Alfa Romeo Giulia Car Insurance Rates

Insurance for a 2017 Alfa Romeo Giulia costs about $197 per month, or $2,364 per year, which is almost $1,000 higher than the national average of $1,318. However, this quotation is based on the driver’s New York residence. If you lived in Idaho, you could pay closer to the state’s average of $1,053, or about $1,810 in Maryland. The cost of car insurance is determined by a number of variables, one of which is your location. Sort car insurance companies by state to get a quote.

How to compare insurance for the Alfa Romeo Giulia

Alfa Romeo Giulia Car Insurance Rates - Alfa Romeo Logo

Hundreds of car insurance companies exist across the nation, each offering a distinct set of coverage options. Each insurance is distinct, but due to repetitive language and similar coverage, it may be difficult to tell them apart. When comparing estimates and suppliers, it’s essential to check a few crucial factors to ensure that you’re comparing apples to apples.

  • Price. While price is an important factor to consider, it is best utilized to compare providers after determining the coverage you need.
  • Deductible. Choose a deductible that fits your budget but won’t cost you a fortune if you ever need to make a claim.
  • Minimum coverage. Each state has its own set of legislative standards for minimum coverage. Above everything, be certain that this basic minimum is fulfilled.
  • Additional coverage. If you need extra coverage, like personal injury protection, verify that the carrier you are considering offers it.
  • Extras. Certain providers offer optional coverages like tire and rim coverage and no-deductible glass repair. If these characteristics are critical to you, select a provider who has them.
  • Restrictions. Certain providers set coverage limitations, which may impact claim payments or future coverage. Before you get insurance, ensure that you are aware of any limitations.
  • Manufacturer offer or loyalty discount. Certain manufacturers provide insurance discounts via certain suppliers. Ensure that you investigate your options to see if you qualify for any special offers or discounts.
  • Warranty. Ensure that you understand the terms of your manufacturer’s warranty prior to purchasing coverage. Paying for extra coverage is useless if your manufacturer’s warranty already covers such features.

What factors affect car insurance rates for Alfa Romeo Giulia?

Providers calculate your insurance rates based on your risk as a driver, but they also consider variables such as how well your vehicle would hold up in an accident, the cost of repairs, and so on. This is why rates vary significantly depending on the kind of vehicle used. Several factors may influence the cost of Alfa Romeo Giulia car insurance.

  • Body type. The Giulia is a four-door sedan that, in comparison to a sports car, does not pose a significant danger when driven fast. This may help you save money on car insurance.
  • Automobile type. The Giulia is a high-performance sedan with a higher insurance cost than, for example, a small car.
  • Theft. Sedans have the highest theft rate of any vehicle type, which may be related to their popularity. This may be one of the causes for the increased rates.
  • Repairs. Alfa Romeo cars may be more costly to insure than mass-produced vehicles such as a Ford or Dodge.
  • Ratings for safety. The Giulia is a luxury vehicle that prioritizes passenger comfort and is equipped with a range of sophisticated safety features. This may contribute to a reduction in the cost of car insurance.

How do trim packages and extra build options affect insurance cost?

The trim level and extra equipment you choose may have a substantial effect on your car insurance premiums. While minor things such as seat details and floor mats may have minimal impact, additional features such as technological upgrades, sport packages, or enhanced safety measures may have a noticeable effect. The following are some of the different packages and extras available for the Giulia, along with an explanation of how they may impact your insurance rates.

Packages

  • TI, Sport, or Lusso. These packages are mainly used to improve the look of the inside and outside. Because performance and safety will remain unaltered, adding any of these packages will have no effect on the cost of car insurance.
  • Quadrifoglio. This package includes a 2.9-liter V6 twin turbo engine that boosts horsepower by over 200. Increased power coupled with an exorbitant price tag almost always results in a substantial rise in your rates.
  • All-wheel drive system. Many of these packages have an all-wheel drive option. This may improve your handling, particularly if you reside in a snowy region during the winter. Increased traction and handling may qualify you for a discount on your insurance rates.

Accessories

  • Static package for driver assistance. Blind spot monitoring and parking assist systems may aid you in lowering your insurance premiums.
  • Dynamic plus bundle for driver assistance. Among other things, this package offers automatic headlights, collision warnings, and cruise control. These safety features may result in a reduction in your car insurance premiums.
  • Warning about impending collision. This safety feature substantially reduces the likelihood of a collision, which may result in savings on your car insurance.
  • Brakes with extreme performance. Upgraded brakes, available only on the Quadrifoglio, may improve handling and help you save money on insurance.

Alfa Romeo Giulia money-saving safety features

If your Alfa Romeo Giulia has specific safety features, you may be eligible for a discount on car insurance.

  • Airbags
  • Daytime running lights
  • Anti-lock brakes
  • Anti-theft device
  • Surround camera system
  • Parking sensors
  • Rear back-up sensors
  • LED fog lights
  • Electronic stability control
  • Seatbelt pretensioners

Does the Alfa Romeo Giulia qualify for auto insurance discounts?

