Audi A3 Car Insurance Rates

The average monthly car insurance premium for a 2020 Audi A3 is $205.13, or $2,461.53 per year. The actual prices you pay will vary depending on your driving history, vehicle type, and geographic area.

How to compare insurance for the Audi A3

Audi A3 Car Insurance Rates - Audi A3 Logo

If you want coverage that fits your needs, you should check into getting insurance for an Audi A3. Most major insurance companies should cover this kind of vehicle. It’s critical to know what you’re looking for when picking an insurance policy. In order to make an informed assessment of your options, consider a variety of different factors, including pricing.

  • Price. While price is important, using a tool to compare comparable insurance alternatives is preferable than making pricing the determining factor.
  • Deductible. Set a spending limit and criteria for tax deductions that work for you. Although raising your deductibles may cost you more up front, you’ll save money in the long run. You will save money in the short term, but you will pay more in the long term if you make a claim for more money in the short term.
  • A bare minimum of protection is provided. Except for New Hampshire and Virginia, all nations need vehicle insurance for drivers. Check that you meet the state’s minimum requirements before applying for insurance.
  • Extra information. Extra insurance options include personal injury and uninsured motorist. Make certain that the company you select offers extra insurance.
  • Extras. Roadside assistance and non-deductible glass repairs are all options that may be considered, including forgiveness for accidents. If you need more features, speak with your provider to find out what they have to offer.
  • Restrictions. Some limitations may limit your ability to do things like rideshare, travel, or engage in other activities. Be aware of any limitations to avoid coverage gaps or disputed claims.
  • Offers from the manufacturer or discounts for staying loyal to the brand. Insurance companies and certain manufacturers have worked together to provide special promotions and savings. Determine whether an Audi dealer in your area receives special incentives.
  • Warranty. To avoid paying for your policy, find out what warranty coverage your manufacturer offers.

What factors affect car insurance rates for Audi A3?

Variables such as your driving history, geographic area, and supplier choice are all taken into account when calculating your pricing. When determining your insurance rates, your insurer takes the specific safety features, body design, engines, and other components of your car into account. Consequently, the cost of your car insurance varies greatly depending on the vehicle type.

  • Body type. The Audi A3 is a four-door sedan designed for both business and pleasure. Because a sedan is less likely than a sports vehicle to be driven aggressively, insurance premiums may be cheaper for a sedan.
  • Type of car. The Audi A3 is a little premium car that is less costly than an SUV in many instances. On the other hand, it’ll cost more than a small car like the Volkswagen Jetta.
  • Theft. Theft occurs at a greater incidence in sedans, which may account for the increased cost of insurance.
  • Repairs. Audi cars are quite popular in North America, so finding replacement parts or repair shops is not a problem. Insurance prices may go down as a result of this.
  • Safety ratings. The A3 is an Audi, which is known for its high level of safety. Insuring a safer vehicle may save you money.

How do trim packages affect insurance costs?

Adding or removing packs and accessories may have a significant effect on your vehicle’s overall performance, both on and off the road. Security features and engine packages, for example, may assist avoid accidents by decreasing the likelihood of thievery. Configuring your Audi A3 may have an impact on your insurance rates.

Packages

  • Premium. A camera update and Xenon headlights, for example, may improve visibility while also lowering insurance rates.
  • Premium Plus. Drive safely and save money on insurance if you take use of the parking garage, side assistance, and cross traffic aids.
  • Prestige. This package contains everything in the Premium Plus package, as well as adaptive cruise control and LED headlights that may save you money on your insurance.
  • TFSI Quattro with AWD. All-wheel drive, which is an option on all models, has the potential to improve traction while also lowering insurance costs.

Options

  • Suspension for sports cars. If you choose this option, you’ll have more control over your handling while paying less.
  • Side airbags for the backseat passengers. This safety factor may be lowered if an accident results in bodily harm, which increases your insurance premiums.

Does the Audi A3 qualify for auto insurance discounts?

Depending on the insurance provider you choose, you may be eligible for certain car insurance discounts. However, real savings are available based on your location, provider, preference, and other factors. The following are some situations in which the Audi A3 should be used:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Audi A3?

Audi A3 2017 dependability was rated by J.D. Power at 3 out of 5 stars. There are, however, 4.5/5 consumer evaluations on other websites and a 95.5 percent assurance rating based on a big driver poll from one source.

