Acura TLX Car Insurance Rates

Because of its size and low insurance costs, the Acura TLX is a great mid-size car to own. An Acura TLX car insurance rates an average of $152 a month ($1,824 a year) for a single driver. The yearly insurance cost-to-base vehicle price ratio is 5.7% for a $32,000 base automobile, which is higher than the national average of 4%. To get a quote, compare rates from several car insurance providers, then sort the quotes by state.

How to compare insurance for the Acura TLX

If you don’t know what to look for while comparing car insurance quotes, it may be difficult. Due to the similarity of policies and service providers, it may be difficult to evaluate your choices. Prior to making your decision, you should take these factors into account:

Acura TLX Car Insurance Rates - Acura Logo
  • Price. Begin by deciding on the level of coverage you need and any other options you want. Solicit estimates from suppliers using this information, and then price-compare your options.
  • Deductible. Increasing your deductible may reduce your rates, but you will have to pay more up front if you ever need to make a claim on your insurance policy. Deductibles reduce the initial cost, but the monthly rates are considerably higher.
  • Minimum coverage. You may be obliged to carry a specific level of insurance in certain states. In addition to meeting your state’s minimum requirements, price and extra features are critical.
  • Additional coverage. Uninsured and underinsured motorist coverage are optional extras offered by certain insurance companies. If you’re in need of these features, look for a supplier who provides them.
  • Extras. Additional services provided by certain carriers include no-deductible glass repair, tire and trim insurance, and roadside assistance. Compare your choices and look for a supplier that specializes in the products you need.
  • Restrictions. It’s possible that your coverage is restricted because of your insurance policy and the provider you’re working with. Please be aware of them to prevent having your compensation reduced or rejected.
  • Manufacturer offer or loyalty discount. See if there are any special offers or discounts available from certain vendors by consulting Acura.
  • Warranty. You may be surprised by what’s covered by the warranty provided by the product’s manufacturer. Purchasing extra insurance is pointless if your manufacturer already offers coverage comparable to yours. Be sure to check with both Acura and your service provider to avoid any confusion.

What factors affect car insurance rates for Acura TLX?

The kind of car you drive has a substantial effect on the amount of insurance you pay, even if your driving history, location, and other variables are all taken into account Here’s how the Acura TLX stacks up against the competition.

  • Body type. Four-door sedans like the Acura TLX cost less to insure than SUVs and sporty cars.
  • Type of car. The TLX continues Acura’s tradition of manufacturing high-end luxury vehicles. Luxury sedans, on the other hand, are less risky to insure than sports cars, but they may also need more maintenance, which may increase your expenses.
  • Theft. Sedans are among the most often stolen vehicle models. Higher rates may be the consequence of more thefts.
  • Repairs. Repairing the body of a luxury car may be costly, even if TLX replacement parts and service facilities are easily accessible. This may be included into your pricing model.
  • Safety ratings. The TLX, like many other Acura models, is very safe on the road. As a consequence of these ratings and safety features, insurance rates may be reduced as a result.

How do trim packages and extra build options affect insurance cost?

When calculating your rates, auto insurance companies take a number of vehicle-related variables into account. This covers, for example, the car’s power, safety features, and likelihood of being stolen. This means that the extra services and packages you choose will have an effect on your vehicle insurance rates. The packages and options for the Acura TLX are shown below.


  • Tech. The navigation system, blind spot information system, and cross-traffic monitor are all included in this package. Devices like this may assist to make driving more secure and may even lower your insurance costs.
  • Elite. Incorporating this package’s surround vision camera system and LED fog lights may improve your driving visibility, lowering your risk of an accident and your insurance premiums as a consequence.
  • SH-AWD. While all-wheel drive may help with handling, the significant boost in horsepower may lead to higher interest rates.
  • A-SPEC. There are some sport elements in this package, but LED fog lights and a better suspension may result in lower insurance costs.


  • Aluminum-alloy wheels Automobile insurance rates may go up if you get alloy wheels installed since they enhance the worth of your car and make it more valuable as a target for thieves
  • Fog LED lights with a white color temperature. In low-visibility conditions, fog lights may increase visibility and reduce accident risk. As a result, they may be able to save you money on your car insurance.
  • Locks on the wheels. The use of wheel locking is a very effective deterrent against theft. If you already have their services set up, you may be eligible for a discount from several of your current service providers.
  • Sensors for detecting when a vehicle is parked. It is possible to save money on car insurance by using parking sensors to prevent accidents.
  • Sensors for the vehicle’s rear backup. Adding a set of rear backup cameras like parking sensors may help lower the risk of an accident, which might lead to lower premiums on your auto insurance policy.

Acura TLX money-saving safety features

Your vehicle insurance may be less if your Acura TLX is equipped with these safety features.