Your car may qualify for a number of auto insurance discounts, depending on the provider you choose. However, the exact savings will vary by location, provider, and available alternatives. Numerous them should apply to the Alfa Romeo Giulia:

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Emergency roadside assistance discount

How reliable is the Alfa Romeo Giulia?

While J.D. Power has not yet evaluated this vehicle, customer evaluations give the 2017 Alfa Romeo Giulia an outstanding 4.7/5 star rating for dependability.

A well-known source of automotive information and ratings, also gives the Giulia a 4.7/5 rating based on over 50 favorable reviews from different owners. While there are a few positive reviews on the site, they are from individuals who have just test driven the car and do not own one. At the time of writing, there were no ongoing Alfa Romeo Giulia recalls.

According to several online sources and Alfa Romeo enthusiasts, the Giulia model years have almost no common problems. While some customers claim they received their vehicle with the wrong tire pressure, this is a dealer error, not a manufacturing fault. Despite the large number of satisfied owners, Alfa Romeo has issued a number of service recommendations to address issues about noisy suspension, brake sensors, coolant hoses, and electrical problems in a very small number of cars.

How safe is the Alfa Romeo Giulia?

The Alfa Romeo Giulia, unlike many of its competitors, is not a mass-produced vehicle. As a consequence, the data from crash testing is inadequate to provide certified safety ratings. On the other side, the Giulia has a number of safety features that may assist reduce damage in the event of an accident.

Alfa Romeo Giulia maintenance

Alfa Romeo Giulia is a luxury and performance car that requires more maintenance than a standard sedan. While the vehicle is usually reliable, it is essential to do oil changes and any other routine maintenance recommended in the owner’s manual on a timely basis. The Alfa Romeo Giulia’s oil changes, mileage, and warranty are as follows.

  • Alfa Romeo recommends changing your oil every 10,000 miles or 12 months. This schedule, however, is subject to vary based on how often you use the vehicle.
  • An oil change, according to many Giulia owners, costs between $100 and $300, depending on the service facility.
  • The 2018 Alfa Romeo Giulia basic model averages 26 miles per gallon, 23 in the city, and 31 on the interstate, according to the EPA.
  • The 2018 Alfa Romeo Giulia all-wheel drive gets an average fuel economy of 27 miles per gallon, with a city fuel economy of 24 miles per gallon and a highway fuel economy of 33 miles per gallon.
  • The 2018 Alfa Romeo Giulia Quadrifoglio gets an average fuel economy of 20 miles per gallon, with a city fuel economy of 17 miles per gallon and a highway fuel economy of 24 miles per gallon.
  • While Alfa Romeo highly advises customers to service their cars at an approved Alfa Romeo dealer, your warranty will be valid if you bring your vehicle to a non-official Alfa Romeo dealer.
  • Alfa Romeo’s 2018 Giulia comes standard with a four-year/50,000-mile guarantee, but extended warranties are available.

Is an extended warranty worth it for the Alfa Romeo Giulia?

Alfa Romeo covers the Giulia with a four-year, 50,000-mile guarantee, with a few exceptions. The following things are covered for a 12-month or 12,000-mile period.

  • Brakes
  • Wiper blades
  • Clutch discs
  • Windshield
  • Rear window
  • Wheel alignment
  • Wheel balancing

While the standard warranty is quite extensive, the Giulia is a sports sedan and will almost certainly suffer more wear and tear than a regular car. Repairs may be expensive, which emphasizes the need of having your vehicle insured. Alfa Romeo offers many different types of extended warranties, which you should explore with your dealer.

About the Alfa Romeo Giulia

In 1962, Alfa Romeo launched the Giulia. Alfa Romeo updated the Giulia as a compact executive car for the third time in 2016 as a small executive vehicle. The Alfa Romeo Giulia finished second in the 2017 European Car of the Year competition.

The cost of insurance for an Alfa Romeo Giulia is determined by the vehicle’s safety rating, theft rate, replacement cost, and overall susceptibility to damage. Insurance premiums vary depending on your driving record and geographic location. If you’re considering purchasing an Alfa Romeo Giulia, compare insurance quotes from several companies to guarantee you’re paying the lowest possible price. Conduct research to ascertain your eligibility for insurance discounts.

Compare Alfa Romeo competitors

If you’re contemplating an Alfa Romeo Giulia but want to weigh your options before making a purchase, the following manufacturers may offer cars that are similar.

Bottom line

Alfa Romeo is a world-class performance sedan that comes standard with a plethora of standard and optional equipment. While the vehicle’s high dependability rating and safety features make it an appealing option for those looking for a luxury sports sedan, the high cost of repairs and lack of crash test data may contribute to the vehicle’s high auto insurance premiums. As is customary, it is important to weigh your options in order to choose which provider and policy are a good match for you.

For another car insurance review, visit our review of BMW Series 3 Insurance Cost.