Many recalls have occurred since the A3’s makeover in 2015. Following are a few recent examples:

  • 2017-2018. A total of 8400 2017-2018 Audi A3 convertibles and sedans were recalled due to engine stalling issues. According to Audi, the software in the engine management unit may perceive flywheel spin as a “knocking” situation, resulting in a stall and increasing the risk of an accident.
  • 2017. Limited numbers of vehicles were recalled in 2017 due to an issue with passenger front airbags being overused, which may cause injury if the airbags were deployed with more power than expected.
  • 2016. A limited number of Audi A3s were recalled in 2016 due to problems with the cooling system, fuel system, or side marker lights.
  • 2015. Fewer than a thousand 2015 Audi A3s have had their side airbags removed because the seats were incorrectly sewn in the front, preventing them from working in an accident.

Audi A3 owners consider the 2015 model year to be the worst due to high maintenance costs and frequent issues, as reported on many websites and forums. However, this may be due to the fact that the 2015 model year was the first after a major renovation. When it comes to fuel economy and transmission warnings, the 2015 Audi A3 is no exception. A jerking, hesitating, and water intrusion issue has been reported by 2016 truck owners.

How safe is the Audi A3?

Many Audi cars, like the A3, are equipped with a variety of safety features. U.S. News and J.D. Power gave the 2018 A3 a security rating of 9.3/10, while the IIHS gave it a good rating. In all, the NHTSA awards 5 stars for safety, with a frontal collision rating of 4/5, a side impact rating of 5/5, and a rollover rating of 4/5.

Audi A3 maintenance

It is possible to utilize the Audi A3 as both a daily driver and an operator. However, regular maintenance is essential if you want to prolong the life of your car and get more miles per gallon. In terms of oil changes, miles, and Audi A3 warranties, here’s what to anticipate.

Audi will cover the cost of your first planned maintenance visit after 1,000 or 10,000 kilometers. After that, adhere to the maintenance schedule outlined in your owner’s manual.

Oil and filter replacement on an Audi A3 costs around $100 from a mechanic and $150 from a dealership.

  • The 2018 Audi A4 offers a combined fuel economy of 29 mpg city, 26 mpg highway, and 35 mpg combined.
  • The 2018 Audi A3 Quattro gets 27 mpg on average, with 24 mpg in town and 31 mpg on the highway.
  • The 2018 Audi A3 Cabriolet gets 28 mpg on the interstate and 25 mpg in the city, which translates to a combined rating of 33 mpg.
  • There is a 25 mpg average for the 2018 Audi A3 Cabriolet Quattro, which drops to 22 mpg for city driving and 30 mpg for highway driving.
  • To avoid voiding your warranty, Audi recommends that you take your A3 to an authorized dealer for servicing.
  • You may get 4-year/50,000-mile warranties and 24-hour assistance with the 2018 Audi A3.

Is an extended warranty worth it for the Audi A3?

The Audi A3 comes with a four-year, 50,000-mile warranty, but you may want to keep it after it expires. Once the new car warranty expires, the Audi Certified Plus price guarantee becomes available. There is a limited warranty available via Audi Certified Plus. There’s a two-year/unlimited-mileage Audi Certified Plus Limited Warranty option available for those who choose to buy it.

About the Audi A3

In 1996, Audi created the A3 as a basic, family-sized compact car. The 2017 model is well-known for both its low price and high level of athleticism. The National Highway Traffic Safety Administration has awarded the 2017 Audi A3 a 5-Star Safety Overall Rating and the Institute for Highway Safety has given it a Top Safety Pick+.

Compare Audi competitors

Would you want to see what else I have in store for you? Consider other Audi models or models from a different manufacturer.

Audi has a wide range of cars, wagons, pickups, and other vehicles that you may be interested in. The A3 is Audi’s entry-level model, thus buyers of the A4 or A5 are more likely to trade up.

Bottom line

Low-cost luxury meets convenience and comfort in the Audi A3. Design, safety features, maintenance expenses, and other aspects of the car all affect auto insurance rates, so look into other options to figure out how much you’ll spend for coverage.

Check out our review of Mercedes-Benz A-Class Insurance Rates for one more car insurance review.