty programs that Audi has with insurance providers.
  • Warranty. Examine the warranty paperwork for your car to prevent buying additional services from your provider that may already be covered.

What factors affect car insurance rates for Audi A4?

Your prices are determined by providers depending on your accident risk and the possible cost of settling claims. While many other variables, such as your location and driving history, may affect the price.

  • Body type. The Audi A4 is a four-door sedan that is often used for commuting, doing errands, and other light duties. It is unlikely to be driven in high-risk circumstances such as off-road or on a racetrack, which may result in cheaper insurance rates than trucks or sports vehicles.
  • Type of car. The A4 is a premium sedan, which typically costs more to insure than a small car but less than an SUV.
  • Theft. Sedans have the greatest theft rate of any car, which may affect the amount of auto insurance you pay.
  • Repairs. While Audi cars are very popular in the United States, certain components may need importation or installation by a qualified technician. This may result in an increase in the cost of repairs, which may result in higher rates.
  • Safety ratings. Audi cars, like the A4, have excellent safety ratings in general. This may result in reduced rates since safer cars are often less expensive to insure.

How does my Audi A4’s trim affect insurance costs?

The Audi A4 is classified as a luxury sedan, making it an excellent everyday vehicle. It has a number of basic safety and convenience features that contribute to a pleasant and safe driving experience. You may, however, customize your car by adding performance packages, extra safety features, or other choices. Your insurance rates may be altered as a result, since trims, packages, and extras may alter the vehicle’s performance.

Trim and engine

  • Premium 2.0 TFSI. This service offers a sport suspension, performance tires, and a higher top speed, which may result in increased insurance rates.
  • Premium Plus 2.0 TFSI Ultra. Headlights, side and rear sensors, and an Audi information system all help to reduce your risk of collision, which may result in a reduction in your insurance rates.
  • Premium Plus 2.0 TFSI. While this package offers a number of performance improvements, the addition of additional safety measures may offset the increased rates associated with greater power.
  • Prestige 2.0 TFSI Ultra. While this package includes a number of performance enhancements, the addition of additional safety measures may help offset the increased rates associated with greater power.
  • Prestige 2.0 TFSI. The increased rates associated with the increased power output may be offset by the installation of adaptive cruise control and other safety measures.

Packages and options

  • Convenience package. This package includes a motion-activated alarm system, as well as a driver information system. By including this, you may be able to save money on your insurance rates.
  • Sport package. While the majority of the improvements included in this package are aesthetic, the sport suspension may enhance handling and help you save money on insurance.
  • Wheel package. While replacing rims and tires may improve traction, it may also increase the danger of wheel theft.
  • Rear-passenger side airbags. This preventative measure may help to minimize damage to your car and its passengers in the case of an accident, thereby lowering your insurance premiums.
  • Navigation & telematics package. Audi Connect, a touch-screen navigation system, is included with this package.

What about car insurance for the Audi A4 Allroad?

On average, auto insurance for an Audi A4 Allroad costs about $132 per month or $1,584 per year. This is the same price as the A4 standard model and is just somewhat more expensive than the national average of $1,318.

Annual insurance costs are 3.6 percent of the basic vehicle price, which is $44,000. However, the actual cost of car insurance is determined by a number of variables, including the vehicle’s specifications, driving history, and location. Indeed, if you insurance an A4 Allroad in New Hampshire, you may spend as little as $983 per year, compared to the $2,201 average in Georgia.

What factors affect car insurance rates for Audi A4 Allroad?

Among your driving history, your location, and a variety of other characteristics, there are many variables that affect the cost of car insurance. The car you drive is a critical element. Among other factors, the body style, kind of vehicle, and cost of repairs are all considered while determining your rates. This is how the Audi A4 Allroad compares.

  • Body type. The Audi A4 Allroad is a four-door station wagon with four doors. In general, this body type is less expensive to insure than sedans, sports cars, and SUVs.
  • Type of car. Audi produces premium automobiles, and the A4 Allroad is no exception. While station wagons are not often prohibitively costly to insure, they are classified as luxury vehicles, which may influence the cost of insurance.
  • Theft. Station wagons are stolen at a far lower rate than sedans and trucks, which may result in reduced insurance costs.
  • Repairs. Repairs on station wagons are usually more costly than on cars, but less expensive than on SUVs. Audi cars are mass-manufactured, which means that simple availability to parts and servicing may assist lower insurance costs.
  • Safety ratings. The A4 Allroad, like the majority of Audi cars, has excellent safety ratings. Reduced risk of injury to passengers or structural damage may help lower the cost of car insurance.

Audi A4 money-saving safety features

If your Audi A4 is equipped with certain safety features, you may be able to save money on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear backup sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Audi A4 qualify for auto insurance discounts?

Regarding the company you select, your vehicle may qualify for a variety of auto insurance discounts.

  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (airbags, motorized seat belts, etc.)

How reliable is the Audi A4?

