Alfa Romeo Stelvio Car Insurance Rates

Alfa Romeo Stelvio made its debut at showrooms in the United States earlier this year. Made in Italy, the SUV is a luxury car, as is the rest of the Italian brand’s lineup. The average cost of Alfa Romeo vehicle insurance is $2,364 per year, or $197 per month. This is much higher than the national average of $1,300 per year, which is expected given the size of the country. Alfa Romeo is a luxury brand, and as such, insurance premiums should reflect the sticker price. Sort car insurance companies by state to get a quote.

How do I compare insurance for the Alfa Romeo Stelvio?

Alfa Romeo Stelvio Car Insurance Rates - Alfa Romeo Logo

Your insurer, your driving history, the region in which you live, and the way you drive all contribute to your premium. Providers prioritize variables such as fuel economy and engine power.

All of these factors contribute to the Alfa Romeo Stelvio’s insurance premium.

  • Body type. The vehicle is a crossover SUV with five doors and a rear hatch. It is categorized as a small luxury SUV and is available with either all-wheel drive or rear-wheel drive. It is often less expensive to insure than a sports car, but more expensive than a conventional sedan with similar features.
  • Fuel. The car has a turbocharged engine and runs on premium gasoline. It is available with a 2.0L or 2.9L engine. Insurance premiums for a car with a more powerful engine will be higher.
  • Rates of theft. Alfa Romeo cars have a low theft rate in general. When insurers are indifferent to the theft of your car, they will not raise your rate.
  • Maintenance. Due to the fact that the vehicle is assembled in Italy, component replacement and maintenance may be prohibitively expensive. Alfa Romeo, on the other hand, provides a standard guarantee covering repairs and maintenance.
  • Coverage. Due to the premium nature of the Stelvio, you must get extra coverage.
  • Options for insurers. While the Stelvio is a high-performance vehicle, it is not classified as a sports car, antique, or exotic vehicle, making insurance simple.
  • Warranty. Alfa Romeo’s standard warranty for the Stelvio is four years or 50,000 miles. This includes 24-hour towing assistance and complimentary maintenance for one year or 10,000 miles. Examine the small print of your warranty to prevent inadvertent duplication of insurance coverage.
  • The manufacturer is offering a one-of-a-kind deal. Alfa Romeo currently offers 24-month leases on the 2019 Stelvio RWD for $409 per month with low mileage. The total lease payment needed at lease signing is $4,428, which includes the down payment and the first month’s payment. Determine your eligibility by contacting your local dealer.

Does the Alfa Romeo Stelvio qualify for discounts?

Yes. Discounts vary according to supplier, but you may often save between 5% and 30% by equipping your car with modern safety features. If you buy an Alfa Romeo Stelvio, you may be eligible for these incentives.

  • Anti-theft discount.
  • Automatic wipers and wiper discount.
  • Passive restraint discount.

How reliable is the Alfa Romeo Stelvio?

Prior to getting behind the wheel, you want to ensure that your car is not only safe and reliable, but also that the manufacturer’s promises are accurate.

  • Safety. The Stelvio has not been subjected to crash testing by the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). This is unsurprising given that it is a premium car that was just recently launched in the United States. Edmunds described the Stelvio’s brake pedal as “excessively sensitive.”
  • Reliability. Stelvio was ranked #10 by US News in the premium compact SUV category. The vehicle earned an eight out of ten for its performance, power, agility, design, and extensive list of standard equipment, but the cab’s quality was below average.
  • Recalls. So yet, there have been no recalls or consumer complaints about the 2019 Stelvio. Despite this, four recalls were issued for the 2018 model. These include issues with windshield washing machines, illumination, braking performance and “corrosion on the connectors,” which will cause the trunk to open.

Bottom line

The Stelvio is the cheapest to insure, but the rates reflect its status as an Alfa Romeo luxury vehicle. The SUV comes standard with a four-year warranty and safety features that help decrease insurance costs.

Compare insurance companies to get the coverage that best fits your requirements.

For additional car insurance review, check out our review of Audi Q5 Car Insurance Rates.