  • Airbags
  • Running lights for the daytime
  • Brake anti-lock
  • Gadget that monitors your vehicle for signs of theft
  • System of several cameras placed around the room
  • Parking sensors are used to help with safety.
  • Sensors for the vehicle’s rear view mirror
  • Lights that emit a fog

Does the Acura TLX qualify for auto insurance discounts?

Your vehicle may be eligible for certain auto insurance savings, depending on the provider you choose. The savings you get, on the other hand, may differ based on your location, service provider, personal preferences, and other variables. The Acura TLX should be able to benefit from many of these features.

  • New car discount
  • Anti-lock brake discount
  • Anti-theft discount
  • Passive restraint discount (Airbags, motorized seat belts, etc.)
  • Usage or low mileage discount
  • Emergency roadside assistance discount

How reliable is the Acura TLX?

With a flawless score of 5/5 on RepairPal’s dependability scale, the Acura TLX ranks second among 31 premium midsize cars. According to the website, the average repair cost is $428, which is $330 less than the average premium midsize car repair cost of $762.

With an average rating of 3.5 stars out of 5, the US News and J.D. Power ratings are somewhat below average for their class.

About 10,000 2015 Acura TLXs have been recalled, according to J.D. Power’s database of recalls, which is updated on a regular basis.

  • 2015 : A total of 10,000 cars were recalled due to faulty parking rods that prevented the gearbox from going into park.

There haven’t been many complaints about the Acura TLX models from 2016 through 2018 thus yet. With many owners experiencing gearbox problems after a recall for parking issues, the 2015 model is by far the most troublesome.

How safe is the Acura TLX?

The 2017 Acura TLX was awarded a perfect score of 9.7/10 by US News & World Report for its overall safety. Insurance Institute for Highway Safety ranks it favorably in all areas except child seat anchors, which fail due to the difficulty of its usage.

Acura TLX maintenance

Maintaining your car on a regular basis can help it last longer. These data about the Acura TLX’s oil changes, gas mileage, and other specs can be found below.

  • Oil changes should be done every 5,000 miles or four months, whichever comes first.
  • A technician-performed oil change on an Acura TLX should cost around $80, whereas an Acura dealership-performed oil change should cost about $100.
  • The highway fuel economy for the 2018 Acura TLX 2.4L FWD is estimated by the EPA at 27 mpg, while the city fuel economy is assessed at 23 mpg.
  • The EPA estimates the 2018 Acura TLX 3.5L FWD gets 24 mpg on the freeway, 20 mpg in the city, and 32 mpg on the highway.
  • The highway fuel economy for the 2018 Acura TLX 3.5L AWD is estimated by the EPA at 24 mpg while the city fuel economy is assessed at 21 mpg.
  • If you choose to service your vehicle anywhere other than an authorized Acura dealer, your warranty will be valid even if Acura suggests you do so.
  • The basic warranty for the 2018 Acura TLX is four years or 50,000 miles, while the powertrain warranty is six years or 70,000 miles. Acura, on the other hand, has a number of warranty extension alternatives.

Is an extended warranty worth it for the Acura TLX?

Despite the Acura TLX’s excellent reliability and low average maintenance costs, purchasing an extended warranty is always a good idea. Consider extending your coverage when the factory warranties (four years/50,000 miles on the basic warranty and six years/70,000 miles on the powertrain warranty) expire.

About the Acura TLX

Acura has been selling the TLX since 2014. In terms of luxury midsize cars, the 2017 model is among the most affordable options. The National Highway Traffic Safety Administration gave the Acura TLX a perfect five-star rating for overall safety.

Acura TLX insurance prices are evaluated by insurance companies based on factors such as safety ratings, theft rates, replacement costs, and the overall risk of harm. The cost of auto insurance varies depending on a driver’s driving record and where they live. To guarantee you spend the least amount possible for your Acura TLX, get insurance quotes from several sources before you buy. Find out whether you’re eligible for insurance savings before you buy.

Acura TLX money-saving safety features

If your Acura TLX has these features, you may be eligible for a discount on your auto insurance.

  • Anti-lock brakes
  • Anti-theft device
  • Airbags
  • Seatbelt Pretensioners
  • Electronic stability control

Compare Acura competitors

Look at other Acura models or what other automakers have to offer if you like the TLX but are interested about the competition.

Bottom line

Insurance for a 2017 Acura TLX costs around $500 more than the national average, but the cost varies depending on factors including location, driving record, trim level, and other options. Even yet, you may be eligible for lower car insurance rates or discounts because of the vehicle’s high safety ratings and comprehensive list of optional safety features As is usual, compare your options before settling on a provider and insurance.

You may compare and check out our review of Acura ILX Insurance Rates.