According to News and J.D. Power, the 2017 A4 earns an outstanding 9.6/10. Additionally, the NHTSA awards it a 5-star rating overall, with flawless scores in all categories save for a 4-star rating in frontal crash testing. The 2017 model received the IIHS Top Safety Pick+ award, which is backed up by strong performance in every category.

While many sources agree that the A4 is a dependable car, its reliability is about on par with that of other vehicles in its class. According to US News and J.D. Power, the 2017 Audi A4 and A4 Allroad models earned a three-star dependability rating, which is regarded to be about average. Your experience, however, may vary based on the model year you buy, the trim and extras you choose, and other factors.

Audi A4 vehicles have been recalled for a variety of reasons.

  • 2017. About 30,000 Audi A4, A4 Allroad, and A5 Sportback cars have been recalled owing to the metal trim around the door speakers detaching and exposing sharp edges. Additionally, this model’s frontal and head airbags may not deploy correctly, the side marker lights may not illuminate, and the seatbelt pre-tensioner may malfunction.
  • 2016. Approximately 350,000 Audi cars, including the 2016 A4, were impacted by overheating problems with the engine’s electronic cooling pump, increasing the danger of a fire.
  • 2015. A recall was issued for certain 2015 Audi A4 vehicles owing to complaints of the electrical connection on the auxiliary heater getting rusted, posing a fire danger. Additionally, this model year’s recalls include coolant pumps that overheat and front airbags that fail to activate.
  • 2013-2014. Numerous recalls for 2015 vehicles also apply to the A4 cars from 2013 and 2014. This includes overheating of the auxiliary heater wiring, coolant pump failure, and improper deployment of the front airbags.

Most current Audi A4 models have a relatively small number of frequent issues. Overall, the 2009 model receives the most complaints, but the 2011 model is regarded the worst owing to high maintenance expenses and limited mileage. On the 2011 model, common problems include high oil consumption, brakes that do not function correctly, and a shuddering clutch.

Audi A4 maintenance

Whereas the Audi A4 is regarded as a reasonably dependable car, regular maintenance may help prolong its life and performance. What to anticipate in terms of oil changes, service appointments, and mileage, among other things.

  • Audi advises changing your oil every 10,000 miles or 12 months, however this may vary depending on how your car is used. A typical oil change should cost between $50 and $125, depending on the location.
  • According to the 2017 Audi maintenance schedule, your vehicle should be brought in for minor maintenance every 20,000 miles after the initial 10,000. Standard maintenance should be done every 20,000 miles after the initial 20,000-mile service appointment.
  • The basic 2017 Audi A4 2.0L TFSI Ultra achieves an EPA-estimated 31 miles per gallon in the city and 37 miles per gallon on the highway.
    2017 Audi A4 2.0 TDI (No.
  • The base 2017 Audi A4 2.0L TFSI Ultra achieves an EPA-estimated 31 miles per gallon on the interstate and 27 in the city.
    Audi A4 2.0 (Model Year 2017)
  • The 2017 Audi A4 2.0L Quattro achieves an average fuel economy of 27 miles per gallon, with 24 miles per gallon in the city and 33 miles per gallon on the highway.
  • Audi strongly recommends owners to take their A4 to a dealer for servicing, but will not invalidate your warranty if you do so.
  • A four-year/50,000-mile warranty and four years of 24-hour roadside support are included with the 2017 Audi A4.

Is an extended warranty worth it for the Audi A4?

Audi offers a four-year, 50,000 mile warranty for the A4. However, once the new car warranty expires, you may extend your coverage with the Audi Certified Plus Limited warranty. When the Audi Certified Plus Limited Warranty is bought, it becomes effective and covers the vehicle for two years or an extra 50,000 miles, up to a total of 100,000 miles.

About the Audi A4

Starting in 1994, the Audi A4 has been manufactured. The Audi A4 is a series of small executive vehicles manufactured by Audi. The 2017 model is widely regarded as the market’s best luxury compact vehicle due to its high-performance standard features and comfy seats.

The Audi A4 Allroad made its debut at the 2009 Geneva Motor Show. Audi manufactures just one station wagon model, the A4 Allroad. Around 2,300 versions were sold in the United States in 2016.

Should You Buy An Audi A4?

The Audi A4 is a long-standing premium car. It is popular with families, commuters, and anybody else who places a premium on comfort and attention to detail. Whether you’re seeking to replace your existing sedan or are just curious about what Audi has to offer, the A4 is roomy and equipped with many safety features, making it an excellent everyday driver.

However, since this is a luxury car, insurance rates may be more than those for a typical small sedan, so you should evaluate your choices to determine the true cost of insuring this vehicle.

checkout Car Insurance Grades for more car rates and reviews.

Default image
Levi Jorgensen
Levi Jorgensen is the co-founder of CarInsuranceGrades.com & LifeInsuranceGrades.com. He is an avid lover of creating amazing content to educate people about life insurance. He is a life-long explorer. When he's not writing about life insurance, he builds websites, and manages local marketing campaigns for insurance agents. He's based in Columbus, Ohio with his wife and 2 children.
Articles: 56